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Financial institutions are required by regulation to report suspicious financial transactions related to money laundering. Therefore, they need to constantly monitor vast amounts of incoming and outgoing transactions. A particular challenge…

机器学习 · 计算机科学 2025-08-25 Bruno Deprez , Wei Wei , Wouter Verbeke , Bart Baesens , Kevin Mets , Tim Verdonck

The complexity and interconnectivity of entities involved in money laundering demand investigative reasoning over graph-structured data. This paper explores the use of large language models (LLMs) as reasoning engines over localized…

机器学习 · 计算机科学 2026-05-12 Erfan Pirmorad

Money laundering is a financial crime that obscures the origin of illicit funds, necessitating the development and enforcement of anti-money laundering (AML) policies by governments and organizations. The proliferation of mobile payment…

机器学习 · 计算机科学 2025-03-14 Jiani Fan , Lwin Khin Shar , Ruichen Zhang , Ziyao Liu , Wenzhuo Yang , Dusit Niyato , Bomin Mao , Kwok-Yan Lam

Money laundering is the process that intends to legalize the income derived from illicit activities, thus facilitating their entry into the monetary flow of the economy without jeopardizing their source. It is crucial to identify such…

社会与信息网络 · 计算机科学 2025-07-10 Zhihua Tian , Yuan Ding , Wenjie Qu , Xiang Yu , Enchao Gong , Jian Liu , Kui Ren

Money laundering is a major global problem, enabling criminal organisations to hide their ill-gotten gains and to finance further operations. Prevention of money laundering is seen as a high priority by many governments, however detection…

社会与信息网络 · 计算机科学 2016-08-03 David Savage , Qingmai Wang , Pauline Chou , Xiuzhen Zhang , Xinghuo Yu

Money laundering presents a persistent challenge for financial institutions worldwide, while criminal organizations constantly evolve their tactics to bypass detection systems. Traditional anti-money laundering approaches mainly rely on…

机器学习 · 计算机科学 2026-04-06 Haseeb Tariq , Marwan Hassani

Anti-money laundering (AML) regulations mandate financial institutions to deploy AML systems based on a set of rules that, when triggered, form the basis of a suspicious alert to be assessed by human analysts. Reviewing these cases is a…

机器学习 · 计算机科学 2022-10-28 Mário Cardoso , Pedro Saleiro , Pedro Bizarro

Money laundering is a global problem that concerns legitimizing proceeds from serious felonies (1.7-4 trillion euros annually) such as drug dealing, human trafficking, or corruption. The anti-money laundering systems deployed by financial…

Current anti-money laundering (AML) systems, predominantly rule-based, exhibit notable shortcomings in efficiently and precisely detecting instances of money laundering. As a result, there has been a recent surge toward exploring…

机器学习 · 计算机科学 2023-07-26 Fredrik Johannessen , Martin Jullum

The global banking system has faced increasing challenges in combating money laundering, necessitating advanced methods for detecting suspicious transactions. Anti-money laundering (or AML) approaches have often relied on predefined…

社会与信息网络 · 计算机科学 2024-09-04 Anthony Bonato , Juan Sebastian Chavez Palan , Adam Szava

In this paper, we focused on using deep learning methods for detecting money laundering in financial transaction networks, in order to demonstrate that it can be used as a complement or instead of the more commonly used rule-based systems…

机器学习 · 计算机科学 2025-09-25 Mashkhal Abdalwahid Sidiq , Yimamu Kirubel Wondaferew

Anti-Money Laundering (AML) involves the identification of money laundering crimes in financial activities, such as cryptocurrency transactions. Recent studies advanced AML through the lens of graph-based machine learning, modeling the web…

机器学习 · 计算机科学 2024-10-14 Kiwhan Song , Mohamed Ali Dhraief , Muhua Xu , Locke Cai , Xuhao Chen , Arvind , Jie Chen

Anti-money laundering (AML) systems are important for protecting the global economy. However, conventional rule-based methods rely on domain knowledge, leading to suboptimal accuracy and a lack of scalability. Graph neural networks (GNNs)…

机器学习 · 计算机科学 2026-03-26 Chung-Hoo Poon , James Kwok , Calvin Chow , Jang-Hyeon Choi

Money laundering is not only about moving illicit funds, but about hiding the money's origin and traces to complicate detection. Financial criminals resort to many methods to avoid regulators and legal thresholds. But analysts investigating…

人机交互 · 计算机科学 2026-05-12 Salomé Esteves , Rita Costa , Louise Fallon , Pedro Bizarro

We employ network embedding to detect money laundering in financial transaction networks. Using real anonymized banking data, we model over one million accounts as a directed graph and use it to refine previously detected suspicious cycles…

社会与信息网络 · 计算机科学 2025-09-16 Anthony Bonato , Adam Szava

Money laundering has become one of the most relevant criminal activities in modern societies, as it causes massive financial losses for governments, banks and other institutions. Detecting such activities is among the top priorities when it…

Money laundering is a profound global problem. Nonetheless, there is little scientific literature on statistical and machine learning methods for anti-money laundering. In this paper, we focus on anti-money laundering in banks and provide…

机器学习 · 统计学 2023-03-22 Rasmus Jensen , Alexandros Iosifidis

Money laundering presents a pervasive challenge, burdening society by financing illegal activities. The use of network information is increasingly being explored to effectively combat money laundering, given it involves connected parties.…

社会与信息网络 · 计算机科学 2025-10-09 Bruno Deprez , Toon Vanderschueren , Bart Baesens , Tim Verdonck , Wouter Verbeke

Every year, criminals launder billions of dollars acquired from serious felonies (e.g., terrorism, drug smuggling, or human trafficking) harming countless people and economies. Cryptocurrencies, in particular, have developed as a haven for…

机器学习 · 计算机科学 2021-10-06 Joana Lorenz , Maria Inês Silva , David Aparício , João Tiago Ascensão , Pedro Bizarro

Organized crime inflicts human suffering on a genocidal scale: the Mexican drug cartels have murdered 150,000 people since 2006, upwards of 700,000 people per year are "exported" in a human trafficking industry enslaving an estimated 40…

社会与信息网络 · 计算机科学 2018-12-04 Mark Weber , Jie Chen , Toyotaro Suzumura , Aldo Pareja , Tengfei Ma , Hiroki Kanezashi , Tim Kaler , Charles E. Leiserson , Tao B. Schardl
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