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Algorithmic processes are increasingly employed to perform managerial decision making, especially after the tremendous success in Artificial Intelligence (AI). This paradigm shift is occurring because these sophisticated AI techniques are…

计算机与社会 · 计算机科学 2021-09-30 Jianlong Zhou , Sunny Verma , Mudit Mittal , Fang Chen

The pursuit of fairness in machine learning models has emerged as a critical research challenge in different applications ranging from bank loan approval to face detection. Despite the widespread adoption of artificial intelligence…

机器学习 · 计算机科学 2023-11-08 Modar Sulaiman , Kallol Roy

In the past few years, Artificial Intelligence (AI) has garnered attention from various industries including financial services (FS). AI has made a positive impact in financial services by enhancing productivity and improving risk…

Fair predictive algorithms hinge on both equality and trust, yet inherent uncertainty in real-world data challenges our ability to make consistent, fair, and calibrated decisions. While fairly managing predictive error has been extensively…

机器学习 · 计算机科学 2024-10-04 Lucas Rosenblatt , R. Teal Witter

We present a framework that allows to certify the fairness degree of a model based on an interactive and privacy-preserving test. The framework verifies any trained model, regardless of its training process and architecture. Thus, it allows…

人工智能 · 计算机科学 2021-06-28 Shahar Segal , Yossi Adi , Benny Pinkas , Carsten Baum , Chaya Ganesh , Joseph Keshet

Reliable uncertainty quantification is critical in high-stakes applications, such as medical diagnosis, where confidently incorrect predictions can erode trust in automated decision-making systems. Traditional uncertainty quantification…

图像与视频处理 · 电气工程与系统科学 2025-10-21 Hassan Gharoun , Mohammad Sadegh Khorshidi , Fang Chen , Amir H. Gandomi

Fairness has been a critical issue that affects the adoption of deep learning models in real practice. To improve model fairness, many existing methods have been proposed and evaluated to be effective in their own contexts. However, there…

机器学习 · 计算机科学 2024-03-26 Junjie Yang , Jiajun Jiang , Zeyu Sun , Junjie Chen

Machine learning systems are increasingly used to make decisions about people's lives, such as whether to give someone a loan or whether to interview someone for a job. This has led to considerable interest in making such machine learning…

机器学习 · 计算机科学 2017-10-13 Daniel McNamara , Cheng Soon Ong , Robert C. Williamson

As the complexity and dynamism of financial markets continue to grow, traditional financial risk prediction methods increasingly struggle to handle large datasets and intricate behavior patterns. This paper explores the feasibility and…

机器学习 · 计算机科学 2024-12-24 Haowei Yang , Zhan Cheng , Zhaoyang Zhang , Yuanshuai Luo , Shuaishuai Huang , Ao Xiang

This paper systematically reviews advancements in deep learning (DL) techniques for financial fraud detection, a critical issue in the financial sector. Using the Kitchenham systematic literature review approach, 57 studies published…

机器学习 · 计算机科学 2025-07-31 Yisong Chen , Chuqing Zhao , Yixin Xu , Chuanhao Nie , Yixin Zhang

Computers are increasingly used to make decisions that have significant impact in people's lives. Often, these predictions can affect different population subgroups disproportionately. As a result, the issue of fairness has received much…

Deep learning has produced big advances in artificial intelligence, but trained neural networks often reflect and amplify bias in their training data, and thus produce unfair predictions. We propose a novel measure of individual fairness,…

人工智能 · 计算机科学 2020-09-30 Krystal Maughan , Joseph P. Near

Machine learning models are becoming pervasive in high-stakes applications. Despite their clear benefits in terms of performance, the models could show discrimination against minority groups and result in fairness issues in a…

机器学习 · 计算机科学 2022-04-12 Mingyang Wan , Daochen Zha , Ninghao Liu , Na Zou

Fairness is a growing concern for high-risk decision-making using Artificial Intelligence (AI) but ensuring it through purely technical means is challenging: there is no universally accepted fairness measure, fairness is context-dependent,…

人工智能 · 计算机科学 2024-10-07 Evdoxia Taka , Yuri Nakao , Ryosuke Sonoda , Takuya Yokota , Lin Luo , Simone Stumpf

Deep Learning is a consolidated, state-of-the-art Machine Learning tool to fit a function when provided with large data sets of examples. However, in regression tasks, the straightforward application of Deep Learning models provides a point…

机器学习 · 计算机科学 2018-07-25 Axel Brando , Jose A. Rodríguez-Serrano , Mauricio Ciprian , Roberto Maestre , Jordi Vitrià

Ensuring fairness in machine learning is a critical and challenging task, as biased data representations often lead to unfair predictions. To address this, we propose Deep Fair Learning, a framework that integrates nonlinear sufficient…

机器学习 · 统计学 2025-04-10 Enze Shi , Linglong Kong , Bei Jiang

The effectiveness of machine learning in evaluating the creditworthiness of loan applicants has been demonstrated for a long time. However, there is concern that the use of automated decision-making processes may result in unequal treatment…

机器学习 · 计算机科学 2023-06-23 Darie Moldovan

As deep image classification applications, e.g., face recognition, become increasingly prevalent in our daily lives, their fairness issues raise more and more concern. It is thus crucial to comprehensively test the fairness of these…

机器学习 · 计算机科学 2021-12-03 Peixin Zhang , Jingyi Wang , Jun Sun , Xinyu Wang

Bias in data can have unintended consequences that propagate to the design, development, and deployment of machine learning models. In the financial services sector, this can result in discrimination from certain financial instruments and…

密码学与安全 · 计算机科学 2019-11-12 Reginald Bryant , Celia Cintas , Isaac Wambugu , Andrew Kinai , Komminist Weldemariam

This systematic literature review examines the role of machine learning in fraud detection within digital banking, synthesizing evidence from 118 peer-reviewed studies and institutional reports. Following the PRISMA guidelines, the review…

机器学习 · 计算机科学 2025-10-08 Md Zahin Hossain George , Md Khorshed Alam , Md Tarek Hasan