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Despite the recency of their conception, Generative Adversarial Networks (GANs) constitute an extensively researched machine learning sub-field for the creation of synthetic data through deep generative modeling. GANs have consequently been…

网络与互联网体系结构 · 计算机科学 2021-05-11 Hojjat Navidan , Parisa Fard Moshiri , Mohammad Nabati , Reza Shahbazian , Seyed Ali Ghorashi , Vahid Shah-Mansouri , David Windridge

In recent years, Generative Adversarial Networks (GANs) have received significant attention from the research community. With a straightforward implementation and outstanding results, GANs have been used for numerous applications. Despite…

机器学习 · 计算机科学 2019-08-01 P Manisha , Sujit Gujar

With the ever-increasing use of complex machine learning models in critical applications within the finance domain, explaining the decisions of the model has become a necessity. With applications spanning from credit scoring to credit…

机器学习 · 计算机科学 2020-09-14 Aditya Lahiri , Narayanan Unny Edakunni

Automated decision systems (ADS) are increasingly used for consequential decision-making. These systems often rely on sophisticated yet opaque machine learning models, which do not allow for understanding how a given decision was arrived…

人机交互 · 计算机科学 2022-05-13 Jakob Schoeffer , Niklas Kuehl , Yvette Machowski

In recent years, Generative Adversarial Networks (GANs) have become a hot topic among researchers and engineers that work with deep learning. It has been a ground-breaking technique which can generate new pieces of content of data in a…

计算机视觉与模式识别 · 计算机科学 2022-07-25 Parthak Mehta , Sarthak Mishra , Nikhil Chouhan , Neel Pethani , Ishani Saha

Generative Adversarial Network (GAN) is a current focal point of research. The body of knowledge is fragmented, leading to a trial-error method while selecting an appropriate GAN for a given scenario. We provide a comprehensive summary of…

机器学习 · 计算机科学 2021-05-18 Tanya Motwani , Manojkumar Parmar

Generative Adversarial Networks (GANs) became very popular for generation of realistically looking images. In this paper, we propose to use GANs to synthesize artificial financial data for research and benchmarking purposes. We test this…

机器学习 · 计算机科学 2020-02-07 Dmitry Efimov , Di Xu , Luyang Kong , Alexey Nefedov , Archana Anandakrishnan

What does it mean for a generative AI model to be explainable? The emergent discipline of explainable AI (XAI) has made great strides in helping people understand discriminative models. Less attention has been paid to generative models that…

Purpose: Generative artificial intelligence (GenAI) has progressed in its ability and has seen explosive growth in adoption. However, the consumer's perspective on its use, particularly in specific scenarios such as financial advice, is…

人机交互 · 计算机科学 2024-08-28 Alex Zarifis , Xusen Cheng

Human-AI decision making is becoming increasingly ubiquitous, and explanations have been proposed to facilitate better Human-AI interactions. Recent research has investigated the positive impact of explanations on decision subjects'…

人机交互 · 计算机科学 2023-05-02 Mireia Yurrita , Agathe Balayn , Ujwal Gadiraju

Decision-making algorithms are being used in important decisions, such as who should be enrolled in health care programs and be hired. Even though these systems are currently deployed in high-stakes scenarios, many of them cannot explain…

计算机与社会 · 计算机科学 2022-05-12 Gabriel Lima , Nina Grgić-Hlača , Jin Keun Jeong , Meeyoung Cha

The large and still increasing popularity of deep learning clashes with a major limit of neural network architectures, that consists in their lack of capability in providing human-understandable motivations of their decisions. In situations…

With the ever-growing achievements in Artificial Intelligence (AI) and the recent boosted enthusiasm in Financial Technology (FinTech), applications such as credit scoring have gained substantial academic interest. Credit scoring helps…

风险管理 · 定量金融 2020-12-08 Lara Marie Demajo , Vince Vella , Alexiei Dingli

Despite tremendous progress, machine learning and deep learning still suffer from incomprehensible predictions. Incomprehensibility, however, is not an option for the use of (deep) reinforcement learning in the real world, as unpredictable…

人工智能 · 计算机科学 2024-07-23 Manuel Eberhardinger , Florian Rupp , Johannes Maucher , Setareh Maghsudi

Generative artificial intelligence (AI) is poised to reshape the way individuals communicate and interact. While this form of AI has the potential to efficiently make numerous human decisions, there is limited understanding of how…

综合经济学 · 经济学 2024-01-24 Fabian Dvorak , Regina Stumpf , Sebastian Fehrler , Urs Fischbacher

Explainable artificial intelligence (xAI) is seen as a solution to making AI systems less of a black box. It is essential to ensure transparency, fairness, and accountability, which are especially paramount in the financial sector. The aim…

人工智能 · 计算机科学 2021-11-08 Ouren Kuiper , Martin van den Berg , Joost van der Burgt , Stefan Leijnen

Generative Adversarial Networks (GANs) are a revolutionary class of Deep Neural Networks (DNNs) that have been successfully used to generate realistic images, music, text, and other data. However, GAN training presents many challenges,…

机器学习 · 计算机科学 2022-03-30 Vineel Nagisetty , Laura Graves , Joseph Scott , Vijay Ganesh

According to the latest trend of artificial intelligence, AI-systems needs to clarify regarding general,specific decisions,services provided by it. Only consumer is satisfied, with explanation , for example, why any classification result is…

机器学习 · 计算机科学 2025-02-06 Rossi Kamal

The unprecedented performance of machine learning models in recent years, particularly Deep Learning and transformer models, has resulted in their application in various domains such as finance, healthcare, and education. However, the…

人机交互 · 计算机科学 2023-12-20 Milad Rogha

Artificial intelligence systems are being increasingly deployed due to their potential to increase the efficiency, scale, consistency, fairness, and accuracy of decisions. However, as many of these systems are opaque in their operation,…