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Insurers underwrite risks: they calculate risks and decide on the insurance price. Insurers seem captivated by two trends enabled by Artificial Intelligence (AI). First, insurers could use AI for analysing more and new types of data to…

计算机与社会 · 计算机科学 2025-03-19 Marvin S. L. van Bekkum , Frederik Zuiderveen Borgesius , Tom Heskes

Artificial Intelligence (AI) has received an increasing amount of attention in multiple areas. The uncertainties and risks in AI-powered systems have created reluctance in their wild adoption. As an economic solution to compensate for…

人工智能 · 计算机科学 2023-06-05 Yunfei Ge , Quanyan Zhu

The governance of frontier artificial intelligence (AI) systems--particularly those capable of catastrophic misuse or systemic failure--requires institutional structures that are robust, adaptive, and innovation-preserving. This paper…

计算机与社会 · 计算机科学 2025-04-04 Nicholas Stetler

This paper analyzes the equilibrium of insurance market in a dynamic setting, focusing on the interaction between insurers' underwriting and investment strategies. Three possible equilibrium outcomes are identified: a positive insurance…

理论经济学 · 经济学 2025-04-11 Bingzheng Chen , Zongxia Liang , Shunzhi Pang

When AI systems make errors in high-stakes domains like medical diagnosis or autonomous vehicles, a single algorithmic flaw across varying operational contexts can generate highly heterogeneous losses that challenge traditional insurance…

机器学习 · 计算机科学 2026-03-31 Dimitris Bertsimas , Agni Orfanoudaki

Two modern trends in insurance are data-intensive underwriting and behavior-based insurance. Data-intensive underwriting means that insurers analyze more data for estimating the claim cost of a consumer and for determining the premium based…

计算机与社会 · 计算机科学 2026-01-14 Frederik Zuiderveen Borgesius , Marvin van Bekkum , Iris van Ooijen , Gabi Schaap , Maaike Harbers , Tjerk Timan

Rapid technological advancements in AI as well as the growing deployment of intelligent technologies in new application domains are currently driving the competition between businesses, nations and regions. This race for technological…

计算机与社会 · 计算机科学 2020-01-17 The Anh Han , Luis Moniz Pereira , Francisco C. Santos , Tom Lenaerts

As AI systems become more autonomous and capable, experts warn of them potentially causing catastrophic losses. Drawing on the successful precedent set by the nuclear power industry, this paper argues that developers of frontier AI models…

计算机与社会 · 计算机科学 2025-07-09 Cristian Trout

Frontier AI systems are rapidly advancing in their capabilities to persuade, deceive, and influence human behaviour, with current models already demonstrating human-level persuasion and strategic deception in specific contexts. Humans are…

Observers and practitioners of artificial intelligence (AI) have proposed an FDA-style licensing regime for the most advanced AI models, or 'frontier' models. In this paper, we explore the applicability of approval regulation -- that is,…

计算机与社会 · 计算机科学 2024-08-05 Daniel Carpenter , Carson Ezell

The governance of frontier general-purpose artificial intelligence has become a public-sector problem of institutional design, not merely a technical issue of model performance. Recent evidence indicates that AI capabilities are advancing…

计算机与社会 · 计算机科学 2026-04-09 Fabio Correa Xavier

This paper provides an overview and critique of the risk based model of artificial intelligence (AI) governance that has become a popular approach to AI regulation across multiple jurisdictions. The 'AI Policy Landscape in Europe, North…

计算机与社会 · 计算机科学 2025-07-22 Veve Fry

Advanced AI models hold the promise of tremendous benefits for humanity, but society needs to proactively manage the accompanying risks. In this paper, we focus on what we term "frontier AI" models: highly capable foundation models that…

As frontier artificial intelligence (AI) systems become more capable, it becomes more important that developers can explain why their systems are sufficiently safe. One way to do so is via safety cases: reports that make a structured…

计算机与社会 · 计算机科学 2024-10-30 Marie Davidsen Buhl , Gaurav Sett , Leonie Koessler , Jonas Schuett , Markus Anderljung

Artificial Intelligence (AI) and the regulation thereof is a topic that is increasingly being discussed within various fora. Various proposals have been made in literature for defining regulatory bodies and/or related regulation. In this…

计算机与社会 · 计算机科学 2021-08-23 Joshua Ellul , Stephen McCarthy , Trevor Sammut , Juanita Brockdorff , Matthew Scerri , Gordon J. Pace

The rapid proliferation of artificial intelligence (AI) has exposed significant deficiencies in risk governance. While ex-ante harm identification and prevention have advanced, Responsible AI scholarship remains underdeveloped in addressing…

计算机与社会 · 计算机科学 2026-01-21 Ha-Chi Tran

The field of Artificial Intelligence (AI) is going through a period of great expectations, introducing a certain level of anxiety in research, business and also policy. This anxiety is further energised by an AI race narrative that makes…

人工智能 · 计算机科学 2021-06-09 The Anh Han , Luis Moniz Pereira , Tom Lenaerts , Francisco C. Santos

The impact of frontier AI (i.e., AI agents and foundation models) in cybersecurity is rapidly increasing. In this paper, we comprehensively analyze this trend through multiple aspects: quantitative benchmarks, qualitative literature review,…

密码学与安全 · 计算机科学 2025-12-01 Yujin Potter , Wenbo Guo , Zhun Wang , Tianneng Shi , Hongwei Li , Andy Zhang , Patrick Gage Kelley , Kurt Thomas , Dawn Song

Risk-based AI regulation has become the dominant paradigm in AI governance, promising proportional controls aligned with anticipated harms. This paper argues that such frameworks often fail for structural reasons: they implicitly assume…

计算机与社会 · 计算机科学 2025-12-16 Hugo Roger Paz

As artificial intelligence (AI) becomes increasingly embedded in digital, social, and institutional infrastructures, and AI and platforms are merged into hybrid structures, systemic risk has emerged as a critical but undertheorized…

计算机与社会 · 计算机科学 2026-05-26 Philipp Hacker , Lilian Edwards , Atoosa Kasirzadeh
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