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Mortgage risk assessment traditionally relies on structured financial data, which is often proprietary, confidential, and costly. In this study, we propose a novel multimodal deep learning framework that uses cost-free, publicly available,…

计算工程、金融与科学 · 计算机科学 2025-10-28 Mahsa Tavakoli , Rohitash Chandra , Cristian Bravo

Conversations abound with uncetainties of various kinds. Treating conversation as inference and decision making under uncertainty, we propose a task independent, multimodal architecture for supporting robust continuous spoken dialog called…

人工智能 · 计算机科学 2013-01-18 Tim Paek , Eric J. Horvitz

Federated Learning is a privacy-preserving decentralized approach for Machine Learning tasks. In industry deployments characterized by a limited number of entities possessing abundant data, the significance of a participant's role in…

机器学习 · 计算机科学 2026-02-06 Arno Geimer , Beltran Fiz Pontiveros , Radu State

What makes a public talk resonate with large audiences? While prior research has emphasized speaker delivery or topic novelty, we reasoned that a core driver of engagement is linguistic clarity. This aligns with theories of processing…

人机交互 · 计算机科学 2026-04-07 Roni Segal , Matan Lary , Ralf Schmaelzle , Yossi Ben-Zion

In decision making a key source of uncertainty is people's perception of information which is influenced by their attitudes toward risk. Both, perception of information and risk attitude, affect the interpretation of information and hence…

人机交互 · 计算机科学 2014-01-29 Antony W. Iorio , Hussein A. Abbass , Svetoslav Gaidow , Axel Bender

Random-feature-based attention (RFA) is an efficient approximation of softmax attention with linear runtime and space complexity. However, the approximation gap between RFA and conventional softmax attention is not well studied. Built upon…

机器学习 · 计算机科学 2023-02-10 Lin Zheng , Jianbo Yuan , Chong Wang , Lingpeng Kong

On a periodic basis, publicly traded companies report fundamentals, financial data including revenue, earnings, debt, among others. Quantitative finance research has identified several factors, functions of the reported data that…

统计金融 · 定量金融 2020-07-16 Lakshay Chauhan , John Alberg , Zachary C. Lipton

Attention mechanisms in biological perception are thought to select subsets of perceptual information for more sophisticated processing which would be prohibitive to perform on all sensory inputs. In computer vision, however, there has been…

计算机视觉与模式识别 · 计算机科学 2018-08-02 Mateusz Malinowski , Carl Doersch , Adam Santoro , Peter Battaglia

There are several web platforms that people use to interact and exchange ideas, such as social networks like Facebook, Twitter, and Google+; Q&A sites like Quora and Yahoo! Answers; and myriad independent fora. However, there is a scarcity…

社会与信息网络 · 计算机科学 2011-11-09 Noah Burbank , Debojyoti Dutta , Ashish Goel , David Lee , Eli Marschner , Narayanan Shivakumar

CLIP is one of the most popular foundation models and is heavily used for many vision-language tasks, yet little is known about its inner workings. As CLIP is increasingly deployed in real-world applications, it is becoming even more…

计算机视觉与模式识别 · 计算机科学 2025-09-22 Avinash Madasu , Vasudev Lal , Phillip Howard

When searching for new physics effects, collaborations will often wish to publish upper limits and intervals with a lower confidence level than the threshold they would set to claim an excess or a discovery. However, confidence intervals…

数据分析、统计与概率 · 物理学 2019-02-20 Knut Dundas Morå

It has been shown that financial news leads to the fluctuation of stock prices. However, previous work on news-driven financial market prediction focused only on predicting stock price movement without providing an explanation. In this…

计算与语言 · 计算机科学 2019-02-14 Linyi Yang , Zheng Zhang , Su Xiong , Lirui Wei , James Ng , Lina Xu , Ruihai Dong

Thinking with Images improves fine-grained VQA for MLLMs by emphasizing visual cues. However, tool-augmented methods depend on the capacity of grounding, which remains unreliable for MLLMs. In parallel, attention-driven methods to crop the…

计算机视觉与模式识别 · 计算机科学 2026-03-03 Zhaodong Wu , Haochen Xue , Qi Cao , Wenqi Mo , Yu Pei , Wenqi Xu , Jionglong Su , Yang Liu

We propose a method for automatically answering questions about images by bringing together recent advances from natural language processing and computer vision. We combine discrete reasoning with uncertain predictions by a multi-world…

人工智能 · 计算机科学 2015-05-06 Mateusz Malinowski , Mario Fritz

When journalists cover a news story, they can cover the story from multiple angles or perspectives. A news article written about COVID-19 for example, might focus on personal preventative actions such as mask-wearing, while another might…

Large language models are reshaping quantitative investing by turning unstructured financial information into evidence-grounded signals and executable decisions. This survey synthesizes research with a focus on equity return prediction and…

投资组合管理 · 定量金融 2025-10-08 Weilong Fu

Ensuring trustworthiness in machine learning -- by balancing utility, fairness, and privacy -- remains a critical challenge, particularly in representation learning. In this work, we investigate a family of closely related…

机器学习 · 计算机科学 2025-11-06 João Machado de Freitas , Bernhard C. Geiger

This paper introduces a novel variant of video summarization, namely building a summary that depends on the particular aspect of a video the viewer focuses on. We refer to this as $\textit{viewpoint}$. To infer what the desired…

计算机视觉与模式识别 · 计算机科学 2018-04-11 Atsushi Kanehira , Luc Van Gool , Yoshitaka Ushiku , Tatsuya Harada

High-stakes deployment of vision-language models (VLMs) requires selective prediction, where systems abstain when uncertain rather than risk costly errors. We investigate whether confidence-based abstention provides reliable control over…

人工智能 · 计算机科学 2026-01-16 Jorge Ortiz

Large volumes of videos are continuously recorded from cameras deployed for traffic control and surveillance with the goal of answering "after the fact" queries: identify video frames with objects of certain classes (cars, bags) from many…