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相关论文: Towards Responsible AI for Financial Transactions

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Explaining the predictions of opaque machine learning algorithms is an important and challenging task, especially as complex models are increasingly used to assist in high-stakes decisions such as those arising in healthcare and finance.…

机器学习 · 计算机科学 2022-06-29 David S. Watson

This article examines the evolving landscape of artificial intelligence (AI) regulation in financial services, detailing the legal frameworks and compliance challenges posed by rapid technological adoption. By reviewing current legislation,…

计算机与社会 · 计算机科学 2025-03-25 Shahmar Mirishli

Explainable models in Artificial Intelligence are often employed to ensure transparency and accountability of AI systems. The fidelity of the explanations are dependent upon the algorithms used as well as on the fidelity of the data. Many…

机器学习 · 计算机科学 2019-07-31 Muhammad Aurangzeb Ahmad , Carly Eckert , Ankur Teredesai

Explainability in AI is crucial for model development, compliance with regulation, and providing operational nuance to predictions. The Shapley framework for explainability attributes a model's predictions to its input features in a…

机器学习 · 计算机科学 2021-12-21 Christopher Frye , Damien de Mijolla , Tom Begley , Laurence Cowton , Megan Stanley , Ilya Feige

This chapter explores the convergence of two major developments: the rise of environmental, social, and governance (ESG) investing and the exponential growth of artificial intelligence (AI) technology. The increased demand for diverse ESG…

人工智能 · 计算机科学 2025-05-20 Georgios Pavlidis

There is still a significant gap between expectations and the successful adoption of AI to innovate and improve businesses. Due to the emergence of deep learning, AI adoption is more complex as it often incorporates big data and the…

人工智能 · 计算机科学 2022-09-16 Dian Tjondronegoro , Elizabeth Yuwono , Brent Richards , Damian Green , Siiri Hatakka

Trustworthy AI encompasses many aspirational aspects for aligning AI systems with human values, including fairness, privacy, robustness, explainability, and uncertainty quantification. Ultimately the goal of Trustworthy AI research is to…

机器学习 · 计算机科学 2025-11-04 Jesse C. Cresswell

The rapid development of Artificial Intelligence (AI) technology has enabled the deployment of various systems based on it. However, many current AI systems are found vulnerable to imperceptible attacks, biased against underrepresented…

人工智能 · 计算机科学 2022-05-27 Bo Li , Peng Qi , Bo Liu , Shuai Di , Jingen Liu , Jiquan Pei , Jinfeng Yi , Bowen Zhou

Financial forecasting plays an important role in making informed decisions for financial stakeholders, specifically in the stock exchange market. In a traditional setting, investors commonly rely on the equity research department for…

统计金融 · 定量金融 2024-07-23 Sahar Arshad , Seemab Latif , Ahmad Salman , Rabia Latif

Corporate mergers and acquisitions (M&A) account for billions of dollars of investment globally every year, and offer an interesting and challenging domain for artificial intelligence. However, in these highly sensitive domains, it is…

计算与语言 · 计算机科学 2020-10-26 Linyi Yang , Eoin M. Kenny , Tin Lok James Ng , Yi Yang , Barry Smyth , Ruihai Dong

This paper examines two different yet related questions related to explainable AI (XAI) practices. Machine learning (ML) is increasingly important in financial services, such as pre-approval, credit underwriting, investments, and various…

机器学习 · 计算机科学 2022-09-21 Swati Tyagi

Explainable AI (XAI) is critical for ensuring transparency, accountability, and trust in machine learning systems as black-box models are increasingly deployed within high-stakes domains. Among XAI methods, Shapley values are widely used…

机器学习 · 计算机科学 2025-02-19 Jiaxin Xu , Hung Chau , Angela Burden

Artificial intelligence (AI) technologies (re-)shape modern life, driving innovation in a wide range of sectors. However, some AI systems have yielded unexpected or undesirable outcomes or have been used in questionable manners. As a…

Responsible AI principles provide ethical guidelines for developing AI systems, yet their practical implementation in software engineering lacks thorough investigation. Therefore, this study explores the practices and challenges faced by…

软件工程 · 计算机科学 2024-12-11 Matheus de Morais Leça , Mariana Bento , Ronnie de Souza Santos

Artificial Intelligence (AI) governance is the practice of establishing frameworks, policies, and procedures to ensure the responsible, ethical, and safe development and deployment of AI systems. Although AI governance is a core pillar of…

软件工程 · 计算机科学 2025-05-30 Danilo Ribeiro , Thayssa Rocha , Gustavo Pinto , Bruno Cartaxo , Marcelo Amaral , Nicole Davila , Ana Camargo

Recent advancements in AI applications to healthcare have shown incredible promise in surpassing human performance in diagnosis and disease prognosis. With the increasing complexity of AI models, however, concerns regarding their opacity,…

机器学习 · 计算机科学 2023-08-17 Munib Mesinovic , Peter Watkinson , Tingting Zhu

Although AI has significant potential to transform society, there are serious concerns about its ability to behave and make decisions responsibly. Many ethical regulations, principles, and guidelines for responsible AI have been issued…

人工智能 · 计算机科学 2022-09-21 Qinghua Lu , Liming Zhu , Xiwei Xu , Jon Whittle

AI systems have seen significant adoption in various domains. At the same time, further adoption in some domains is hindered by inability to fully trust an AI system that it will not harm a human. Besides the concerns for fairness, privacy,…

人工智能 · 计算机科学 2021-08-04 Amit Sheth , Manas Gaur , Kaushik Roy , Keyur Faldu

Legislation and public sentiment throughout the world have promoted fairness metrics, explainability, and interpretability as prescriptions for the responsible development of ethical artificial intelligence systems. Despite the importance…

人工智能 · 计算机科学 2022-03-08 Erick Galinkin

Artificial Intelligence (AI) is an important driving force for the development and transformation of the financial industry. However, with the fast-evolving AI technology and application, unintentional bias, insufficient model validation,…

机器学习 · 统计学 2019-12-17 Yukun Zhang , Longsheng Zhou