相关论文: Fairness Testing for Algorithmic Pricing

Machine learning (ML) models often exhibit bias that can exacerbate inequities in biomedical applications. Fairness auditing, the process of evaluating a model's performance across subpopulations, is critical for identifying and mitigating…

Machine learning (ML) algorithms are increasingly deployed to make critical decisions in socioeconomic applications such as finance, criminal justice, and autonomous driving. However, due to their data-driven and pattern-seeking nature, ML…

Predictive algorithms are now used to help distribute a large share of our society's resources and sanctions, such as healthcare, loans, criminal detentions, and tax audits. Under the right circumstances, these algorithms can improve the…

Machine learning improves predictive accuracy in insurance pricing but exacerbates trade-offs between competing fairness criteria across different discrimination measures, challenging regulators and insurers to reconcile profitability with…

Traditional insurance pricing relies on risk-based principles that ensure actuarial fairness and solvency but do not explicitly account for policyholders' price sensitivity. We formulate insurance pricing as a decision-making problem and…

Price discrimination, which refers to the strategy of setting different prices for different customer groups, has been widely used in online retailing. Although it helps boost the collected revenue for online retailers, it might create…

As financial institutions increasingly adopt machine learning for credit risk assessment, the persistence of algorithmic bias remains a critical barrier to equitable financial inclusion. This study provides a comprehensive audit of…

Algorithmic fairness and privacy are essential pillars of trustworthy machine learning. Fair machine learning aims at minimizing discrimination against protected groups by, for example, imposing a constraint on models to equalize their…

With the rapid advancement of AI, there is a growing trend to integrate AI into decision-making processes. However, AI systems may exhibit biases that lead decision-makers to draw unfair conclusions. Notably, the COMPAS system used in the…

Machine learning actively impacts our everyday life in almost all endeavors and domains such as healthcare, finance, and energy. As our dependence on the machine learning increases, it is inevitable that these algorithms will be used to…

The use of algorithmic (learning-based) decision making in scenarios that affect human lives has motivated a number of recent studies to investigate such decision making systems for potential unfairness, such as discrimination against…

Many organizations use algorithms that have a disparate impact, i.e., the benefits or harms of the algorithm fall disproportionately on certain social groups. Addressing an algorithm's disparate impact can be challenging, however, because…

Decision-support systems are information systems that offer support to people's decisions in various applications such as judiciary, real-estate and banking sectors. Lately, these support systems have been found to be discriminatory in the…

Algorithm fairness has become a central problem for the broad adoption of artificial intelligence. Although the past decade has witnessed an explosion of excellent work studying algorithm biases, achieving fairness in real-world AI…

The algorithmic fairness of predictive analytic tools in the public sector has increasingly become a topic of rigorous exploration. While instruments pertaining to criminal recidivism and academic admissions, for example, have garnered much…

As financial institutions increasingly rely on machine learning models to automate lending decisions, concerns about algorithmic fairness have risen. This paper explores the tradeoff between enforcing fairness constraints (such as…

Missing values in real-world data pose a significant and unique challenge to algorithmic fairness. Different demographic groups may be unequally affected by missing data, and the standard procedure for handling missing values where first…

Credit is an essential component of financial wellbeing in America, and unequal access to it is a large factor in the economic disparities between demographic groups that exist today. Today, machine learning algorithms, sometimes trained on…

Fairness aware data mining (FADM) aims to prevent algorithms from discriminating against protected groups. The literature has come to an impasse as to what constitutes explainable variability as opposed to discrimination. This distinction…

Machine learning models in high-stakes applications, such as recidivism prediction and automated personnel selection, often exhibit systematic performance disparities across sensitive subpopulations, raising critical concerns regarding…