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With the deepening of the digitization degree of financial business, financial fraud presents more complex and hidden characteristics, which poses a severe challenge to the risk prevention and control ability of financial institutions. At…

计算工程、金融与科学 · 计算机科学 2024-05-08 Xinye Sha

Credit risk forecasting plays a crucial role for commercial banks and other financial institutions in granting loans to customers and minimise the potential loss. However, traditional machine learning methods require the sharing of…

机器学习 · 计算机科学 2024-01-17 Shuyao Zhang , Jordan Tay , Pedro Baiz

Federated Learning enables a population of clients, working with a trusted server, to collaboratively learn a shared machine learning model while keeping each client's data within its own local systems. This reduces the risk of exposing…

密码学与安全 · 计算机科学 2020-10-13 David Byrd , Antigoni Polychroniadou

Integrating Foundation Models (FMs) into recommendation systems is an emerging and promising research direction. However, centralized paradigms face growing pressure from privacy concerns and strict regulatory requirements. Federated…

机器学习 · 计算机科学 2026-05-08 Zhiwei Li , Guodong Long , Chunxu Zhang , Honglei Zhang , Jing Jiang , Chengqi Zhang

Federated learning (FL) schemes allow multiple participants to collaboratively train neural networks without the need to directly share the underlying data.However, in early schemes, all participants eventually obtain the same model.…

机器学习 · 计算机科学 2024-07-22 Janis Adamek , Moritz Schulze Darup

Federated Learning (FL) is a distributed machine learning approach to learn models on decentralized heterogeneous data, without the need for clients to share their data. Many existing FL approaches assume that all clients have equal…

机器学习 · 计算机科学 2023-10-10 Aditya Narayan Ravi , Ilan Shomorony

Federated learning (FL) is an effective mechanism for data privacy in recommender systems by running machine learning model training on-device. While prior FL optimizations tackled the data and system heterogeneity challenges faced by FL,…

信息检索 · 计算机科学 2022-06-07 Kiwan Maeng , Haiyu Lu , Luca Melis , John Nguyen , Mike Rabbat , Carole-Jean Wu

Auction-based Federated Learning (AFL) enables open collaboration among self-interested data consumers and data owners. Existing AFL approaches are commonly under the assumption of sellers' market in that the service clients as sellers are…

机器学习 · 计算机科学 2023-09-12 Jiaxi Yang , Zihao Guo , Sheng Cao , Cuifang Zhao , Li-Chuan Tsai

Federated unlearning (FUL) enables removing the data influence from the model trained across distributed clients, upholding the right to be forgotten as mandated by privacy regulations. FUL facilitates a value exchange where clients gain…

分布式、并行与集群计算 · 计算机科学 2026-01-21 Thanh Linh Nguyen , Marcela Tuler de Oliveira , An Braeken , Aaron Yi Ding , Quoc-Viet Pham

Federated recommendations leverage the federated learning (FL) techniques to make privacy-preserving recommendations. Though recent success in the federated recommender system, several vital challenges remain to be addressed: (i) The…

信息检索 · 计算机科学 2022-08-25 Sichun Luo , Yuanzhang Xiao , Yang Liu , Congduan Li , Linqi Song

Personalized decision-making can be implemented in a Federated learning (FL) framework that can collaboratively train a decision model by extracting knowledge across intelligent clients, e.g. smartphones or enterprises. FL can mitigate the…

机器学习 · 计算机科学 2023-02-01 Guodong Long , Ming Xie , Tao Shen , Tianyi Zhou , Xianzhi Wang , Jing Jiang , Chengqi Zhang

Federated Learning (FL), as a mainstream privacy-preserving machine learning paradigm, offers promising solutions for privacy-critical domains such as healthcare and finance. Although extensive efforts have been dedicated from both academia…

机器学习 · 计算机科学 2024-11-19 Zhenyu Wen , Wanglei Feng , Di Wu , Haozhen Hu , Chang Xu , Bin Qian , Zhen Hong , Cong Wang , Shouling Ji

Federated learning (FL) is a distributed learning paradigm that maximizes the potential of data-driven models for edge devices without sharing their raw data. However, devices often have non-independent and identically distributed (non-IID)…

机器学习 · 计算机科学 2023-08-31 Zijian Li , Zehong Lin , Jiawei Shao , Yuyi Mao , Jun Zhang

Federated learning (FL) offers privacy-preserving decentralized machine learning, optimizing models at edge clients without sharing private data. Simultaneously, foundation models (FMs) have gained traction in the artificial intelligence…

机器学习 · 计算机科学 2023-10-06 Sixing Yu , J. Pablo Muñoz , Ali Jannesari

We present a strategic analysis of a trust model that has recently been proposed for promoting cooperative behaviour in user-centric networks. The mechanism for cooperation is based on a combination of reputation and virtual currency…

计算机科学与博弈论 · 计算机科学 2013-03-05 Marta Kwiatkowska , David Parker , Aistis Simaitis

One important direction of Federated Foundation Models (FedFMs) is leveraging data from small client models to enhance the performance of a large server-side foundation model. Existing methods based on model level or representation level…

机器学习 · 计算机科学 2026-02-13 Gongxi Zhu , Hanlin Gu , Lixin Fan , Qiang Yang , Yuxing Han

Recent advances in Federated Learning (FL) have brought large-scale collaborative machine learning opportunities for massively distributed clients with performance and data privacy guarantees. However, most current works focus on the…

机器学习 · 计算机科学 2023-04-12 Yuxin Shi , Han Yu , Cyril Leung

Federated Learning (FL) models often experience client drift caused by heterogeneous data, where the distribution of data differs across clients. To address this issue, advanced research primarily focuses on manipulating the existing…

机器学习 · 计算机科学 2024-03-15 Zhenheng Tang , Yonggang Zhang , Shaohuai Shi , Xinmei Tian , Tongliang Liu , Bo Han , Xiaowen Chu

Non-intrusive load monitoring (NILM), which usually utilizes machine learning methods and is effective in disaggregating smart meter readings from the household-level into appliance-level consumption, can help analyze electricity…

机器学习 · 计算机科学 2024-01-31 Shuang Dai , Fanlin Meng , Qian Wang , Xizhong Chen

Federated learning (FL) addresses privacy and data-silo issues in the training of large language models (LLMs). Most prior work focuses on improving the efficiency of federated learning for LLMs (FedLLM). However, security in open federated…

密码学与安全 · 计算机科学 2026-04-21 Mingxiang Tao , Yu Tian , Wenxuan Tu , Yue Yang , Xue Yang , Xiangyan Tang
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