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This paper considers a Cram\'er-Lundberg risk setting, where the components of the underlying model change over time. These components could be thought of as the claim arrival rate, the claim-size distribution, and the premium rate, but we…

We study the asymptotics of the ruin probability in the Cram\'er-Lundberg model with a modified notion of ruin. The modification is as follows. If the portfolio becomes negative, the asset is not immediately declared ruined but may survive…

概率论 · 数学 2019-04-26 Frank Aurzada , Micha Buck

This paper considers a variant of the classical Cram\'er-Lundberg model that is particularly appropriate in the credit context, with the distinguishing feature that it corresponds to a finite number of obligors. The focus is on computing…

概率论 · 数学 2020-12-07 Guusje Delsing , Michel Mandjes

Recent studies have demonstrated an interesting connection between the asymptotic behavior at ruin of a L\'evy insurance risk process under the Cram\'er-Lundberg and convolution equivalent conditions. For example, the limiting distributions…

概率论 · 数学 2016-01-08 Philip S. Griffin

We derive formulas for the moments of the ruin time in a L\'evy risk model and use these to determine the asymptotic behavior of the moments of the ruin time as the initial capital tends to infinity. In the special case of the perturbed…

概率论 · 数学 2022-08-02 Philipp Lukas Strietzel , Anita Behme

In this paper we analyze so-called Parisian ruin probability that happens when surplus process stays below zero longer than fixed amount of time $\zeta>0$. We focus on general spectrally negative L\'{e}vy insurance risk process. For this…

概率论 · 数学 2010-04-21 Irmina Czarna , Zbigniew Palmowski

In ruin theory, the net profit condition intuitively means that the incurred random claims on average do not occur more often than premiums are gained. The breach of the net profit condition causes guaranteed ruin in few but simple cases…

概率论 · 数学 2024-01-08 Andrius Grigutis , Arvydas Karbonskis , Jonas Šiaulys

The aim of this paper is to construct the confidence interval of the ultimate ruin probability under the insurance surplus driven by a L\'evy process. Assuming a parametric family for the L\'evy measures, we estimate the parameter from the…

概率论 · 数学 2021-12-15 Yasutaka Shimizu

The classical Cram\'er-Lundberg risk process models the ruin probability of an insurance company experiencing an incoming cash flow - the premium income, and an outgoing cash flow - the claims. From a system's viewpoint, the web of…

概率论 · 数学 2021-04-13 Rukuang Huang

In this paper, we introduce an insurance ruin model with adaptive premium rate, thereafter refered to as restructuring/refraction, in which classical ruin and bankruptcy are distinguished. In this model, the premium rate is increased as…

概率论 · 数学 2013-06-21 Jean-François Renaud

We study a dynamic model of a non-life insurance portfolio. The foundation of the model is a compound Poisson process that represents the claims side of the insurer. To introduce clusters of claims appearing, e.g. with catastrophic events,…

风险管理 · 定量金融 2026-03-03 Jonathan Klinge , Maren Diane Schmeck

We formulate the insurance risk process in a general Levy process setting, and give general theorems for the ruin probability and the asymptotic distribution of the overshoot of the process above a high level, when the process drifts to…

概率论 · 数学 2007-05-23 Claudia Kluppelberg , Andreas E. Kyprianou , Ross A. Maller

The ruin probability in the classical Brownian risk model can be explicitly calculated for both finite and infinite-time horizon. This is not the case for the simultaneous ruin probability in two-dimensional Brownian risk model. Resorting…

概率论 · 数学 2018-11-13 Krzysztof Dȩbicki , Enkelejd Hashorva , Zbigniew Michna

We analyze the general L\'{e}vy insurance risk process for L\'{e}vy measures in the convolution equivalence class $\mathcal{S}^{(\alpha)}$, $\alpha>0$, via a new kind of path decomposition. This yields a very general functional limit…

概率论 · 数学 2012-08-22 Philip S. Griffin , Ross A. Maller

In this note we find a formula for the supremum distribution of spectrally positive or negative L\'evy processes with a broken linear drift. This gives formulas for ruin probabilities in the case when two insurance companies (or two…

概率论 · 数学 2019-01-01 Zbigniew Michna

In this paper, we investigate Parisian ruin for a L\'evy surplus process with an adaptive premium rate, namely a refracted L\'evy process. More general Parisian boundary-crossing problems with a deterministic implementation delay are also…

概率论 · 数学 2017-03-08 Mohamed Amine Lkabous , Irmina Czarna , Jean-François Renaud

In the setting of a L\'evy insurance risk process, we present some results regarding the Parisian ruin problem which concerns the occurrence of an excursion below zero of duration bigger than a given threshold $r$. First, we give the joint…

概率论 · 数学 2017-11-15 Ronne Loeffen , Zbigniew Palmowski , Budhi Surya

It has been decades since the academic world of ruin theory defined the insolvency of an insurance company as the time when its surplus falls below zero. This simplification, however, needs careful adaptions to imitate the real-world…

风险管理 · 定量金融 2020-07-06 Aili Zhang , Ping Chen , Shuanming Li , Wenyuan Wang

In this paper, we discuss the Cram\'er-Lundberg model with investments, where the price of the invested risk asset follows a geometric Brownian motion with drift $a$ and volatility $\sigma> 0.$ By assuming there is a cap on the claim sizes,…

概率论 · 数学 2010-03-02 Shimao Fan , Sheng Xiong , Wei-Shih Yang

We investigate, focusing on the ruin probability, an adaptation of the Cramer-Lundberg model for the surplus process of an insurance company, in which, conditionally on their intensities, the two mixed Poisson processes governing the…

数理金融 · 定量金融 2017-06-27 Matija Vidmar
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