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The aim of this project is to develop and test advanced analytical methods to improve the prediction accuracy of Credit Risk Models, preserving at the same time the model interpretability. In particular, the project focuses on applying an…

机器学习 · 计算机科学 2021-08-09 Neus Llop Torrent , Giorgio Visani , Enrico Bagli

Recent legislative regulations have underlined the need for accountable and transparent artificial intelligence systems and have contributed to a growing interest in the Explainable Artificial Intelligence (XAI) field. Nonetheless, the lack…

机器学习 · 计算机科学 2025-10-14 Ilaria Vascotto , Alex Rodriguez , Alessandro Bonaita , Luca Bortolussi

High-quality data annotation requirements are crucial for the development of safe and reliable AI-enabled perception systems (AIePS) in autonomous driving. Although these requirements play a vital role in reducing bias and enhancing…

软件工程 · 计算机科学 2025-11-21 Hina Saeeda , Mazen Mohamad , Eric Knauss , Jennifer Horkoff , Ali Nouri

Reliable explainability is not only a technical goal but also a cornerstone of private AI governance. As AI models enter high-stakes sectors, private actors such as auditors, insurers, certification bodies, and procurement agencies require…

人工智能 · 计算机科学 2025-11-21 Pratinav Seth , Vinay Kumar Sankarapu

Since long, corporations are looking for knowledge sources which can provide structured description of data and can focus on meaning and shared understanding. Structures which can facilitate open world assumptions and can be flexible enough…

人工智能 · 计算机科学 2014-03-31 Iti Mathur , Nisheeth Joshi , Hemant Darbari , Ajai Kumar

The rapid growth of research in explainable artificial intelligence (XAI) follows on two substantial developments. First, the enormous application success of modern machine learning methods, especially deep and reinforcement learning, which…

人工智能 · 计算机科学 2020-05-06 S. Atakishiyev , H. Babiker , N. Farruque , R. Goebel1 , M-Y. Kima , M. H. Motallebi , J. Rabelo , T. Syed , O. R. Zaïane

Artificial intelligence (AI) is increasingly intervening in our lives, raising widespread concern about its unintended and undeclared side effects. These developments have brought attention to the problem of AI auditing: the systematic…

计算机与社会 · 计算机科学 2024-10-08 Sarah H. Cen , Rohan Alur

Machine learning is critical for innovation and efficiency in financial markets, offering predictive models and data-driven decision-making. However, challenges such as missing data, lack of transparency, untimely updates, insecurity, and…

综合经济学 · 经济学 2024-11-27 Jingfeng Chen , Wanlin Deng , Dangxing Chen , Luyao Zhang

Responsible disclosure limitation is an iterative exercise in risk assessment and mitigation. From time to time, as disclosure risks grow and evolve and as data users' needs change, agencies must consider redesigning the disclosure…

As AI-driven dataspaces become integral to data sharing and collaborative analytics, ensuring privacy, performance, and policy compliance presents significant challenges. This paper provides a comprehensive review of privacy-preserving and…

密码学与安全 · 计算机科学 2025-07-31 Joydeep Chandra , Satyam Kumar Navneet

Explainability has been an important goal since the early days of Artificial Intelligence. Several approaches for producing explanations have been developed. However, many of these approaches were tightly coupled with the capabilities of…

人工智能 · 计算机科学 2020-03-20 Shruthi Chari , Daniel M. Gruen , Oshani Seneviratne , Deborah L. McGuinness

As AI regulations around the world intensify their focus on system safety, contestability has become a mandatory, yet ill-defined, safeguard. In XAI, "contestability" remains an empty promise: no formal definition exists, no algorithm…

计算机与社会 · 计算机科学 2025-06-03 Catarina Moreira , Anna Palatkina , Dacia Braca , Dylan M. Walsh , Peter J. Leihn , Fang Chen , Nina C. Hubig

The advantages of data sharing across organizations and disciplines are indisputable; although, sensitive and restricted data cannot be easily shared due to policies and legal matters. The research presented in this paper takes a step…

数字图书馆 · 计算机科学 2021-09-24 M. Greene , S. Grabus , J. Greenberg

Artificial intelligence is creating one of the biggest revolution across technology driven application fields. For the finance sector, it offers many opportunities for significant market innovation and yet broad adoption of AI systems…

风险管理 · 定量金融 2022-12-07 Marc Wildi , Branka Hadji Misheva

In quantitative finance, the gap between training and real-world performance-driven by concept drift and distributional non-stationarity-remains a critical obstacle for building reliable data-driven systems. Models trained on static…

人工智能 · 计算机科学 2026-01-16 Haochong Xia , Yao Long Teng , Regan Tan , Molei Qin , Xinrun Wang , Bo An

Artificial intelligence (AI) generally and machine learning (ML) specifically demonstrate impressive practical success in many different application domains, e.g. in autonomous driving, speech recognition, or recommender systems. Deep…

人工智能 · 计算机科学 2018-01-02 Andreas Holzinger , Chris Biemann , Constantinos S. Pattichis , Douglas B. Kell

Presently, a very large number of public and private data sets are available around the local governments. In most cases, they are not semantically interoperable and a huge human effort is needed to create integrated ontologies and…

数据库 · 计算机科学 2020-05-11 Pierfrancesco Bellini , Paolo Nesi , Nadia Rauch

The AI landscape demands a broad set of legal, ethical, and societal considerations to be accounted for in order to develop ethical AI (eAI) solutions which sustain human values and rights. Currently, a variety of guidelines and a handful…

计算机与社会 · 计算机科学 2021-12-03 Anna Felländer , Jonathan Rebane , Stefan Larsson , Mattias Wiggberg , Fredrik Heintz

This paper presents a real-time transaction monitoring framework that integrates graph-based modeling, narrative field embedding, and generative explanation to support automated financial compliance. The system constructs dynamic…

人工智能 · 计算机科学 2025-06-03 Kunal Khanvilkar , Kranthi Kommuru

When developing devices, architectures and services for the Internet of Medical Things (IoMT) world, manufacturers or integrators must be aware of the security requirements expressed by both laws and specifications. To provide tools guiding…

密码学与安全 · 计算机科学 2025-01-07 Daniel Naro , Jaime Delgado , Silvia Llorente , Amanda Palomo