相关论文: ERP-RiskBench: Leakage-Safe Ensemble Learning for …

Prediction of post-loan default is an important task in credit risk management, and can be addressed by detection of financial anomalies using machine learning. This study introduces a ResE-BiLSTM model, using a sliding window technique,…

Federated learning is a promising collaborative and privacy-preserving machine learning approach in data-rich smart cities. Nevertheless, the inherent heterogeneity of these urban environments presents a significant challenge in selecting…

Federated Learning is a privacy preserving decentralized machine learning paradigm designed to collaboratively train models across multiple clients by exchanging gradients to the server and keeping private data local. Nevertheless, recent…

Energy theft poses a significant threat to the stability and efficiency of smart grids, leading to substantial economic losses and operational challenges. Traditional centralized machine learning approaches for theft detection require…

Financial market prediction is a challenging application of machine learning, where even small improvements in directional accuracy can yield substantial value. Most models struggle to exceed 55--57\% accuracy due to high noise,…

Credit risk assessment of a company is commonly conducted by utilizing financial ratios that are derived from its financial statements. However, this approach may not fully encompass other significant aspects of a company. We propose the…

The increasing volume of electronic health records (EHRs) presents the opportunity to improve the accuracy and robustness of models in clinical prediction tasks. Unlike traditional centralized approaches, federated learning enables training…

Embodied artificial intelligence (EAI) integrates advanced AI models into physical entities for real-world interaction. The emergence of foundation models as the "brain" of EAI agents for high-level task planning has shown promising…

Open Banking powered machine learning applications require novel robustness approaches to deal with challenging stress and failure scenarios. In this paper we propose an hierarchical fallback architecture for improving robustness in high…

Credit risk forecasting plays a crucial role for commercial banks and other financial institutions in granting loans to customers and minimise the potential loss. However, traditional machine learning methods require the sharing of…

Data contamination hinders fair LLM evaluation by introducing test data into newer models' training sets. Existing studies solve this challenge by updating benchmarks with newly collected data. However, they fail to guarantee…

Automating machine learning has achieved remarkable technological developments in recent years, and building an automated machine learning pipeline is now an essential task. The model ensemble is the technique of combining multiple models…

Accurate demand forecasting is critical for supply chain optimization, yet remains difficult in practice due to hierarchical complexity, domain shifts, and evolving external factors. While recent foundation models offer strong potential for…

In the field of fraud detection, the availability of comprehensive and privacy-compliant datasets is crucial for advancing machine learning research and developing effective anti-fraud systems. Traditional datasets often focus on…

Amid the expanding use of pre-training data, the phenomenon of benchmark dataset leakage has become increasingly prominent, exacerbated by opaque training processes and the often undisclosed inclusion of supervised data in contemporary…

Predicting long-term loan defaults is hard because borrower behavior often changes and data distributions shift over time. This paper presents HYDRA-EI, a hybrid ensemble incremental learning framework. It uses several stages of feature…

Software effort estimation accuracy is a key factor in effective planning, controlling and to deliver a successful software project within budget and schedule. The overestimation and underestimation both are the key challenges for future…

Fraudulent activities on digital banking services are becoming more intricate by the day, challenging existing defenses. While older rule driven methods struggle to keep pace, even precision focused algorithms fall short when new scams are…

A hierarchical ensemble pipeline is introduced to address anomaly detection in multivariate telemetry data provided by European Space Agency (ESA). The method integrates shapelet-based and statistical feature extraction, per-channel…

Global financial crime activity is driving demand for machine learning solutions in fraud prevention. However, prevention systems are commonly serviced to financial institutions in isolation, and few provisions exist for data sharing due to…