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Money laundering presents a persistent challenge for financial institutions worldwide, while criminal organizations constantly evolve their tactics to bypass detection systems. Traditional anti-money laundering approaches mainly rely on…

机器学习 · 计算机科学 2026-04-06 Haseeb Tariq , Marwan Hassani

Money laundering is the process where criminals use financial services to move massive amounts of illegal money to untraceable destinations and integrate them into legitimate financial systems. It is very crucial to identify such activities…

人工智能 · 计算机科学 2023-02-27 Md. Rezaul Karim , Felix Hermsen , Sisay Adugna Chala , Paola de Perthuis , Avikarsha Mandal

With the widespread digitization of finance and the increasing popularity of cryptocurrencies, the sophistication of fraud schemes devised by cybercriminals is growing. Money laundering -- the movement of illicit funds to conceal their…

人工智能 · 计算机科学 2024-01-26 Erik Altman , Jovan Blanuša , Luc von Niederhäusern , Béni Egressy , Andreea Anghel , Kubilay Atasu

The global banking system has faced increasing challenges in combating money laundering, necessitating advanced methods for detecting suspicious transactions. Anti-money laundering (or AML) approaches have often relied on predefined…

社会与信息网络 · 计算机科学 2024-09-04 Anthony Bonato , Juan Sebastian Chavez Palan , Adam Szava

Money laundering is the process that intends to legalize the income derived from illicit activities, thus facilitating their entry into the monetary flow of the economy without jeopardizing their source. It is crucial to identify such…

社会与信息网络 · 计算机科学 2025-07-10 Zhihua Tian , Yuan Ding , Wenjie Qu , Xiang Yu , Enchao Gong , Jian Liu , Kui Ren

Anti-money laundering (AML) regulations play a critical role in safeguarding financial systems, but bear high costs for institutions and drive financial exclusion for those on the socioeconomic and international margins. The advent of…

社会与信息网络 · 计算机科学 2019-08-08 Mark Weber , Giacomo Domeniconi , Jie Chen , Daniel Karl I. Weidele , Claudio Bellei , Tom Robinson , Charles E. Leiserson

Anti-money laundering (AML) regulations mandate financial institutions to deploy AML systems based on a set of rules that, when triggered, form the basis of a suspicious alert to be assessed by human analysts. Reviewing these cases is a…

机器学习 · 计算机科学 2022-10-28 Mário Cardoso , Pedro Saleiro , Pedro Bizarro

Money laundering detection faces challenges due to excessive false positives and inadequate adaptation to sophisticated multi-stage schemes that exploit modern financial networks. Graph analytics and AI are promising tools, but they…

分布式、并行与集群计算 · 计算机科学 2026-04-15 Haojie Ye , Arjun Laxman , Yichao Yuan , Krisztian Flautner , Nishil Talati

Money laundering enables organized crime by moving illicit funds into the legitimate economy. Although trillions of dollars are laundered each year, detection rates remain low because launderers evade oversight, confirmed cases are rare,…

Anti-Money Laundering (AML) involves the identification of money laundering crimes in financial activities, such as cryptocurrency transactions. Recent studies advanced AML through the lens of graph-based machine learning, modeling the web…

机器学习 · 计算机科学 2024-10-14 Kiwhan Song , Mohamed Ali Dhraief , Muhua Xu , Locke Cai , Xuhao Chen , Arvind , Jie Chen

Anti-money laundering (AML) research is constrained by the lack of publicly shareable, regulation-aligned transaction datasets. We present AMLNet, a knowledge-based multi-agent framework with two coordinated units: a regulation-aware…

人工智能 · 计算机科学 2025-09-16 Sabin Huda , Ernest Foo , Zahra Jadidi , MA Hakim Newton , Abdul Sattar

Global illicit fund flows exceed an estimated $3.1 trillion annually, with stablecoins emerging as a preferred laundering medium due to their liquidity. While decentralized protocols increasingly adopt zero-knowledge proofs to obfuscate…

密码学与安全 · 计算机科学 2026-02-23 Luciano Juvinski , Haochen Li , Alessio Brini

Money laundering is a financial crime that obscures the origin of illicit funds, necessitating the development and enforcement of anti-money laundering (AML) policies by governments and organizations. The proliferation of mobile payment…

机器学习 · 计算机科学 2025-03-14 Jiani Fan , Lwin Khin Shar , Ruichen Zhang , Ziyao Liu , Wenzhuo Yang , Dusit Niyato , Bomin Mao , Kwok-Yan Lam

In the context of globalization and the rapid expansion of the digital economy, anti-money laundering (AML) has become a crucial aspect of financial oversight, particularly in cross-border transactions. The rising complexity and scale of…

机器学习 · 计算机科学 2024-12-11 Qian Yu , Zhen Xu , Zong Ke

Money laundering is the crucial mechanism utilized by criminals to inject proceeds of crime to the financial system. The primary responsibility of the detection of suspicious activity related to money laundering is with the financial…

机器学习 · 计算机科学 2020-11-18 Utku Görkem Ketenci , Tolga Kurt , Selim Önal , Cenk Erbil , Sinan Aktürkoğlu , Hande Şerban İlhan

Conventional anti-money laundering (AML) systems predominantly focus on identifying anomalous entities or transactions, flagging them for manual investigation based on statistical deviation or suspicious behavior. This paradigm, however,…

社会与信息网络 · 计算机科学 2025-07-16 Danny Butvinik , Ofir Yakobi , Michal Einhorn Cohen , Elina Maliarsky

Money laundering is a global problem that concerns legitimizing proceeds from serious felonies (1.7-4 trillion euros annually) such as drug dealing, human trafficking, or corruption. The anti-money laundering systems deployed by financial…

Money laundering presents a pervasive challenge, burdening society by financing illegal activities. The use of network information is increasingly being explored to effectively combat money laundering, given it involves connected parties.…

社会与信息网络 · 计算机科学 2025-10-09 Bruno Deprez , Toon Vanderschueren , Bart Baesens , Tim Verdonck , Wouter Verbeke

Financial institutions are required by regulation to report suspicious financial transactions related to money laundering. Therefore, they need to constantly monitor vast amounts of incoming and outgoing transactions. A particular challenge…

机器学习 · 计算机科学 2025-08-25 Bruno Deprez , Wei Wei , Wouter Verbeke , Bart Baesens , Kevin Mets , Tim Verdonck

Money laundering and financial fraud remain major threats to global financial stability, costing trillions annually and challenging regulatory oversight. This paper reviews how artificial intelligence (AI) applications can modernize…

人工智能 · 计算机科学 2025-12-09 Chuanhao Nie , Yunbo Liu , Chao Wang
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