相关论文: KYChain: User-Controlled KYC Data Sharing and Cert…
The first generation of cryptocurrencies introduced revolutionary concepts, yet faced challenges in privacy and regulatory compliance. While subsequent cryptocurrencies aimed to address privacy concerns (like Zcash and Monero), they often…
Financial inclusion depends on providing adjusted services for citizens with disclosed vulnerabilities. At the same time, the financial industry needs to adhere to a strict regulatory framework, which is often in conflict with the desire…
To address security and safety risks stemming from highly capable artificial intelligence (AI) models, we propose that the US government should ensure compute providers implement Know-Your-Customer (KYC) schemes. Compute - the computational…
Biological AI tools for protein design and structure prediction are advancing rapidly, creating dual-use risks that existing safeguards cannot adequately address. Current model-level restrictions, including keyword filtering, output…
Despite increasing advancements in today's information exchange infrastructure, the preservation of user data and privacy still remains a problem. Both insecure baselines and secure solutions leak user data. For example, Certificate…
Many service systems rely on verifiable identity-related information of their users. Manipulation and unwanted exposure of this privacy-relevant information, however, must at the same time be prevented and avoided. Peer-to-peer…
In Canada, financial advisors and dealers are required by provincial securities commissions and self-regulatory organizations--charged with direct regulation over investment dealers and mutual fund dealers--to respectively collect and…
Today, financial institutions (FIs) store and share consumers' financial data for various reasons such as offering loans, processing payments, and protecting against fraud and financial crime. Such sharing of sensitive data have been…
Today's world is struggling with the COVID-19 pandemic, as one of the greatest challenges of the 21st century. During the lockdown caused by this disease, many financial losses have been inflicted on people and all industries. One of the…
The sharing of public key information is central to the digital credential security model, but the existing Web PKI with its opaque Certification Authorities and synthetic attestations serves a very different purpose. We propose a new…
Vulnerable individuals have a limited ability to make reasonable financial decisions and choices and, thus, the level of care that is appropriate to be provided to them by financial institutions may be different from that required for other…
Cooperative information systems typically involve various entities in a collaborative process within a distributed environment. Blockchain technology offers a mechanism for automating such processes, even when only partial trust exists…
Modern distributed applications in healthcare, supply chain, and the Internet of Things handle a large amount of data in a diverse application setting with multiple stakeholders. Such applications leverage advanced artificial intelligence…
Secure and scalable data sharing is essential for collaborative clinical decision making. Conventional clinical data efforts are often siloed, however, which creates barriers to efficient information exchange and impedes effective treatment…
The social demand for email end-to-end encryption is barely supported by mainstream service providers. Autocrypt is a new community-driven open specification for e-mail encryption that attempts to respond to this demand. In Autocrypt the…
Decentralized applications (dApps) in Decentralized Finance (DeFi) face a fundamental tension between regulatory compliance requirements like Know Your Customer (KYC) and maintaining decentralization and privacy. Existing permissioned DeFi…
Know your customer (KYC) processes place a great burden on banks, because they are costly, inefficient, and inconvenient for customers. While blockchain technology is often mentioned as a potential solution, it is not clear how to use the…
The Web public key infrastructure is essential to providing secure communication on the Internet today, and certificate authorities play a crucial role in this ecosystem by issuing certificates. These authorities may misissue certificates…
The tremendous technological advancement in the last few decades has brought many enterprises to collaborate in a better way while making intelligent decisions. The use of Information Technology tools in obtaining data of people's everyday…
Open banking framework enables third party providers to access financial data across banking institutions, leading to unprecedented innovations in the financial sector. However, some open banking standards remain susceptible to severe…