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Credit card fraud is assuming growing proportions as a major threat to the financial position of American household, leading to unpredictable changes in household economic behavior. To solve this problem, in this paper, a new hybrid…

机器学习 · 计算机科学 2025-09-25 Zhuqi Wang , Qinghe Zhang , Zhuopei Cheng

This paper presents QDSR, an advanced symbolic Regression (SR) system that integrates genetic programming (GP), a quality-diversity (QD) algorithm, and a dimensional analysis (DA) engine. Our method focuses on exact symbolic recovery of…

神经与进化计算 · 计算机科学 2025-03-26 J. -P. Bruneton

Machine learning plays an essential role in preventing financial losses in the banking industry. Perhaps the most pertinent prediction task that can result in billions of dollars in losses each year is the assessment of credit risk (i.e.,…

风险管理 · 定量金融 2021-01-01 Jillian M. Clements , Di Xu , Nooshin Yousefi , Dmitry Efimov

Credit card fraud is an ongoing problem for almost all industries in the world, and it raises millions of dollars to the global economy each year. Therefore, there is a number of research either completed or proceeding in order to detect…

机器学习 · 计算机科学 2020-07-30 Yusuf Yazici

This study leverages the data representation capability of fuzzy based membership-mappings for practical secure distributed deep learning using fully homomorphic encryption. The impracticality issue of secure machine (deep) learning with…

机器学习 · 计算机科学 2022-04-13 Mohit Kumar , Weiping Zhang , Lukas Fischer , Bernhard Freudenthaler

In an increasingly digitalized commerce landscape, the proliferation of credit card fraud and the evolution of sophisticated fraudulent techniques have led to substantial financial losses. Automating credit card fraud detection is a viable…

机器学习 · 计算机科学 2023-09-27 Zaffar Zaffar , Fahad Sohrab , Juho Kanniainen , Moncef Gabbouj

Credit card fraud imposes significant costs on both cardholders and issuing banks. Fraudsters often disguise their crimes, such as using legitimate transactions through several benign users to bypass anti-fraud detection. Existing graph…

机器学习 · 计算机科学 2025-03-04 Yao Zou , Dawei Cheng

Machine learning has opened up new tools for financial fraud detection. Using a sample of annotated transactions, a machine learning classification algorithm learns to detect frauds. With growing credit card transaction volumes and rising…

机器学习 · 计算机科学 2022-08-26 Gayan K. Kulatilleke

Social financial technology focuses on trust, sustainability, and social responsibility, which require advanced technologies to address complex financial tasks in the digital era. With the rapid growth in online transactions, automating…

Deep learning models are often unaware of the inherent constraints of the task they are applied to. However, many downstream tasks require logical consistency. For ontology classification tasks, such constraints include subsumption and…

人工智能 · 计算机科学 2024-08-20 Simon Flügel , Martin Glauer , Till Mossakowski , Fabian Neuhaus

In e-commerce industry, user behavior sequence data has been widely used in many business units such as search and merchandising to improve their products. However, it is rarely used in financial services not only due to its 3V…

机器学习 · 计算机科学 2021-01-13 Wei Min , Weiming Liang , Hang Yin , Zhurong Wang , Mei Li , Alok Lal

For the highly imbalanced credit card fraud detection problem, most existing methods either use data augmentation methods or conventional machine learning models, while neural network-based anomaly detection approaches are lacking.…

机器学习 · 计算机科学 2022-06-30 Tungyu Wu , Youting Wang

Type-1 and Interval Type-2 (IT2) Fuzzy Logic Systems (FLS) excel in handling uncertainty alongside their parsimonious rule-based structure. Yet, in learning large-scale data challenges arise, such as the curse of dimensionality and training…

机器学习 · 计算机科学 2024-04-22 Ata Koklu , Yusuf Guven , Tufan Kumbasar

This study addresses the actual behavior of the credit-card fraud detection environment where financial transactions containing sensitive data must not be amassed in an enormous amount to conduct learning. We introduce a new adaptive…

机器学习 · 计算机科学 2021-08-09 Armin Sadreddin , Samira Sadaoui

Countless research works of deep neural networks (DNNs) in the task of credit card fraud detection have focused on improving the accuracy of point predictions and mitigating unwanted biases by building different network architectures or…

In the face of increasing financial uncertainty and market complexity, this study presents a novel risk-aware financial forecasting framework that integrates advanced machine learning techniques with intuitionistic fuzzy multi-criteria…

Rule-based models are essential for high-stakes decision-making due to their transparency and interpretability, but their discrete nature creates challenges for optimization and scalability. In this work, we present the Fuzzy Rule-based…

机器学习 · 计算机科学 2025-09-25 Javier Fumanal-Idocin , Raquel Fernandez-Peralta , Javier Andreu-Perez

A key challenge in eXplainable Artificial Intelligence is the well-known tradeoff between the transparency of an algorithm (i.e., how easily a human can directly understand the algorithm, as opposed to receiving a post-hoc explanation), and…

人工智能 · 计算机科学 2024-03-19 Mojtaba Yeganejou , Kimia Honari , Ryan Kluzinski , Scott Dick , Michael Lipsett , James Miller

Symbolic regression (SR) aims to discover concise closed-form mathematical equations from data, a task fundamental to scientific discovery. However, the problem is highly challenging because closed-form equations lie in a complex…

机器学习 · 计算机科学 2024-01-02 Samuel Holt , Zhaozhi Qian , Mihaela van der Schaar

Reliable corner detection is an important task in determining the shape of different regions within an image. Real-life image data are always imprecise due to inherent uncertainties that may arise from the imaging process such as…

计算机视觉与模式识别 · 计算机科学 2014-05-22 Erik Cuevas , Daniel Zaldivar , Marco Perez , Edgar Sanchez , Marte Ramirez