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Standardized datasets and benchmarks have spurred innovations in computer vision, natural language processing, multi-modal and tabular settings. We note that, as compared to other well researched fields, fraud detection has unique…

机器学习 · 计算机科学 2023-09-26 Prince Grover , Julia Xu , Justin Tittelfitz , Anqi Cheng , Zheng Li , Jakub Zablocki , Jianbo Liu , Hao Zhou

Machine learning offers potential solutions to current issues in industrial systems in areas such as quality control and predictive maintenance, but also faces unique barriers in industrial applications. An ongoing challenge is extreme…

机器学习 · 计算机科学 2026-01-15 Lesley Wheat , Martin v. Mohrenschildt , Saeid Habibi

This study proposes a method for imbalanced data classification based on deep probabilistic graphical models (DPGMs) to solve the problem that traditional methods have insufficient learning ability for minority class samples. To address the…

机器学习 · 计算机科学 2025-04-09 Yujia Lou , Jie Liu , Yuan Sheng , Jiawei Wang , Yiwei Zhang , Yaokun Ren

This work empirically evaluates machine learning models on two imbalanced public datasets (KDDCUP99 and Credit Card Fraud 2013). The method includes data preparation, model training, and evaluation, using an 80/20 (train/test) split. Models…

机器学习 · 计算机科学 2025-04-29 Markus Haug , Gissel Velarde

Credit card has become popular mode of payment for both online and offline purchase, which leads to increasing daily fraud transactions. An Efficient fraud detection methodology is therefore essential to maintain the reliability of the…

机器学习 · 计算机科学 2019-04-25 Xuetong Niu , Li Wang , Xulei Yang

In imbalanced multi-class classification problems, the misclassification rate as an error measure may not be a relevant choice. Several methods have been developed where the performance measure retained richer information than the mere…

机器学习 · 计算机科学 2013-11-05 Sokol Koço , Cécile Capponi

The vast majority of real world classification problems are imbalanced, meaning there are far fewer data from the class of interest (the positive class) than from other classes. We propose two machine learning algorithms to handle highly…

机器学习 · 统计学 2014-06-10 Siong Thye Goh , Cynthia Rudin

For research to go in the right direction, it is essential to be able to compare and quantify performance of different algorithms focused on the same problem. Choosing a suitable evaluation metric requires deep understanding of the pursued…

机器学习 · 计算机科学 2018-12-05 Jan Brabec , Lukas Machlica

This paper studies a Markov network model for unbalanced data, aiming to solve the problems of classification bias and insufficient minority class recognition ability of traditional machine learning models in environments with uneven class…

机器学习 · 计算机科学 2025-02-06 Junliang Du , Shiyu Dou , Bohuan Yang , Jiacheng Hu , Tai An

In this research, a comparative study of four Quantum Machine Learning (QML) models was conducted for fraud detection in finance. We proved that the Quantum Support Vector Classifier model achieved the highest performance, with F1 scores of…

量子物理 · 物理学 2023-11-28 Nouhaila Innan , Muhammad Al-Zafar Khan , Mohamed Bennai

In an increasingly digitalized commerce landscape, the proliferation of credit card fraud and the evolution of sophisticated fraudulent techniques have led to substantial financial losses. Automating credit card fraud detection is a viable…

机器学习 · 计算机科学 2023-09-27 Zaffar Zaffar , Fahad Sohrab , Juho Kanniainen , Moncef Gabbouj

As the world is rapidly moving towards digitization and money transactions are becoming cashless, the use of credit cards has rapidly increased. The fraud activities associated with it have also been increasing which leads to a huge loss to…

人工智能 · 计算机科学 2021-08-24 Pooja Tiwari , Simran Mehta , Nishtha Sakhuja , Jitendra Kumar , Ashutosh Kumar Singh

Machine learning models are increasingly being used in important decision-making software such as approving bank loans, recommending criminal sentencing, hiring employees, and so on. It is important to ensure the fairness of these models so…

机器学习 · 计算机科学 2020-09-23 Sumon Biswas , Hridesh Rajan

Traditional metrics like accuracy, F1-score, and precision are frequently used to evaluate machine learning models, however they may not be sufficient for evaluating performance on tiny, unbalanced, or high-dimensional datasets. A…

机器学习 · 计算机科学 2024-12-11 Serzhan Ossenov

The rise of algorithmic decision-making has spawned much research on fair machine learning (ML). Financial institutions use ML for building risk scorecards that support a range of credit-related decisions. Yet, the literature on fair ML in…

机器学习 · 统计学 2022-06-20 Nikita Kozodoi , Johannes Jacob , Stefan Lessmann

Machine learning actively impacts our everyday life in almost all endeavors and domains such as healthcare, finance, and energy. As our dependence on the machine learning increases, it is inevitable that these algorithms will be used to…

机器学习 · 计算机科学 2021-02-23 Ankit Kulshrestha , Ilya Safro

Algorithms are increasingly common components of high-impact decision-making, and a growing body of literature on adversarial examples in laboratory settings indicates that standard machine learning models are not robust. This suggests that…

机器学习 · 统计学 2018-11-28 Suproteem K. Sarkar , Kojin Oshiba , Daniel Giebisch , Yaron Singer

The accuracy of machine learning systems is a widely studied research topic. Established techniques such as cross-validation predict the accuracy on unseen data of the classifier produced by applying a given learning method to a given…

机器学习 · 计算机科学 2012-12-06 J. E. Smith , P. Caleb-Solly , M. A. Tahir , D. Sannen , H. van-Brussel

In the field of fraud detection, the availability of comprehensive and privacy-compliant datasets is crucial for advancing machine learning research and developing effective anti-fraud systems. Traditional datasets often focus on…

机器学习 · 计算机科学 2024-04-24 Phoebe Jing , Yijing Gao , Xianlong Zeng

The effectiveness of machine learning in evaluating the creditworthiness of loan applicants has been demonstrated for a long time. However, there is concern that the use of automated decision-making processes may result in unequal treatment…

机器学习 · 计算机科学 2023-06-23 Darie Moldovan