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Fraud causes substantial costs and losses for companies and clients in the finance and insurance industries. Examples are fraudulent credit card transactions or fraudulent claims. It has been estimated that roughly $10$ percent of the…

机器学习 · 计算机科学 2019-10-09 I. Fursov , A. Zaytsev , R. Khasyanov , M. Spindler , E. Burnaev

Insurance fraud occurs when policyholders file claims that are exaggerated or based on intentional damages. This contribution develops a fraud detection strategy by extracting insightful information from the social network of a claim.…

社会与信息网络 · 计算机科学 2020-09-18 María Óskarsdóttir , Waqas Ahmed , Katrien Antonio , Bart Baesens , Rémi Dendievel , Tom Donas , Tom Reynkens

Insurance companies must manage millions of claims per year. While most of these claims are non-fraudulent, fraud detection is core for insurance companies. The ultimate goal is a predictive model to single out the fraudulent claims and pay…

机器学习 · 计算机科学 2018-09-03 Leander Löw , Martin Spindler , Eike Brechmann

Traditionally, the detection of fraudulent insurance claims relies on business rules and expert judgement which makes it a time-consuming and expensive process (\'Oskarsd\'ottir et al., 2022). Consequently, researchers have been examining…

机器学习 · 计算机科学 2024-10-08 Bavo D. C. Campo , Katrien Antonio

Recent transformative and disruptive advancements in the insurance industry have embraced various InsurTech innovations. In particular, with the rapid progress in data science and computational capabilities, InsurTech is able to integrate a…

风险管理 · 定量金融 2024-01-31 Zhiyu Quan , Changyue Hu , Panyi Dong , Emiliano A. Valdez

Medicare fraud poses a substantial challenge to healthcare systems, resulting in significant financial losses and undermining the quality of care provided to legitimate beneficiaries. This study investigates the use of machine learning (ML)…

机器学习 · 计算机科学 2025-02-25 Dorsa Farahmandazad , Kasra Danesh

Fraud detection is a difficult problem that can benefit from predictive modeling. However, the verification of a prediction is challenging; for a single insurance policy, the model only provides a prediction score. We present a case study…

机器学习 · 计算机科学 2018-06-20 Dennis Collaris , Leo M. Vink , Jarke J. van Wijk

Detecting fraudulent auto-insurance claims remains a challenging classification problem, largely due to the extreme imbalance between legitimate and fraudulent cases. Standard learning algorithms tend to overfit to the majority class,…

机器学习 · 计算机科学 2026-01-26 Francis Boabang , Samuel Asante Gyamerah

The insurance industry, with its large datasets, is a natural place to use big data solutions. However it must be stressed, that significant number of applications for machine learning in insurance industry, like fraud detection or claim…

统计金融 · 定量金融 2022-04-14 Sebastian Baran , Przemysław Rola

Fraudulent claim detection is one of the greatest challenges the insurance industry faces. Alibaba's return-freight insurance, providing return-shipping postage compensations over product return on the e-commerce platform, receives…

密码学与安全 · 计算机科学 2020-03-02 Chen Liang , Ziqi Liu , Bin Liu , Jun Zhou , Xiaolong Li , Shuang Yang , Yuan Qi

Medicare fraud results in considerable losses for governments and insurance companies and results in higher premiums from clients. Medicare fraud costs around 13 billion euros in Europe and between 21 billion and 71 billion US dollars per…

机器学习 · 计算机科学 2022-03-14 Mansour Zoubeirou A Mayaki , Michel Riveill

With an increase in financial accounting fraud in the current economic scenario experienced, financial accounting fraud detection has become an emerging topics of great importance for academics, research and industries. Financial fraud is a…

其他计算机科学 · 计算机科学 2013-09-05 H. Lookman Sithic , T. Balasubramanian

Online auction, shopping, electronic billing etc. all such types of application involves problems of fraudulent transactions. Online fraud occurrence and its detection is one of the challenging fields for web development and online phantom…

密码学与安全 · 计算机科学 2011-09-06 Sandeep Pratap Singh , Shiv Shankar P. Shukla , Nitin Rakesh , Vipin Tyagi

With healthcare being critical aspect, health insurance has become an important scheme in minimizing medical expenses. Following this, the healthcare industry has seen a significant increase in fraudulent activities owing to increased…

机器学习 · 计算机科学 2022-06-29 Akrity Kumari , Narinder Singh Punn , Sanjay Kumar Sonbhadra , Sonali Agarwal

False information has a significant negative influence on individuals as well as on the whole society. Especially in the current COVID-19 era, we witness an unprecedented growth of medical misinformation. To help tackle this problem with…

计算与语言 · 计算机科学 2022-04-27 Ivan Srba , Branislav Pecher , Matus Tomlein , Robert Moro , Elena Stefancova , Jakub Simko , Maria Bielikova

Automatically scene understanding using machine learning algorithms has been widely applied to different industries to reduce the cost of manual labor. Nowadays, insurance companies launch express vehicle insurance claim and settlement by…

计算机视觉与模式识别 · 计算机科学 2018-05-01 Pei Li , Bingyu Shen , Weishan Dong

Loss development modelling is the actuarial practice of predicting the total 'ultimate' losses incurred on a set of policies once all claims are reported and settled. This poses a challenging prediction task as losses frequently take years…

统计方法学 · 统计学 2025-02-11 Conor Goold

Fraud detection is a challenging task due to the changing nature of fraud patterns over time and the limited availability of fraud examples to learn such sophisticated patterns. Thus, fraud detection with the aid of smart versions of…

机器学习 · 计算机科学 2022-09-07 Mary Isangediok , Kelum Gajamannage

The article proposes an expert system for detection, and subsequent investigation, of groups of collaborating automobile insurance fraudsters. The system is described and examined in great detail, several technical difficulties in detecting…

人工智能 · 计算机科学 2011-04-21 Lovro Šubelj , Štefan Furlan , Marko Bajec

In the insurance industry detecting fraudulent claims is a critical task with a significant financial impact. A common strategy to identify fraudulent claims is looking for inconsistencies in the supporting evidence. However, this is a…

机器学习 · 计算机科学 2023-01-19 Azin Asgarian , Rohit Saha , Daniel Jakubovitz , Julia Peyre
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