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相关论文: Usage-Based Vehicle Insurance: Driving Style Facto…

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Motor insurance can use telematics data not only to understand the individual driving style, but also to implement innovative coaching strategies that feed back to the drivers, through an app, the aggregated information extracted from the…

计算机与社会 · 计算机科学 2024-12-31 Alberto Cevolini , Elena Morotti , Elena Esposito , Lorenzo Romanelli , Riccardo Tisseur , Cristiano Misani

With the advancement in technology, telematics data which capture vehicle movements information are becoming available to more insurers. As these data capture the actual driving behaviour, they are expected to improve our understanding of…

应用统计 · 统计学 2024-07-09 Ian Weng Chan , Spark C. Tseung , Andrei L. Badescu , X. Sheldon Lin

Driving risk prediction has been a topic of much research over the past few decades to minimize driving risk and increase safety. The use of demographic information in risk prediction is a traditional solution with applications in insurance…

机器学习 · 计算机科学 2023-05-09 Sobhan Moosavi , Rajiv Ramnath

Intelligent Transportation Systems (ITS) cover a variety of services related to topics such as traffic control and safe driving, among others. In the context of car insurance, a recent application for ITS is known as Usage-Based Insurance…

人机交互 · 计算机科学 2020-11-04 Juan Quintero , Zinaida Benenson

This paper proposes an extensive overview of safety applications and approaches as it relates to automated driving from the prospectives of sensor configurations, vehicle dynamics modelling, tyre modeling, and estimation approaches. First,…

系统与控制 · 电气工程与系统科学 2022-11-21 Hazem Fahmy , Sabita Mahrajan

It has been shown several times in the literature that telematics data collected in motor insurance help to better understand an insured's driving risk. Insurers that use this data reap several benefits, such as a better estimate of the…

应用统计 · 统计学 2021-10-26 Francis Duval , Jean-Philippe Boucher , Mathieu Pigeon

Telematics data is becoming increasingly available due to the ubiquity of devices that collect data during drives, for different purposes, such as usage based insurance (UBI), fleet management, navigation of connected vehicles, etc.…

人工智能 · 计算机科学 2020-04-06 Sobhan Moosavi , Arnab Nandi , Rajiv Ramnath

Powered with telematics technology, insurers can now capture a wide range of data, such as distance traveled, how drivers brake, accelerate or make turns, and travel frequency each day of the week, to better decode driver's behavior. Such…

应用统计 · 统计学 2020-07-08 Banghee So , Jean-Philippe Boucher , Emiliano A. Valdez

In recent years it has become possible to collect GPS data from drivers and to incorporate this data into automobile insurance pricing for the driver. This data is continuously collected and processed nightly into metadata consisting of…

机器学习 · 计算机科学 2022-05-11 Allen R. Williams , Yoolim Jin , Anthony Duer , Tuka Alhanai , Mohammad Ghassemi

Intelligent devices for supporting persons with vision impairment are becoming more widespread, but they are lacking behind the advancements in intelligent driver assistant system. To make a first step forward, this work discusses the…

机器人学 · 计算机科学 2025-06-23 Amine Tourki , Paul Prevel , Nils Einecke , Tim Puphal , Alexandre Alahi

Road accidents have a high societal cost that could be reduced through improved risk predictions using machine learning. This study investigates whether telemetric data collected on long-distance trucks can be used to predict the risk of…

机器学习 · 计算机科学 2022-01-25 Antoine Hébert , Ian Marineau , Gilles Gervais , Tristan Glatard , Brigitte Jaumard

Automotive insurers increasingly have access to telematic information via black-box recorders installed in the insured vehicle, and wish to identify undesirable behaviour which may signify increased risk or uninsured activities. However,…

机器学习 · 统计学 2024-04-23 Mark McLeod , Bernardo Perez-Orozco , Nika Lee , Davide Zilli

Traffic microscopic simulation applications are a common tool in road transportation analysis and several attempts to perform road safety assessments have recently been carried out. However, these approaches often ignore causal…

计算工程、金融与科学 · 计算机科学 2018-10-12 Carlos Lima Azevedo , João L. Cardoso , Moshe E. Ben-Akiva

This paper addresses the problem of human-based driver support. Nowadays, driver support systems help users to operate safely in many driving situations. Nevertheless, these systems do not fully use the rich information that is available…

人机交互 · 计算机科学 2024-10-08 Tim Puphal , Benedict Flade , Matti Krüger , Ryohei Hirano , Akihito Kimata

Despite advancements in vehicle security systems, over the last decade, auto-theft rates have increased, and cyber-security attacks on internet-connected and autonomous vehicles are becoming a new threat. In this paper, a deep learning…

机器学习 · 计算机科学 2019-11-20 Abenezer Girma , Xuyang Yan , Abdollah Homaifar

In order to determine a suitable automobile insurance policy premium one needs to take into account three factors, the risk associated with the drivers and cars on the policy, the operational costs associated with management of the policy…

机器学习 · 计算机科学 2022-09-08 Patrick Hosein

It has been for a long time to use big data of autonomous vehicles for perception, prediction, planning, and control of driving. Naturally, it is increasingly questioned why not using this big data for risk management and actuarial…

风险管理 · 定量金融 2021-09-16 Jiamin Yu

Just like it has irrevocably reshaped social life, the fast growth of smartphone ownership is now beginning to revolutionize the driving experience and change how we think about automotive insurance, vehicle safety systems, and traffic…

计算机与社会 · 计算机科学 2016-11-14 Johan Wahlström , Isaac Skog , Peter Händel

Risky drivers account for 70% of fatal accidents in the United States. With recent advances in sensors and intelligent vehicular systems, there has been significant research on assessing driver behavior to improve driving experiences and…

机器学习 · 计算机科学 2023-08-28 Bikram Adhikari

Simulation data can be utilized to extend real-world driving data in order to cover edge cases, such as vehicle accidents. The importance of handling edge cases can be observed in the high societal costs in handling car accidents, as well…

机器人学 · 计算机科学 2020-07-24 Shivam Akhauri , Laura Zheng , Ming Lin
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