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Nowadays, user authentication is one of the important topics in information security. Strong textbased password schemes could provide with certain degree of security. However, the fact that strong passwords are difficult to memorize often…

密码学与安全 · 计算机科学 2009-12-08 Farnaz Towhidi , Maslin Masrom

Application programming interfaces (APIs) have become a central part of the modern IT environment, allowing developers to enrich the functionality of applications and interact with third parties such as cloud and payment providers. This…

密码学与安全 · 计算机科学 2026-03-17 Nurullah Demir , Yash Vekaria , Georgios Smaragdakis , Zakir Durumeric

We present the first general construction of a Multi-Factor Key Derivation Function (MFKDF). Our function expands upon password-based key derivation functions (PBKDFs) with support for using other popular authentication factors like TOTP,…

密码学与安全 · 计算机科学 2023-08-31 Vivek Nair , Dawn Song

Fake images in selfie banking are increasingly becoming a threat. Previously, it was just Photoshop, but now deep learning technologies enable us to create highly realistic fake identities, which fraudsters exploit to bypass biometric…

密码学与安全 · 计算机科学 2025-08-28 Subhrojyoti Mukherjee , Manoranjan Mohanty

Nowadays, there is a plethora of services that are provided and paid for online, like video streaming subscriptions, car or parking sharing, purchasing tickets for events, etc. Online services usually issue tokens directly related to the…

密码学与安全 · 计算机科学 2022-02-21 Xavier Salleras , Sergi Rovira , Vanesa Daza

Knowledge of the changing traffic is critical in risk management. Customs offices worldwide have traditionally relied on local resources to accumulate knowledge and detect tax fraud. This naturally poses countries with weak infrastructure…

人工智能 · 计算机科学 2022-01-19 Sungwon Park , Sundong Kim , Meeyoung Cha

Choosing authentication schemes for a specific purpose is challenging for service providers, developers, and researchers. Previous ratings of technical and objective aspects showed that available schemes all have strengths and limitations.…

人机交互 · 计算机科学 2022-09-29 Verena Zimmermann , Paul Gerber , Alina Stöver

The Second Payment Services Directive (PSD2) of the European Union aims to create a consumer-friendly financial market by mandating secure and standardised data sharing between banking operators and third parties. Consequently, EU countries…

密码学与安全 · 计算机科学 2025-05-06 Paolo Modesti , Leo Freitas , Qudus Shotomiwa , Abdulaziz Almehrej

Credit card fraud detection is a very challenging problem because of the specific nature of transaction data and the labeling process. The transaction data is peculiar because they are obtained in a streaming fashion, they are strongly…

机器学习 · 计算机科学 2018-04-23 Fabirzio Carcillo , Yann-Aël Le Borgne , Olivier Caelen , Gianluca Bontempi

Face anti-spoofing (FAS) plays a vital role in preventing face recognition (FR) systems from presentation attacks. Nowadays, FAS systems face the challenge of domain shift, impacting the generalization performance of existing FAS methods.…

计算机视觉与模式识别 · 计算机科学 2024-09-16 Xinxu Ge , Xin Liu , Zitong Yu , Jingang Shi , Chun Qi , Jie Li , Heikki Kälviäinen

There has been an increased need for secondary means of credit evaluation by both traditional banking organizations as well as peer-to-peer lending entities. This is especially important in the present technological era where sticking with…

综合金融 · 定量金融 2020-06-25 Revathi Bhuvaneswari , Antonio Segalini

Space-air-ground integrated networks (SAGINs), which have emerged as an expansion of terrestrial networks, provide flexible access, ubiquitous coverage, high-capacity backhaul, and emergency/disaster recovery for mobile users (MUs). While…

网络与互联网体系结构 · 计算机科学 2023-04-03 Bin Yang , Shanyun Liu , Tao Xu , Chuyu Li , Yongdong Zhu , Zipeng Li , Zhifeng Zhao

Mobile banking apps, belonging to the most security-critical app category, render massive and dynamic transactions susceptible to security risks. Given huge potential financial loss caused by vulnerabilities, existing research lacks a…

密码学与安全 · 计算机科学 2020-02-19 Sen Chen , Lingling Fan , Guozhu Meng , Ting Su , Minhui Xue , Yinxing Xue , Yang Liu , Lihua Xu

Usable and secure authentication on the web and beyond is mission-critical. While password-based authentication is still widespread, users have trouble dealing with potentially hundreds of online accounts and their passwords. Alternatives…

密码学与安全 · 计算机科学 2023-11-28 Jan H. Klemmer , Marco Gutfleisch , Christian Stransky , Yasemin Acar , M. Angela Sasse , Sascha Fahl

Globally, two billion people and more than half of the poorest adults do not use formal financial services. Consequently, there is increased emphasis on developing financial technology that can facilitate access to financial products for…

社会与信息网络 · 计算机科学 2020-01-30 María Óskarsdóttir , Cristián Bravo , Carlos Sarraute , Bart Baesens , Jan Vanthienen

Authentication is the first defence mechanism in many electronic systems, including Internet of Things (IoT) applications, as it is essential for other security services such as intrusion detection. As existing authentication solutions…

密码学与安全 · 计算机科学 2023-07-10 Salem AlJanah , Ning Zhang , Siok Wah Tay

The widespread expansion of the IoT based services are changing peoples living habits. With the vast data generation and intelligent decision support system, an IoT is supporting many industries to improve their products and services. The…

密码学与安全 · 计算机科学 2022-07-07 Chintan Patel , Nishant Doshi

Recommendations with personalized explanations have been shown to increase user trust and perceived quality and help users make better decisions. Moreover, such explanations allow users to provide feedback by critiquing them. Several…

信息检索 · 计算机科学 2021-08-06 Diana Petrescu , Diego Antognini , Boi Faltings

Authentication is a process by which an entity,which could be a person or intended computer,establishes its identity to another entity.In private and public computer networks including the Internet,authentication is commonly done through…

密码学与安全 · 计算机科学 2013-01-11 Maheswara Rao Valluri

Digital financial services can introduce new digital-safety risks for users, particularly survivors of intimate partner financial abuse (IPFA). To offer improved support for such users, a comprehensive understanding of their support needs…

计算机与社会 · 计算机科学 2024-07-16 Arkaprabha Bhattacharya , Kevin Lee , Vineeth Ravi , Jessica Staddon , Rosanna Bellini