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Credit Scoring is one of the problems banks and financial institutions have to solve on a daily basis. If the state-of-the-art research in Machine and Deep Learning for finance has reached interesting results about Credit Scoring models,…

风险管理 · 定量金融 2024-12-31 Abdollah Rida

Building on our prior explorations of convolutional neural networks (CNNs) for financial data processing, this paper introduces two significant enhancements to refine our CNN model's predictive performance and robustness for financial…

计算金融 · 定量金融 2024-08-23 Sina Montazeri , Haseebullah Jumakhan , Sonia Abrasiabian , Amir Mirzaeinia

Efficient and timely calculations of Machine Learning (ML) algorithms are essential for emerging technologies like autonomous driving, the Internet of Things (IoT), and edge computing. One of the primary ML algorithms used in such systems…

硬件体系结构 · 计算机科学 2023-08-11 Christopher A. Metz

Diversity is one of the fundamental properties for the survival of species, populations, and organizations. Recent advances in deep learning allow for the rapid and automatic assessment of organizational diversity and possible…

In this report, I present a deep learning approach to conduct a natural language processing (hereafter NLP) binary classification task for analyzing financial-fraud texts. First, I searched for regulatory announcements and enforcement…

计算与语言 · 计算机科学 2023-08-09 Qiuru Li

Credit risk modelling is an integral part of the global financial system. While there has been great attention paid to neural network models for credit default prediction, such models often lack the required interpretation mechanisms and…

机器学习 · 统计学 2019-06-18 Rendani Mbuvha , Illyes Boulkaibet , Tshilidzi Marwala

The prediction of stock and foreign exchange (Forex) had always been a hot and profitable area of study. Deep learning application had proven to yields better accuracy and return in the field of financial prediction and forecasting. In this…

统计金融 · 定量金融 2021-03-18 Zexin Hu , Yiqi Zhao , Matloob Khushi

Credit scoring is a major application of machine learning for financial institutions to decide whether to approve or reject a credit loan. For sake of reliability, it is necessary for credit scoring models to be both accurate and globally…

机器学习 · 计算机科学 2021-02-25 Qiang Liu , Zhaocheng Liu , Haoli Zhang , Yuntian Chen , Jun Zhu

Deploying machine learning in regulated financial environments -- credit risk, fraud detection, and anti-money laundering -- exposes critical vulnerabilities in algorithmic reproducibility. While early financial ML addressed statistical…

人工智能 · 计算机科学 2026-05-28 Ruizhe Zhou , Xiaoyang Liu , Gaoyuan Du , Yi Zheng , Shouxi Ren , Deepayan Chakrabarti , Dengdu Jiang

Inspired by a growing interest in analyzing network data, we study the problem of node classification on graphs, focusing on approaches based on kernel machines. Conventionally, kernel machines are linear classifiers in the implicit feature…

机器学习 · 统计学 2010-01-25 Xiao Tang , Mu Zhu

Prediction of stock groups' values has always been attractive and challenging for shareholders. This paper concentrates on the future prediction of stock market groups. Four groups named diversified financials, petroleum, non-metallic…

统计金融 · 定量金融 2020-08-26 Mojtaba Nabipour , Pooyan Nayyeri , Hamed Jabani , Amir Mosavi

Investors make investment decisions depending on several factors such as fundamental analysis, technical analysis, and quantitative analysis. Another factor on which investors can make investment decisions is through sentiment analysis of…

计算与语言 · 计算机科学 2021-09-22 Saurabh Kamal , Sahil Sharma

Deep learning algorithms excel at extracting patterns from raw data, and with large datasets, they have been very successful in computer vision and natural language applications. However, in other domains, large datasets on which to learn…

机器学习 · 计算机科学 2018-09-17 Garrett B. Goh , Khushmeen Sakloth , Charles Siegel , Abhinav Vishnu , Jim Pfaendtner

Given the growing complexity of healthcare data over the last several years, using machine learning techniques like Deep Neural Network (DNN) models has gained increased appeal. In order to extract hidden patterns and other valuable…

机器学习 · 计算机科学 2023-10-03 Hasan Hejbari Zargar , Saha Hejbari Zargar , Raziye Mehri

We explore the use of deep learning hierarchical models for problems in financial prediction and classification. Financial prediction problems -- such as those presented in designing and pricing securities, constructing portfolios, and risk…

机器学习 · 计算机科学 2018-01-16 J. B. Heaton , N. G. Polson , J. H. Witte

In this paper, a detailed study on crime classification and prediction using deep learning architectures is presented. We examine the effectiveness of deep learning algorithms on this domain and provide recommendations for designing and…

机器学习 · 计算机科学 2018-12-04 Panagiotis Stalidis , Theodoros Semertzidis , Petros Daras

A building self-shading shape impacts substantially on the amount of direct sunlight received by the building and contributes significantly to building operational energy use, in addition to other major contributing variables, such as…

机器学习 · 计算机科学 2024-07-16 Farnaz Nazari , Wei Yan

Today, with respect to the increasing growth of demand to get credit from the customers of banks and finance and credit institutions, using an effective and efficient method to decrease the risk of non-repayment of credit given is very…

人工智能 · 计算机科学 2013-12-31 Reza Mortezapour , Mehdi Afzali

Deep neural network (DNN) models have demonstrated impressive performance in various domains, yet their application in cognitive neuroscience is limited due to their lack of interpretability. In this study we employ two structurally…

信号处理 · 电气工程与系统科学 2024-09-04 Murat Kucukosmanoglu , Javier O. Garcia , Justin Brooks , Kanika Bansal

This paper demonstrates how to apply machine learning algorithms to distinguish good stocks from the bad stocks. To this end, we construct 244 technical and fundamental features to characterize each stock, and label stocks according to…

投资组合管理 · 定量金融 2018-08-09 XingYu Fu , JinHong Du , YiFeng Guo , MingWen Liu , Tao Dong , XiuWen Duan