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In this paper, we focused on using deep learning methods for detecting money laundering in financial transaction networks, in order to demonstrate that it can be used as a complement or instead of the more commonly used rule-based systems…

机器学习 · 计算机科学 2025-09-25 Mashkhal Abdalwahid Sidiq , Yimamu Kirubel Wondaferew

Money laundering presents a pervasive challenge, burdening society by financing illegal activities. The use of network information is increasingly being explored to effectively combat money laundering, given it involves connected parties.…

社会与信息网络 · 计算机科学 2025-10-09 Bruno Deprez , Toon Vanderschueren , Bart Baesens , Tim Verdonck , Wouter Verbeke

Money laundering is a financial crime that obscures the origin of illicit funds, necessitating the development and enforcement of anti-money laundering (AML) policies by governments and organizations. The proliferation of mobile payment…

机器学习 · 计算机科学 2025-03-14 Jiani Fan , Lwin Khin Shar , Ruichen Zhang , Ziyao Liu , Wenzhuo Yang , Dusit Niyato , Bomin Mao , Kwok-Yan Lam

Money laundering is the process where criminals use financial services to move massive amounts of illegal money to untraceable destinations and integrate them into legitimate financial systems. It is very crucial to identify such activities…

人工智能 · 计算机科学 2023-02-27 Md. Rezaul Karim , Felix Hermsen , Sisay Adugna Chala , Paola de Perthuis , Avikarsha Mandal

Current anti-money laundering (AML) systems, predominantly rule-based, exhibit notable shortcomings in efficiently and precisely detecting instances of money laundering. As a result, there has been a recent surge toward exploring…

机器学习 · 计算机科学 2023-07-26 Fredrik Johannessen , Martin Jullum

In the context of globalization and the rapid expansion of the digital economy, anti-money laundering (AML) has become a crucial aspect of financial oversight, particularly in cross-border transactions. The rising complexity and scale of…

机器学习 · 计算机科学 2024-12-11 Qian Yu , Zhen Xu , Zong Ke

Anti-money laundering (AML) regulations mandate financial institutions to deploy AML systems based on a set of rules that, when triggered, form the basis of a suspicious alert to be assessed by human analysts. Reviewing these cases is a…

机器学习 · 计算机科学 2022-10-28 Mário Cardoso , Pedro Saleiro , Pedro Bizarro

Anti-money laundering (AML) systems are important for protecting the global economy. However, conventional rule-based methods rely on domain knowledge, leading to suboptimal accuracy and a lack of scalability. Graph neural networks (GNNs)…

机器学习 · 计算机科学 2026-03-26 Chung-Hoo Poon , James Kwok , Calvin Chow , Jang-Hyeon Choi

Money laundering is a critical global issue for financial institutions. Automated Anti-money laundering (AML) models, like Graph Neural Networks (GNN), can be trained to identify illicit transactions in real time. A major issue for…

机器学习 · 计算机科学 2025-09-24 Rachel Chung , Pratyush Nidhi Sharma , Mikko Siponen , Rohit Vadodaria , Luke Smith

Combating money laundering has become increasingly complex with the rise of cybercrime and digitalization of financial transactions. Graph-based machine learning techniques have emerged as promising tools for Anti-Money Laundering (AML)…

密码学与安全 · 计算机科学 2024-11-12 Fabrianne Effendi , Anupam Chattopadhyay

The complexity and interconnectivity of entities involved in money laundering demand investigative reasoning over graph-structured data. This paper explores the use of large language models (LLMs) as reasoning engines over localized…

机器学习 · 计算机科学 2026-05-12 Erfan Pirmorad

The global banking system has faced increasing challenges in combating money laundering, necessitating advanced methods for detecting suspicious transactions. Anti-money laundering (or AML) approaches have often relied on predefined…

社会与信息网络 · 计算机科学 2024-09-04 Anthony Bonato , Juan Sebastian Chavez Palan , Adam Szava

Financial crime is a large and growing problem, in some way touching almost every financial institution. Financial institutions are the front line in the war against financial crime and accordingly, must devote substantial human and…

Money laundering is the process that intends to legalize the income derived from illicit activities, thus facilitating their entry into the monetary flow of the economy without jeopardizing their source. It is crucial to identify such…

社会与信息网络 · 计算机科学 2025-07-10 Zhihua Tian , Yuan Ding , Wenjie Qu , Xiang Yu , Enchao Gong , Jian Liu , Kui Ren

Money laundering is a global problem that concerns legitimizing proceeds from serious felonies (1.7-4 trillion euros annually) such as drug dealing, human trafficking, or corruption. The anti-money laundering systems deployed by financial…

Money laundering presents a persistent challenge for financial institutions worldwide, while criminal organizations constantly evolve their tactics to bypass detection systems. Traditional anti-money laundering approaches mainly rely on…

机器学习 · 计算机科学 2026-04-06 Haseeb Tariq , Marwan Hassani

Anti-Money Laundering (AML) involves the identification of money laundering crimes in financial activities, such as cryptocurrency transactions. Recent studies advanced AML through the lens of graph-based machine learning, modeling the web…

机器学习 · 计算机科学 2024-10-14 Kiwhan Song , Mohamed Ali Dhraief , Muhua Xu , Locke Cai , Xuhao Chen , Arvind , Jie Chen

Organized crime inflicts human suffering on a genocidal scale: the Mexican drug cartels have murdered 150,000 people since 2006, upwards of 700,000 people per year are "exported" in a human trafficking industry enslaving an estimated 40…

社会与信息网络 · 计算机科学 2018-12-04 Mark Weber , Jie Chen , Toyotaro Suzumura , Aldo Pareja , Tengfei Ma , Hiroki Kanezashi , Tim Kaler , Charles E. Leiserson , Tao B. Schardl

Money laundering is the crucial mechanism utilized by criminals to inject proceeds of crime to the financial system. The primary responsibility of the detection of suspicious activity related to money laundering is with the financial…

机器学习 · 计算机科学 2020-11-18 Utku Görkem Ketenci , Tolga Kurt , Selim Önal , Cenk Erbil , Sinan Aktürkoğlu , Hande Şerban İlhan

The innovative GNN-CL model proposed in this paper marks a breakthrough in the field of financial fraud detection by synergistically combining the advantages of graph neural networks (gnn), convolutional neural networks (cnn) and long…

机器学习 · 计算机科学 2024-07-10 Yu Cheng , Junjie Guo , Shiqing Long , You Wu , Mengfang Sun , Rong Zhang
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