相关论文: Privacy-Enhancing Technologies for Financial Data …
Cyber security threats to the payment and banking system have become a worldwide menace. The phenomenon has forced financial institutions to take risks as part of their business model. Hence, deliberate investment in sophisticated…
Privacy and data protection constitute core values of individuals and of democratic societies. There have been decades of debate on how those values -and legal obligations- can be embedded into systems, preferably from the very beginning of…
The proliferation of digital technologies has led to unprecedented data collection, with facial data emerging as a particularly sensitive commodity. Companies are increasingly leveraging advanced facial recognition technologies, often…
The eruption of big data with the increasing collection and processing of vast volumes and variety of data have led to breakthrough discoveries and innovation in science, engineering, medicine, commerce, criminal justice, and national…
In recent years Industrial Control Systems (ICS) have been targeted increasingly by sophisticated cyberattacks. Improving ICS security has drawn significant attention in the literature that emphasises the importance of Cyber Threat…
Privacy policies are often complex. An exception is the two-page standardized notice that U.S. financial institutions must provide under the Gramm-Leach-Bliley Act (GLBA). However, banks now operate websites, mobile apps, and other services…
In recent years the cybersecurity policy debate in Washington has been dominated by calls for greater information sharing within the private sector, and between the private sector and the federal government. The passage of the Cybersecurity…
Bias in data can have unintended consequences that propagate to the design, development, and deployment of machine learning models. In the financial services sector, this can result in discrimination from certain financial instruments and…
Great advances in computing and communication technology are bringing many benefits to society, with transformative changes and financial opportunities being created in health care, transportation, education, law enforcement, national…
Data privacy legislation, such as GDPR and CCPA/CPRA, has rendered data privacy law compliance a requirement of all software systems. Developers need to implement various kinds of functionalities to cover law needs, including user rights…
Blockchain technology has spawned a vast ecosystem of digital currencies with Central Bank Digital Currencies (CBDCs) -- digital forms of fiat currency -- being one of them. An important feature of digital currencies is facilitating…
The integration of Large Language Models (LLMs) into financial technology (FinTech) has revolutionized the analysis and processing of complex financial data, driving advancements in real-time decision-making and analytics. With the growing…
Next-generation wireless networks like 5G promise faster speed, shorter latency, and the ability to connect more devices. Such benefits are set to make drastic changes to the future society, empowering smart cities, enabling autonomous…
The financial sector's dependence on digital infrastructure increases its vulnerability to cybersecurity threats, requiring strong IT security protocols with other entities. This collaboration, however, is often identified as the most…
Due to successful applications of data analysis technologies in many fields, various institutions have accumulated a large amount of data to improve their services. As the speed of data collection has increased dramatically over the last…
The extent and importance of cloud computing is rapidly increasing due to the ever increasing demand for internet services and communications. Instead of building individual information technology infrastructure to host databases or…
Efficient identity management system has become one of the fundamental requirements for ensuring safe, secure, and transparent use of identifiable information and attributes. FIdM allows users to distribute their identity information across…
In recent years, the financial sector has faced growing pressure to adopt advanced machine learning models to derive valuable insights while preserving data privacy. However, the highly sensitive nature of financial data presents…
The European Central Bank is preparing for the potential issuance of a central bank digital currency (CBDC), called the digital euro. A recent regulatory proposal by the European Commission defines several requirements for the digital euro,…
The vigorous development of the Internet has spurred exponential data growth, yet data is predominantly stored in isolated user entities, hampering its full value realization. In large-scale deployment of ``AI+industries'' such as smart…