中文
相关论文

相关论文: Enhanced Credit Score Prediction Using Ensemble De…

200 篇论文

Predictive models that are developed in a regulated industry or a regulated application, like determination of credit worthiness, must be interpretable and rational (e.g., meaningful improvements in basic credit behavior must result in…

机器学习 · 统计学 2018-06-13 Bob Vanderheyden , Jennifer Priestley

Recently, deep neural networks have expanded the state-of-art in various scientific fields and provided solutions to long standing problems across multiple application domains. Nevertheless, they also suffer from weaknesses since their…

机器学习 · 计算机科学 2023-05-03 Felipe Kenji Nakano , Konstantinos Pliakos , Celine Vens

This work explores the application of ensemble modeling to the multidimensional regression problem of trajectory prediction for vehicles in urban environments. As newer and bigger state-of-the-art prediction models for autonomous driving…

机器学习 · 计算机科学 2025-09-18 Divya Thuremella , Yi Yang , Simon Wanna , Lars Kunze , Daniele De Martini

Machine learning based computational intelligence methods are widely used to analyze large scale data sets in this age of big data. Extracting useful predictive modeling from these types of data sets is a challenging problem due to their…

机器学习 · 计算机科学 2016-02-10 Ferhat Özgür Çatak

Modern machine learning models (such as deep neural networks and boosting decision tree models) have become increasingly popular in financial market prediction, due to their superior capacity to extract complex non-linear patterns. However,…

机器学习 · 计算机科学 2021-02-02 Chuheng Zhang , Yuanqi Li , Xi Chen , Yifei Jin , Pingzhong Tang , Jian Li

XGBoost is a scalable ensemble technique based on gradient boosting that has demonstrated to be a reliable and efficient machine learning challenge solver. This work proposes a practical analysis of how this novel technique works in terms…

机器学习 · 计算机科学 2023-05-05 Candice Bentéjac , Anna Csörgő , Gonzalo Martínez-Muñoz

Due to the powerful learning ability on high-rank and non-linear features, deep neural networks (DNNs) are being applied to data mining and machine learning in various fields, and exhibit higher discrimination performance than conventional…

机器学习 · 计算机科学 2023-02-21 Weiyu Guo , Zhijiang Yang , Shu Wu , Fu Chen

Ensemble of predictions is known to perform better than individual predictions taken separately. However, for tasks that require heavy computational resources, e.g. semantic segmentation, creating an ensemble of learners that needs to be…

计算机视觉与模式识别 · 计算机科学 2022-03-23 Walid Bousselham , Guillaume Thibault , Lucas Pagano , Archana Machireddy , Joe Gray , Young Hwan Chang , Xubo Song

Software testing is one of the important ways to ensure the quality of software. It is found that testing cost more than 50% of overall project cost. Effective and efficient software testing utilizes the minimum resources of software.…

机器学习 · 计算机科学 2020-09-01 Ali Nawaz , Attique Ur Rehman , Muhammad Abbas

We present a gradient-tree-boosting-based structured learning model for jointly disambiguating named entities in a document. Gradient tree boosting is a widely used machine learning algorithm that underlies many top-performing natural…

计算与语言 · 计算机科学 2018-04-25 Yi Yang , Ozan Irsoy , Kazi Shefaet Rahman

This paper introduces a novel adaptive ensemble framework that synergistically combines XGBoost and neural networks through sophisticated meta-learning. The proposed method leverages advanced uncertainty quantification techniques and…

机器学习 · 计算机科学 2025-10-07 Arthur Sedek

As these attacks become more and more difficult to see, the need for the great hi-tech models that detect them is undeniable. This paper examines and compares various machine learning as well as deep learning models to choose the most…

密码学与安全 · 计算机科学 2024-07-09 Momen Hesham , Mohamed Essam , Mohamed Bahaa , Ahmed Mohamed , Mohamed Gomaa , Mena Hany , Wael Elsersy

Today, with respect to the increasing growth of demand to get credit from the customers of banks and finance and credit institutions, using an effective and efficient method to decrease the risk of non-repayment of credit given is very…

人工智能 · 计算机科学 2013-12-31 Reza Mortezapour , Mehdi Afzali

This paper presents a novel approach to credit risk prediction by employing Graph Convolutional Neural Networks (GCNNs) to assess the creditworthiness of borrowers. Leveraging the power of big data and artificial intelligence, the proposed…

机器学习 · 计算机科学 2024-10-08 Mengfang Sun , Wenying Sun , Ying Sun , Shaobo Liu , Mohan Jiang , Zhen Xu

One of the most urgent problems is the overcrowding in emergency departments (EDs), caused by an aging population and rising healthcare costs. Patient dispositions have become more complex as a result of the strain on hospital…

机器学习 · 计算机科学 2024-12-23 Nafisa Binte Feroz , Chandrima Sarker , Tanzima Ahsan , K M Arefeen Sultan , Raqeebir Rab

Deep learning architectures have proved versatile in a number of drug discovery applications, including the modelling of in vitro compound activity. While controlling for prediction confidence is essential to increase the trust,…

机器学习 · 计算机科学 2018-10-23 Isidro Cortes-Ciriano , Andreas Bender

Agencies such as Standard & Poor's and Moody's provide bank credit ratings that influence economic stability and decision-making by stakeholders. Accurate and timely predictions support informed decision-making, regulatory actions, and…

机器学习 · 计算机科学 2025-06-10 Junyi Liu , Stanley Kok

Rapid increase of traffic volume on urban roads over time has changed the traffic scenario globally. It has also increased the ratio of road accidents that can be severe and fatal in the worst case. To improve traffic safety and its…

其他计算机科学 · 计算机科学 2020-10-29 Muhammad Umer , Saima Sadiq , Abid Ishaq , Saleem Ullah , Najia Saher , Hamza Ahmad Madni

Ensembling a neural network is a widely recognized approach to enhance model performance, estimate uncertainty, and improve robustness in deep supervised learning. However, deep ensembles often come with high computational costs and memory…

Gradient boosting of regression trees is a competitive procedure for learning predictive models of continuous data that fits the data with an additive non-parametric model. The classic version of gradient boosting assumes that the data is…

机器学习 · 计算机科学 2016-07-04 Iman Alodah , Jennifer Neville