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We study the design of an optimal insurance contract in which the insured maximizes her expected utility and the insurer limits the variance of his risk exposure while maintaining the principle of indemnity and charging the premium…

风险管理 · 定量金融 2020-08-18 Yichun Chi , Xun Yu Zhou , Sheng Chao Zhuang

This paper analyzes optimal insurance design when the insurer internalizes the effect of coverage on third-party service prices. A monopolistic insurer contracts with risk-averse agents who have sequential two-dimensional private…

理论经济学 · 经济学 2025-10-03 Andrea Di Giovan Paolo , Jose Higueras

We investigate the optimal investment-reinsurance problem for insurance company with partial information on the market price of the risk. Through the use of filtering techniques we convert the original optimization problem involving…

投资组合管理 · 定量金融 2024-08-15 Claudia Ceci , Katia Colaneri

This paper investigates a Pareto optimal insurance problem, where the insured maximizes her rank-dependent utility preference and the insurer is risk neutral and employs the mean-variance premium principle. To eliminate potential moral…

风险管理 · 定量金融 2022-08-03 Zuo Quan Xu

We study Pareto-optimal risk sharing in economies with heterogeneous attitudes toward risk, where agents' preferences are modeled by distortion risk measures. Building on comonotonic and counter-monotonic improvement results, we show that…

理论经济学 · 经济学 2025-10-22 Mario Ghossoub , Qinghua Ren , Ruodu Wang

Optimal reinsurance when Value at Risk and expected surplus is balanced through their ratio is studied, and it is demonstrated how results for risk-adjusted surplus can be utilized. Simplifications for large portfolios are derived, and this…

应用统计 · 统计学 2019-12-10 Erik Bølviken , Yinzhi Wang

In this paper, we study an insurer's reinsurance-investment problem under a mean-variance criterion. We show that excess-loss is the unique equilibrium reinsurance strategy under a spectrally negative L\'{e}vy insurance model when the…

风险管理 · 定量金融 2017-03-22 Danping Li , Dongchen Li , Virginia R. Young

We study equilibria of markets with $m$ heterogeneous indivisible goods and $n$ consumers with combinatorial preferences. It is well known that a competitive equilibrium is not guaranteed to exist when valuations are not gross substitutes.…

计算机科学与博弈论 · 计算机科学 2014-06-04 Shahar Dobzinski , Michal Feldman , Inbal Talgam-Cohen , Omri Weinstein

We study the optimal decisions and equilibria of agents who aim to minimize their risks by allocating their positions over extremely heavy-tailed (i.e., infinite-mean) and possibly dependent losses. The loss distributions of our focus are…

风险管理 · 定量金融 2025-07-01 Yuyu Chen , Paul Embrechts , Ruodu Wang

We study a monopolistic insurance market with hidden information, where the agent's type $\theta$ is private information that is unobservable to the insurer, and it is drawn from a continuum of types. The hidden type affects both the loss…

理论经济学 · 经济学 2026-02-11 Maria Andraos , Mario Ghossoub

We consider an insurance company whose surplus is represented by the classical Cramer-Lundberg process. The company can invest its surplus in a risk free asset and in a risky asset, governed by the Black-Scholes equation. There is a…

投资组合管理 · 定量金融 2011-12-20 Tatiana Belkina , Christian Hipp , Shangzhen Luo , Michael Taksar

This paper deals with numerical solutions of maximizing expected utility from terminal wealth under a non-bankruptcy constraint. The wealth process is subject to shocks produced by a general marked point process. The problem of the agent is…

计算金融 · 定量金融 2010-09-06 Mohamed Mnif

This paper studies Pareto-optimal reinsurance design in a monopolistic market with multiple primary insurers and a single reinsurer, all with heterogeneous risk preferences. The risk preferences are characterized by a family of risk…

风险管理 · 定量金融 2025-12-15 Tim J. Boonen , Xia Han , Peng Liu , Jiacong Wang

This paper develops a dynamic insurance market model comprising two competing insurance companies and a continuum of insureds, and examines the interaction between strategic underreporting by the insureds and competitive pricing between the…

数理金融 · 定量金融 2026-01-21 Zongxia Liang , Jiayu Zhang , Zhou Zhou , Bin Zou

With the rise of emerging risks, model uncertainty poses a fundamental challenge in the insurance industry, making robust pricing a first-order question. This paper investigates how insurers' robustness preferences shape competitive…

风险管理 · 定量金融 2025-10-20 Shunzhi Pang

In this paper, we study an optimal insurance problem for a risk-averse individual who seeks to maximize the rank-dependent expected utility (RDEU) of her terminal wealth, and insurance is priced via a general distortion-deviation premium…

风险管理 · 定量金融 2022-02-08 Xiaoqing Liang , Ruodu Wang , Virginia Young

In this work we investigate the optimal proportional reinsurance-investment strategy of an insurance company which wishes to maximize the expected exponential utility of its terminal wealth in a finite time horizon. Our goal is to extend…

风险管理 · 定量金融 2019-04-04 Matteo Brachetta , Claudia Ceci

It is well-known that Excess-of-Loss reinsurance has more marketability than Stop-Loss reinsurance, though Stop-Loss reinsurance is the most prominent setting discussed in the optimal (re)insurance design literature. We point out that…

应用统计 · 统计学 2024-05-02 Ernest Aboagye , Vali Asimit , Tsz Chai Fung , Liang Peng , Qiuqi Wang

We study optimal risk sharing among $n$ agents endowed with distortion risk measures. Our model includes market frictions that can either represent linear transaction costs or risk premia charged by a clearing house for the agents. Risk…

最优化与控制 · 数学 2012-05-07 M. Ludkovski , V. R. Young

We study an optimal reinsurance problem under a diffusion risk model for an insurer who aims to minimize the probability of lifetime ruin. To rule out moral hazard issues, we only consider moral-hazard-free reinsurance contracts by imposing…

数理金融 · 定量金融 2023-04-19 Zhuo Jin , Zuo Quan Xu , Bin Zou