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Cash payment is still king in several markets, accounting for more than 90\ of the payments in almost all the developing countries. The usage of mobile phones is pretty ordinary in this present era. Mobile phones have become an inseparable…

密码学与安全 · 计算机科学 2021-09-07 Waqas Ahmed , Amir Rasool , Neeraj Kumar , Abdul RehmanJaved , Thippa Reddy Gadekallu , Zunera Jalil , Natalia Kryvinska

The rise of smartphones has led to a significant increase in the usage of mobile payments. Mobile payments allow individuals to access financial resources and make transactions through their mobile devices while on the go. However, the…

密码学与安全 · 计算机科学 2023-04-20 Hosam Alamleh , Ali Abdullah S. AlQahtani , Baker Al Smadi

The mobile device is one of the fasted growing technologies that is widely used in a diversifying sector. Mobile devices are used for everyday life, such as personal information exchange - chatting, email, shopping, and mobile banking,…

密码学与安全 · 计算机科学 2022-03-04 F. Ley Sylvester

The recent proliferation of Electronic Commerce (E-commerce) has been further escalated by multifaceted emerging payment solutions such as cryptocurrencies, mobile, peer-to-peer (P2P) and social media payment platforms. While these…

计算机与社会 · 计算机科学 2020-02-14 Mahdi H. Miraz , Marie Haikel-Elsabeh

Card payment fraud is a serious problem, and a roadblock for an optimally functioning digital economy, with cards (Debits and Credit) being the most popular digital payment method across the globe. Despite the occurrence of fraud could be…

密码学与安全 · 计算机科学 2020-12-01 Bemali Wickramanayake , Dakshi Kapugama Geeganage , Chun Ouyang , Yue Xu

The large variety of digital payment choices available to consumers today has been a key driver of e-commerce transactions in the past decade. Unfortunately, this has also given rise to cybercriminals and fraudsters who are constantly…

机器学习 · 计算机科学 2021-12-09 Siddharth Vimal , Kanishka Kayathwal , Hardik Wadhwa , Gaurav Dhama

Nowadays, the usage of smartphones and their applications have become rapidly increasing popular in people's daily life. Over the last decade, availability of mobile money services such as mobile-payment systems and app markets have…

密码学与安全 · 计算机科学 2020-01-28 Milad Taleby Ahvanooey , Qianmu Li , Mahdi Rabbani , Ahmed Raza Rajput

Mobile-based financial services have made it possible for the traditionally unbanked to access infrastructure that have been routinely unattainable. Researchers have explored how these systems have made for safer environments to send and…

人机交互 · 计算机科学 2025-08-07 Lindah Kotut

With the increase of credit card usage, the volume of credit card misuse also has significantly increased. As a result, financial organizations are working hard on developing and deploying credit card fraud detection methods, in order to…

机器学习 · 计算机科学 2019-12-09 Niloofar Yousefi , Marie Alaghband , Ivan Garibay

Access to financial institutions is difficult in developing economies and especially for the poor. However, the widespread adoption of mobile phones has enabled the development of mobile money systems that deliver financial services through…

Nowadays, privacy has become a very serious issue with smart and mobile platforms. Users tend to allow intrusive apps access much sensible information without really knowing the potential threats. To solve this issue several solutions (e.g.…

计算机与社会 · 计算机科学 2018-09-05 Alan Ferrari , Silvia Giordano

The proliferation of mobile phones has made mobile payments to be widely used in developing economies. However, mobile payment usage in Malawi is low, and there are many limitations to encourage users to continuously use mobile payments.…

计算机与社会 · 计算机科学 2021-08-24 Jones Ntaukira , Priscilla Maliwichi , James Kamwachale Khomba

The rapid evolution in mobile devices and communication technology has increased the number of mobile device users dramatically. The mobile device has replaced many other devices and is used to perform many tasks ranging from establishing a…

密码学与安全 · 计算机科学 2018-02-14 Belal Amro

The study examines the relationship between mobile financial services and individual financial behavior in India wherein a sizeable population is yet to be financially included. Addressing the endogeneity associated with the use of mobile…

综合经济学 · 经济学 2021-09-16 Shreya Biswas

The rising popularity of mobile payments can be attributed to the widespread use of smartphones and their applications. Despite its potential to simplify our lives, its adoption in African countries has been limited. This paper aims to…

计算机与社会 · 计算机科学 2023-06-27 Qasim Ajao , Olukotun Oludamilare , Lanre Sadeeq

Mobile crowdsensing has emerged as an efficient sensing paradigm which combines the crowd intelligence and the sensing power of mobile devices, e.g.,~mobile phones and Internet of Things (IoT) gadgets. This article addresses the…

网络与互联网体系结构 · 计算机科学 2017-02-16 Mohammad Abu Alsheikh , Yutao Jiao , Dusit Niyato , Ping Wang , Derek Leong , Zhu Han

Most of organizations are increasingly investing huge amounts of money today in order to have the right digital capabilities required for their industry. The area where organisations feel they have made the most progress is in improving the…

计算机与社会 · 计算机科学 2024-08-05 Munoz Leonardo , Oscar Avila

The rapid digitalization of banking services has significantly transformed financial transactions, offering enhanced convenience and efficiency for consumers. However, the increasing reliance on digital banking has also exposed financial…

Intense competition in the mobile apps market means it is important to maintain high levels of app reliability to avoid losing users. Yet despite its importance, app reliability is underexplored in the research literature. To address this…

Resilience has become an emerging topic in various fields of academic research. In spite of its widespread use, there remains conceptual confusion over what resilience means particularly in multi-disciplinary studies including the field of…

计算机与社会 · 计算机科学 2021-08-24 Kyung Ryul Park , Sundeep Sahay , Jørn Braa , Pamod Amarakoon
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