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This article examines the evolving landscape of artificial intelligence (AI) regulation in financial services, detailing the legal frameworks and compliance challenges posed by rapid technological adoption. By reviewing current legislation,…

计算机与社会 · 计算机科学 2025-03-25 Shahmar Mirishli

Artificial intelligence (AI) can undermine financial stability because of malicious use, misinformation, misalignment, and the AI analytics market structure. The low frequency and uniqueness of financial crises, coupled with mutable and…

综合经济学 · 经济学 2024-06-07 Jon Danielsson , Andreas Uthemann

The outlook for the future of artificial intelligence (AI) in the financial sector, especially in financial forecasting, the challenges and implications. The dynamics of AI technology, including deep learning, reinforcement learning, and…

统计金融 · 定量金融 2024-11-22 Shuochen Bi , Tingting Deng , Jue Xiao

This chapter explores the convergence of two major developments: the rise of environmental, social, and governance (ESG) investing and the exponential growth of artificial intelligence (AI) technology. The increased demand for diverse ESG…

人工智能 · 计算机科学 2025-05-20 Georgios Pavlidis

Artificial intelligence (AI) is the core technology of technological revolution and industrial transformation. As one of the new intelligent needs in the AI 2.0 era, financial intelligence has elicited much attention from the academia and…

人工智能 · 计算机科学 2018-08-28 Xiaolin Zheng , Mengying Zhu , Qibing Li , Chaochao Chen , Yanchao Tan

This report examines Artificial Intelligence (AI) in the financial sector, outlining its potential to revolutionise the industry and identify its challenges. It underscores the criticality of a well-rounded understanding of AI, its…

Globally, artificial intelligence (AI) implementation is growing, holding the capability to fundamentally alter organisational processes and decision making. Simultaneously, this brings a multitude of emergent risks to organisations,…

计算机与社会 · 计算机科学 2024-04-10 Finlay McGee

In an era marked by rapid technological advancements and complex global challenges, responsible foresight has emerged as an essential framework for policymakers aiming to navigate future uncertainties and shape the future. Responsible…

人工智能 · 计算机科学 2025-11-27 Maria Perez-Ortiz

The emergence of agentic artificial intelligence (AI) represents a fundamental transformation in financial markets, characterized by autonomous systems capable of reasoning, planning, and adaptive decision-making with minimal human…

AI systems have found a wide range of application areas in financial services. Their involvement in broader and increasingly critical decisions has escalated the need for compliance and effective model governance. Current governance…

机器学习 · 计算机科学 2020-10-13 Eren Kurshan , Hongda Shen , Jiahao Chen

Artificial intelligence (AI) continues to find more numerous and more critical applications in the financial services industry, giving rise to fair and ethical AI as an industry-wide objective. While many ethical principles and guidelines…

计算机与社会 · 计算机科学 2021-11-03 Eren Kurshan , Jiahao Chen , Victor Storchan , Hongda Shen

Financial AI empowers sophisticated approaches to financial market forecasting, portfolio optimization, and automated trading. This survey provides a systematic analysis of these developments across three primary dimensions: predictive…

交易与市场微观结构 · 定量金融 2024-11-21 Junhua Liu

AI is transforming industries, raising concerns about job displacement and decision making reliability. AI, as a universal approximation function, excels in data driven tasks but struggles with small datasets, subjective probabilities, and…

计算机与社会 · 计算机科学 2025-03-31 Isabella Loaiza , Roberto Rigobon

Artificial intelligence risks are multidimensional in nature, as the same risk scenarios may have legal, operational, and financial risk dimensions. With the emergence of new AI regulations, the state of the art of artificial intelligence…

计算机与社会 · 计算机科学 2025-09-24 Luis Enriquez Alvarez

The rapid adoption of artificial intelligence (AI) poses new and poorly understood threats to financial stability. We use a game-theoretic model to analyse the stability impact of AI, finding that it amplifies existing financial system…

综合经济学 · 经济学 2025-07-08 Jon Danielsson , Andreas Uthemann

The impact of Artificial Intelligence does not depend only on fundamental research and technological developments, but for a large part on how these systems are introduced into society and used in everyday situations. AI is changing the way…

计算机与社会 · 计算机科学 2022-05-24 Virginia Dignum

The application of AI in finance is increasingly dependent on the principles of responsible AI. These principles - explainability, fairness, privacy, accountability, transparency and soundness form the basis for trust in future AI systems.…

机器学习 · 计算机科学 2022-06-07 Charl Maree , Jan Erik Modal , Christian W. Omlin

Trustworthy Artificial Intelligence (AI) is based on seven technical requirements sustained over three main pillars that should be met throughout the system's entire life cycle: it should be (1) lawful, (2) ethical, and (3) robust, both…

Organizations of all sizes, across all industries and domains are leveraging artificial intelligence (AI) technologies to solve some of their biggest challenges around operations, customer experience, and much more. However, due to the…

计算机与社会 · 计算机科学 2022-11-24 Navdeep Gill , Abhishek Mathur , Marcos V. Conde

Artificial Intelligence (AI) is an important driving force for the development and transformation of the financial industry. However, with the fast-evolving AI technology and application, unintentional bias, insufficient model validation,…

机器学习 · 统计学 2019-12-17 Yukun Zhang , Longsheng Zhou
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