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Financial inclusion and inclusive growth are the buzzwords today. Inclusive growth empowers people belonging to vulnerable sections. This in turn depends upon a variety of factors, the most important being financial inclusion, which plays a…

综合经济学 · 经济学 2021-05-26 Manohar Serrao , Aloysius Sequeira , K. V. M. Varambally

This research paper delves into the financial behavior of urbanized households in India, specifically focusing on million-plus agglomerations. Using data from the 77th round of the All India Debt and Investment Survey, the study analyzes…

综合经济学 · 经济学 2024-12-04 Divya Sharma

Poverty is a multifaceted phenomenon linked to the lack of capabilities of households to earn a sustainable livelihood, increasingly being assessed using multidimensional indicators. Its spatial pattern depends on social, economic,…

计算与语言 · 计算机科学 2023-04-28 Atharva Kulkarni , Raya Das , Ravi S. Srivastava , Tanmoy Chakraborty

The paper presents findings from a comprehensive study examining the saving and credit behaviors of low-income households residing in unauthorized colonies within a metropolitan area. Utilizing a dual approach, the study engaged in…

综合经济学 · 经济学 2024-12-05 Divya Sharma

Reliance on solid biomass cooking fuels in India has negative health and socio-economic consequences for households, yet policies aimed at promoting uptake of LPG for cooking have not always been effective at promoting sustained transition…

物理与社会 · 物理学 2020-11-24 André Paul Neto-Bradley , Ruchi Choudhary , Amir Bazaz

The study examines the relationship between mobile financial services and individual financial behavior in India wherein a sizeable population is yet to be financially included. Addressing the endogeneity associated with the use of mobile…

综合经济学 · 经济学 2021-09-16 Shreya Biswas

Consumption is a primary source of economic growth and key indicator of poverty. The establishment of community banks can provide credit resources, unlocking household consumption potential and playing a crucial role in economic…

综合经济学 · 经济学 2025-02-21 Yan Li

The study of food security dynamics in the U.S. has long been impeded by the lack of extended longitudinal observations of the same households or individuals. This paper applies a newly-introduced household-level food security measure, the…

综合经济学 · 经济学 2025-09-09 Seungmin Lee , John Hoddinott , Christopher B. Barrett , Matthew P. Rabbitt

For about 125 items of food, the Consumer Expenditure Survey (CES) schedule of the Indian National Sample Survey asks the interviewer to obtain both quantity and value of household consumption during the reference period from the…

应用统计 · 统计学 2022-06-22 Monitirtha Dey , Arpan Kumar , Diganta Mukherjee

Financial inclusion is a longstanding concern across underdeveloped communities, particularly for women. However, there are limited data-driven measures to first quantitatively identify such concerns and second to inform policies. In this…

计算机与社会 · 计算机科学 2026-03-02 Abdul Wadood Asim , Khansa Zafar , Muhammad Raees

Current multidimensional measures of poverty continue to follow the traditional income poverty approach of using household rather than the individual as the unit of analysis. Household level measures are gender blind since they ignore…

应用统计 · 统计学 2013-04-23 Ramya Vijaya , Rahul Lahoti , Hema Swaminathan

Access to finance is vital for improving food security, particularly in developing nations where agricultural production is crucial. Despite several financial interventions targeted at increasing agricultural production, smallholder farmers…

This study focuses on the impact of digital finance on households. While digital finance has brought financial inclusion, it has also increased the risk of households falling into a debt trap. We provide evidence that supports this notion…

综合经济学 · 经济学 2022-01-25 Pengpeng Yue , Aslihan Gizem Korkmaz , Zhichao Yin , Haigang Zhou

This study investigates whether a uni-directional or bi-directional causal relationship exists between financial development and international trade for Indian economy, during the time period from 1980 to 2019. The empirical analysis…

综合经济学 · 经济学 2022-06-17 Ummuhabeeba Chaliyan , Mini P. Thomas

We study the distributional features and inequality of consumption expenditure across India, for different states, castes, religion and urban-rural divide. We find that even though the aggregate measures of inequality are fairly diversified…

Whilst academic, commercial and policy literature on financial exclusion is extensive and wide-ranging, there have been very few attempts to quantify and measure localised financial exclusion anywhere in the world. This is a subject of…

综合金融 · 定量金融 2022-02-14 George Sullivan , Luke Burns

Emerging markets such as India provide investors with returns far greater than those in developed markets; taking the average returns from the period 1995 to 2014 the returns are 4.714% to 3.276% of the developed market. The majority of…

综合金融 · 定量金融 2022-07-28 Ganapathy G Gangadharan , N. Suresh

Financial inclusion is touted one of the principal drivers for economic growth for an economy. The study aims to explore the impact of financial inclusion on economic growth in Bangladesh. In my study, I used the number of loan accounts as…

综合经济学 · 经济学 2024-01-23 Ganapati Kumar Biswas

This work presents an empirical study of the evolution of the consumer expenditure distribution in India during 1982-2007. We have used the National Sample Survey Organization data and analysed the expenditure distribution for the urban and…

综合金融 · 定量金融 2010-07-09 Abhik Ghosh , Kausik Gangopadhyay , B. Basu

Rising economic instability and continuous evolution in international relations demand a self-reliant trade and commodity flow networks at regional scales to efficiently address the growing human needs of a nation. Despite its importance in…

物理与社会 · 物理学 2022-07-26 Sujata S Kulkarni , Raviraj Dave , Udit Bhatia , Rohini Kumar
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