相关论文: Effect of mobile financial services on financial b…
The study examines the effect of cooking fuel choice on educational outcomes of adolescent children in rural India. Using multiple large-scale nationally representative datasets, we observe household solid fuel usage to adversely impact…
Various papers demonstrate the importance of inequality, poverty and the size of the middle class for economic growth. When explaining why these measures of the income distribution are added to the growth regression, it is often mentioned…
This paper addresses the strategic challenges of deposit banks, and payment clearinghouses, posed by the growing role of mobile operators as collectors and payment agents for flows of cash for themselves and third parties. Through analysis…
Access to finance is vital for improving food security, particularly in developing nations where agricultural production is crucial. Despite several financial interventions targeted at increasing agricultural production, smallholder farmers…
High quality census data are not always available in developing countries. Instead, mobile phone data are becoming a trending proxy to evaluate population density, activity and social characteristics. They offer additional advantages for…
Objectives: This paper presents a brief review on Aadhaar card, and discusses the scope and advantages of linking Aadhaar card to various systems. Further we present various cases in which Aadhaar card may pose security threats. The…
On-demand mobility services are promising to revolutionise urban travel, but preliminary studies are showing they may actually increase total vehicle miles travelled, worsening road congestion in cities. In this study, we assess the demand…
The COVID-19 pandemic has severely affected many aspects of people's daily lives. While many countries are in a re-opening stage, some effects of the pandemic on people's behaviors are expected to last much longer, including how they choose…
The traditional model of single ownership of all the physical network elements and network layers by mobile network operators is beginning to be challenged. This has been attributed to the rapid and complex technology migration compounded…
Financial inclusion ensures that individuals have access to financial products and services that meet their needs. As a key contributing factor to economic growth and investment opportunity, financial inclusion increases consumer spending…
This research investigates the multifaceted relationship underlying capital structure dynamics along with financial performance as a result of mergers and acquisitions, or M&As, in Indian banks. In the face of increasing competition, banks…
The information collected by mobile phone operators can be considered as the most detailed information on human mobility across a large part of the population. The study of the dynamics of human mobility using the collected geolocations of…
The paper investigates the effects of the credit market development on the labor mobility between the informal and formal labor sectors. In the case of Russia, due to the absence of a credit score system, a formal lender may set a credit…
In the past decade, large scale mobile phone data have become available for the study of human movement patterns. These data hold an immense promise for understanding human behavior on a vast scale, and with a precision and accuracy never…
With today's technological advancements, mobile phones and wearable devices have become extensions of an increasingly diffused and smart digital infrastructure. In this paper, we examine mobile health (mHealth) platforms and their health…
Signalling social status through the consumption of visible goods has often been perceived as a way in which individuals seek to emulate or move up compared to others within the community. Using representative migration survey data from the…
As smartphones become ever more integrated in peoples lives, a burgeoning new area of research has emerged on their well-being effects. We propose that disparate strands of research and apparently contradictory findings can be integrated…
This paper examines how internal migration influences educational assortative mating patterns in India using Periodic Labour Force Survey data (2020-21). We analyze the association of migrant status and type of assortative mating, that is…
Mobile phone-based sports betting has exploded in popularity in many African countries. Commentators worry that low-ability gamblers will not learn from experience, and may rely on debt to gamble. Using data on financial transactions for…
Emerging markets such as India provide investors with returns far greater than those in developed markets; taking the average returns from the period 1995 to 2014 the returns are 4.714% to 3.276% of the developed market. The majority of…