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The state-of-the-art proposes Life Care Annuities, that have been recently designed as variable annuity contracts with Long-Term Care payouts and Guaranteed Lifelong Withdrawal Benefits. In this paper, we propose more general features for…

计算金融 · 定量金融 2024-05-10 G. Apicella , A. Molent , M. Gaudenzi

A complex multi-state redundant system undergoing preventive maintenance and experiencing multiple events is being considered in a continuous time frame. The online unit is susceptible to various types of failures, both internal and…

统计方法学 · 统计学 2025-01-13 Juan Eloy Ruiz-Castro , Hugo Alaín Zapata-Ceballos

A continuous-time multi-state history is semi-Markovian, if an intensity to migrate from one state into another, depends on the duration in the first state. Such duration can be formalised as covariate, entering the intensity process of the…

统计方法学 · 统计学 2024-06-04 L. Radloff , R. Weissbach , C. Reinke , G. Doblhammer

A central focus in survival analysis is examining how covariates influence survival time. These covariate effects are often found to be either time-varying, heterogeneous - such as being specific to patients, treatments, or subgroups - or…

统计方法学 · 统计学 2025-01-24 Niklas Hagemann , Thomas Kneib , Kathrin Möllenhoff

We consider the problem of valuation of American options written on dividend-paying assets whose price dynamics follows a multidimensional exponential Levy model. We carefully examine the relation between the option prices, related partial…

概率论 · 数学 2018-09-20 Tomasz Klimsiak , Andrzej Rozkosz

The last two centuries have seen a significant increase in life expectancy. Although past trends suggest that mortality will continue to decline in the future, uncertainty and instability about the development is greatly increased due to…

应用统计 · 统计学 2023-11-28 Asmik Nalmpatian , Christian Heumann , Stefan Pilz

Human mortality patterns and trajectories in closely related populations are likely linked together and share similarities. It is always desirable to model them simultaneously while taking their heterogeneity into account. This paper…

统计方法学 · 统计学 2024-12-30 Ka Kin Lam , Bo Wang

In biological and engineering systems, structure, function and dynamics are highly coupled. Such interactions can be naturally and compactly captured via tensor based state space dynamic representations. However, such representations are…

最优化与控制 · 数学 2019-12-30 Can Chen , Amit Surana , Anthony Bloch , Indika Rajapakse

We present a general approach to the pricing of products in finance and insurance in the multi-period setting. It is a combination of the utility indifference pricing and optimal intertemporal risk allocation. We give a characterization of…

证券定价 · 定量金融 2008-12-02 Kei Fukuda , Akihiko Inoue , Yumiharu Nakano

Joint modelling of longitudinal and survival data is increasingly used in clinical trials on cancer. In prostate cancer for example, these models permit to account for the link between longitudinal measures of prostate-specific antigen…

Time-to-event data are often recorded on a discrete scale with multiple, competing risks as potential causes for the event. In this context, application of continuous survival analysis methods with a single risk suffer from biased…

统计方法学 · 统计学 2024-08-14 Willem van den Boom , Maria De Iorio , Fang Qian , Alessandra Guglielmi

In the context of life insurance with profit participation, the future discretionary benefits ($FDB$), which are a central item for Solvency~II reporting, are generally calculated by computationally expensive Monte Carlo algorithms. We…

统计方法学 · 统计学 2024-04-11 Florian Gach , Simon Hochgerner

Recently, a marked Poisson process (MPP) model for life catastrophe risk was proposed in [6]. We provide a justification and further support for the model by considering more general Poisson point processes in the context of extreme value…

风险管理 · 定量金融 2013-11-01 Matias Leppisaari

This study proposes a linear-rational joint survival mortality model based on the Wishart process. The Wishart process, which is a stochastic continuous matrix affine process, allows for a general dependency between the mortality…

数理金融 · 定量金融 2026-02-09 Jose Da Fonseca , Patrick Wong

\noindent The modal age at death is an increasingly used measure for understanding longevity and mortality patterns. However, existing estimation methods focus on point estimates, overlooking the inherent variability and uncertainty in…

应用统计 · 统计学 2025-10-07 Silvio C. Patricio , Paola Vazquez-Castillo

Recursions for moments of multi-type continuous state and continuous time branching process with immigration are derived. It turns out that the $k$-th (mixed) moments and the $k$-th (mixed) central moments are polynomials of the initial…

概率论 · 数学 2018-01-19 Matyas Barczy , Zenghu Li , Gyula Pap

We introduce a rate balance principle for general (not necessarily Markovian) stochastic processes. Special attention is given to processes with birth and death like transitions, for which it is shown that for any state $i$, the rate of two…

概率论 · 数学 2015-10-12 Binyamin Oz , Ivo Adan , Moshe Haviv

We consider the problem of how an individual can use term life insurance to maximize the probability of reaching a given bequest goal, an important problem in financial planning. We assume that the individual buys instantaneous term life…

数理金融 · 定量金融 2015-03-10 Erhan Bayraktar , Virginia R. Young , David Promislow

We develop a theory for valuing non-diversifiable mortality risk in an incomplete market. We do this by assuming that the company issuing a mortality-contingent claim requires compensation for this risk in the form of a pre-specified…

证券定价 · 定量金融 2008-12-10 Erhan Bayraktar , Moshe Milevsky , David Promislow , Virginia Young

In psoriatic arthritis, it is important to understand the joint activity (represented by swelling and pain) and damage processes because both are related to severe physical disability. This paper aims to provide a comprehensive…

应用统计 · 统计学 2017-04-04 Sean Yiu , Vernon T. Farewell , Brian D. M. Tom