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Public attention towards explainability of artificial intelligence (AI) systems has been rising in recent years to offer methodologies for human oversight. This has translated into the proliferation of research outputs, such as from…

计算机与社会 · 计算机科学 2023-04-25 Luca Nannini , Agathe Balayn , Adam Leon Smith

As Artificial Intelligence (AI) becomes increasingly embedded in financial decision-making, the opacity of complex models presents significant challenges for professionals and regulators. While the field of Explainable AI (XAI) attempts to…

人机交互 · 计算机科学 2026-02-03 Patricia Marcella Evite , Ekaterina Svetlova , Doina Bucur

Explainability has been a goal for Artificial Intelligence (AI) systems since their conception, with the need for explainability growing as more complex AI models are increasingly used in critical, high-stakes settings such as healthcare.…

Regulators have signalled an interest in adopting explainable AI(XAI) techniques to handle the diverse needs for model governance, operational servicing, and compliance in the financial services industry. In this short overview, we review…

机器学习 · 计算机科学 2021-08-13 Jiahao Chen , Victor Storchan

AI-enabled services deployed in critical digital infrastructure are subject to governance obligations spanning transparency, accountability, fairness, and traceability. Compliance today remains documentation-centric: obligations are…

人工智能 · 计算机科学 2026-05-25 Aasish Kumar Sharma , Julian M. Kunkel

The rapid development of artificial intelligence methods contributes to their wide applications for forecasting various financial risks in recent years. This study introduces a novel explainable case-based reasoning (CBR) approach without a…

计算金融 · 定量金融 2021-07-20 Wei Li , Florentina Paraschiv , Georgios Sermpinis

National and international guidelines for trustworthy artificial intelligence (AI) consider explainability to be a central facet of trustworthy systems. This paper outlines a multi-disciplinary rationale for explainability auditing.…

计算机与社会 · 计算机科学 2025-04-22 Markus Langer , Kevin Baum , Kathrin Hartmann , Stefan Hessel , Timo Speith , Jonas Wahl

In an era characterized by the pervasive integration of artificial intelligence into decision-making processes across diverse industries, the demand for trust has never been more pronounced. This thesis embarks on a comprehensive…

机器学习 · 统计学 2024-01-18 Alessandro Castelnovo

Recent advancements in AI applications to healthcare have shown incredible promise in surpassing human performance in diagnosis and disease prognosis. With the increasing complexity of AI models, however, concerns regarding their opacity,…

机器学习 · 计算机科学 2023-08-17 Munib Mesinovic , Peter Watkinson , Tingting Zhu

Clinical AI systems routinely train on health data structurally distorted by documentation workflows, billing incentives, and terminology fragmentation. Prior work has characterised the mechanisms of this distortion: the three-forces model…

人工智能 · 计算机科学 2026-04-03 Florian Odi Stummer

The success of artificial intelligence (AI), and deep learning models in particular, has led to their widespread adoption across various industries due to their ability to process huge amounts of data and learn complex patterns. However,…

人工智能 · 计算机科学 2023-09-22 Wei Jie Yeo , Wihan van der Heever , Rui Mao , Erik Cambria , Ranjan Satapathy , Gianmarco Mengaldo

The recent enthusiasm for artificial intelligence (AI) is due principally to advances in deep learning. Deep learning methods are remarkably accurate, but also opaque, which limits their potential use in safety-critical applications. To…

The accelerating deployment of artificial intelligence systems across regulated sectors has exposed critical fragmentation in risk assessment methodologies. A significant "language barrier" currently separates technical security teams, who…

密码学与安全 · 计算机科学 2025-12-01 Hernan Huwyler

Deploying machine learning in regulated financial environments -- credit risk, fraud detection, and anti-money laundering -- exposes critical vulnerabilities in algorithmic reproducibility. While early financial ML addressed statistical…

人工智能 · 计算机科学 2026-05-28 Ruizhe Zhou , Xiaoyang Liu , Gaoyuan Du , Yi Zheng , Shouxi Ren , Deepayan Chakrabarti , Dengdu Jiang

The financial industry faces a significant challenge modeling and risk portfolios: balancing the predictability of advanced machine learning models, neural network models, and explainability required by regulatory entities (such as Office…

机器学习 · 计算机科学 2025-11-10 Rongbin Ye , Jiaqi Chen

Vehicles in public traffic that are equipped with Automated Driving Systems are subject to a number of expectations: Among other aspects, their behavior should be safe, conforming to the rules of the road and provide mobility to their…

软件工程 · 计算机科学 2024-11-18 Nayel Fabian Salem , Marcus Nolte , Veronica Haber , Till Menzel , Hans Steege , Robert Graubohm , Markus Maurer

This article examines the evolving landscape of artificial intelligence (AI) regulation in financial services, detailing the legal frameworks and compliance challenges posed by rapid technological adoption. By reviewing current legislation,…

计算机与社会 · 计算机科学 2025-03-25 Shahmar Mirishli

Big Data has become central to modern applications in finance, insurance, and cybersecurity, enabling machine learning systems to perform large-scale risk assessments and fraud detection. However, the increasing dependence on automated…

机器学习 · 计算机科学 2025-12-19 Ayush Jain , Rahul Kulkarni , Siyi Lin

Explainable artificial intelligence (xAI) is seen as a solution to making AI systems less of a black box. It is essential to ensure transparency, fairness, and accountability, which are especially paramount in the financial sector. The aim…

人工智能 · 计算机科学 2021-11-08 Ouren Kuiper , Martin van den Berg , Joost van der Burgt , Stefan Leijnen

Recent AI-related scandals have shed a spotlight on accountability in AI, with increasing public interest and concern. This paper draws on literature from public policy and governance to make two contributions. First, we propose an AI…

计算机与社会 · 计算机科学 2021-10-19 Chris Percy , Simo Dragicevic , Sanjoy Sarkar , Artur S. d'Avila Garcez
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