相关论文: Fair lending needs explainable models for responsi…

Machine learning models are increasingly being used in important decision-making software such as approving bank loans, recommending criminal sentencing, hiring employees, and so on. It is important to ensure the fairness of these models so…

Though recommender systems are defined by personalization, recent work has shown the importance of additional, beyond-accuracy objectives, such as fairness. Because users often expect their recommendations to be purely personalized, these…

The rapid development of artificial intelligence methods contributes to their wide applications for forecasting various financial risks in recent years. This study introduces a novel explainable case-based reasoning (CBR) approach without a…

This study aims to examine the challenges and applications of machine learning for financial research. Machine learning algorithms have been developed for certain data environments which substantially differ from the one we encounter in…

We explore the following question: Is a decision-making program fair, for some useful definition of fairness? First, we describe how several algorithmic fairness questions can be phrased as program verification problems. Second, we discuss…

Complex statistical machine learning models are increasingly being used or considered for use in high-stakes decision-making pipelines in domains such as financial services, health care, criminal justice and human services. These models are…

Ensuring that machine learning (ML) models are safe, effective, and equitable across all patients is critical for clinical decision-making and for preventing the amplification of existing health disparities. In this work, we examine how…

Information has exploded on the Internet and mobile with the advent of the big data era. In particular, recommendation systems are widely used to help consumers who struggle to select the best products among such a large amount of…

As machine learning algorithms have been widely deployed across applications, many concerns have been raised over the fairness of their predictions, especially in high stakes settings (such as facial recognition and medical imaging). To…

While interest in the application of machine learning to improve healthcare has grown tremendously in recent years, a number of barriers prevent deployment in medical practice. A notable concern is the potential to exacerbate entrenched…

Recent regulatory proposals for artificial intelligence emphasize fairness requirements for machine learning models. However, precisely defining the appropriate measure of fairness is challenging due to philosophical, cultural and political…

The potential for machine learning (ML) systems to amplify social inequities and unfairness is receiving increasing popular and academic attention. A surge of recent work has focused on the development of algorithmic tools to assess and…

Recommender systems have become a pervasive part of our daily online experience, and are one of the most widely used applications of artificial intelligence and machine learning. Therefore, regulations and requirements for trustworthy…

Causal machine learning methods which flexibly generate heterogeneous treatment effect estimates could be very useful tools for governments trying to make and implement policy. However, as the critical artificial intelligence literature has…

Algorithms learned from data are increasingly used for deciding many aspects in our life: from movies we see, to prices we pay, or medicine we get. Yet there is growing evidence that decision making by inappropriately trained algorithms may…

This article examines the evolving landscape of artificial intelligence (AI) regulation in financial services, detailing the legal frameworks and compliance challenges posed by rapid technological adoption. By reviewing current legislation,…

Solutions relying on artificial intelligence are devised to predict data patterns and answer questions that are clearly defined, involve an enumerable set of solutions, clear rules, and inherently binary decision mechanisms. Yet, as they…

Fairness is a concept of justice. Various definitions exist, some of them conflicting with each other. In the absence of an uniformly accepted notion of fairness, choosing the right kind for a specific situation has always been a central…

Legislation and public sentiment throughout the world have promoted fairness metrics, explainability, and interpretability as prescriptions for the responsible development of ethical artificial intelligence systems. Despite the importance…

Fair machine learning research has been primarily concerned with classification tasks that result in discrimination. However, as machine learning algorithms are applied in new contexts the harms and injustices that result are qualitatively…