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Probabilities or confidence values produced by artificial intelligence (AI) and machine learning (ML) models often do not reflect their true accuracy, with some models being under or over confident in their predictions. For example, if a…

机器学习 · 计算机科学 2025-04-28 Richard Oliver Lane

Machine learning (ML) is increasingly being used in high-stakes applications impacting society. Therefore, it is of critical importance that ML models do not propagate discrimination. Collecting accurate labeled data in societal…

机器学习 · 计算机科学 2020-07-03 Hadis Anahideh , Abolfazl Asudeh , Saravanan Thirumuruganathan

Machine learning best practice statements have proliferated, but there is a lack of consensus on what the standards should be. For fairness standards in particular, there is little guidance on how fairness might be achieved in practice.…

计算机与社会 · 计算机科学 2020-08-06 Jesse Russell

Financial crime is a large and growing problem, in some way touching almost every financial institution. Financial institutions are the front line in the war against financial crime and accordingly, must devote substantial human and…

Class imbalance in real-world data poses a common bottleneck for machine learning tasks, since achieving good generalization on under-represented examples is often challenging. Mitigation strategies, such as under or oversampling the data…

无序系统与神经网络 · 物理学 2025-02-03 Emanuele Loffredo , Mauro Pastore , Simona Cocco , Rémi Monasson

Detecting fraudulent credit card transactions remains a significant challenge, due to the extreme class imbalance in real-world data and the often subtle patterns that separate fraud from legitimate activity. Existing research commonly…

机器学习 · 计算机科学 2025-07-22 Claudio Giusti , Luca Guarnera , Mirko Casu , Sebastiano Battiato

Discrimination can occur when the underlying unbiased labels are overwritten by an agent with potential bias, resulting in biased datasets that unfairly harm specific groups and cause classifiers to inherit these biases. In this paper, we…

机器学习 · 计算机科学 2023-12-27 Yixuan Zhang , Boyu Li , Zenan Ling , Feng Zhou

Missing values in real-world data pose a significant and unique challenge to algorithmic fairness. Different demographic groups may be unequally affected by missing data, and the standard procedure for handling missing values where first…

机器学习 · 计算机科学 2023-11-13 Raymond Feng , Flavio P. Calmon , Hao Wang

The objective of this study is to develop a good risk model for classifying business delinquency by simultaneously exploring several machine learning based methods including regularization, hyper-parameter optimization, and model ensembling…

机器学习 · 计算机科学 2020-10-13 Yan Wang , Xuelei Sherry Ni

In ML-aided decision-making tasks, such as fraud detection or medical diagnosis, the human-in-the-loop, usually a domain-expert without technical ML knowledge, prefers high-level concept-based explanations instead of low-level explanations…

机器学习 · 计算机科学 2021-04-27 Catarina Belém , Vladimir Balayan , Pedro Saleiro , Pedro Bizarro

In today's world, with the rise of numerous social platforms, it has become relatively easy for anyone to spread false information and lure people into traps. Fraudulent schemes and traps are growing rapidly in the investment world. Due to…

人工智能 · 计算机科学 2023-08-23 Prabh Simran Singh Baweja , Orathai Sangpetch , Akkarit Sangpetch

Class imbalanced datasets are common in real-world applications that range from credit card fraud detection to rare disease diagnostics. Several popular classification algorithms assume that classes are approximately balanced, and hence…

Fault diagnosis plays an essential role in reducing the maintenance costs of rotating machinery manufacturing systems. In many real applications of fault detection and diagnosis, data tend to be imbalanced, meaning that the number of…

机器学习 · 计算机科学 2022-03-30 Masoud Jalayer , Amin Kaboli , Carlotta Orsenigo , Carlo Vercellis

Learning exists in the context of data, yet notions of confidence typically focus on model predictions, not label quality. Confident learning (CL) is an alternative approach which focuses instead on label quality by characterizing and…

机器学习 · 统计学 2022-08-23 Curtis G. Northcutt , Lu Jiang , Isaac L. Chuang

In this paper, a novel pattern classification approach is proposed by regularizing the classifier learning to maximize mutual information between the classification response and the true class label. We argue that, with the learned…

机器学习 · 计算机科学 2014-09-30 Jim Jing-Yan Wang , Yi Wang , Shiguang Zhao , Xin Gao

Medicare fraud poses a substantial challenge to healthcare systems, resulting in significant financial losses and undermining the quality of care provided to legitimate beneficiaries. This study investigates the use of machine learning (ML)…

机器学习 · 计算机科学 2025-02-25 Dorsa Farahmandazad , Kasra Danesh

Real-world datasets are often highly class-imbalanced, which can adversely impact the performance of deep learning models. The majority of research on training neural networks under class imbalance has focused on specialized loss functions,…

机器学习 · 计算机科学 2023-12-06 Ravid Shwartz-Ziv , Micah Goldblum , Yucen Lily Li , C. Bayan Bruss , Andrew Gordon Wilson

Machine learning models are often used to inform real world risk assessment tasks: predicting consumer default risk, predicting whether a person suffers from a serious illness, or predicting a person's risk to appear in court. Given…

机器学习 · 计算机科学 2023-06-27 Jamelle Watson-Daniels , David C. Parkes , Berk Ustun

In this paper, we argue that the prevailing approach to training and evaluating machine learning models often fails to consider their real-world application within organizational or societal contexts, where they are intended to create…

机器学习 · 计算机科学 2025-04-24 Burcu Sayin , Jie Yang , Xinyue Chen , Andrea Passerini , Fabio Casati

Today, ground-truth generation uses data sets annotated by cloud-based annotation services. These services rely on human annotation, which can be prohibitively expensive. In this paper, we consider the problem of hybrid human-machine…

机器学习 · 计算机科学 2023-02-28 Hang Qiu , Krishna Chintalapudi , Ramesh Govindan
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