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In this paper we explore the use of quantum machine learning (QML) applied to credit scoring for small and medium-sized enterprises (SME). A quantum/classical hybrid approach has been used with several models, activation functions, epochs…

This review paper examines state-of-the-art algorithms and techniques in quantum machine learning with potential applications in finance. We discuss QML techniques in supervised learning tasks, such as Quantum Variational Classifiers,…

Recovery rate prediction plays a pivotal role in bond investment strategies by enhancing risk assessment, optimizing portfolio allocation, improving pricing accuracy, and supporting effective credit risk management. However, accurate…

计算金融 · 定量金融 2026-01-27 Ying Chen , Paul Griffin , Paolo Recchia , Lei Zhou , Hongrui Zhang

Hybrid Quantum-Classical Machine Learning (ML) is an emerging field, amalgamating the strengths of both classical neural networks and quantum variational circuits on the current noisy intermediate-scale quantum devices. This paper performs…

Social financial technology focuses on trust, sustainability, and social responsibility, which require advanced technologies to address complex financial tasks in the digital era. With the rapid growth in online transactions, automating…

As financial fraud becomes increasingly complex, effective detection methods are essential. Quantum Machine Learning (QML) introduces certain capabilities that may enhance both accuracy and efficiency in this area. This study examines how…

量子物理 · 物理学 2026-02-12 Mansour El Alami , Nouhaila Innan , Muhammad Shafique , Mohamed Bennai

Machine Learning (ML) has been widely applied across numerous domains due to its ability to automatically identify informative patterns from data for various tasks. The availability of large-scale data and advanced computational power…

The development of quantum computers has been the stimulus that enables the realization of Quantum Machine Learning (QML), an area that integrates the calculational framework of quantum mechanics with the adaptive properties of classical…

计算工程、金融与科学 · 计算机科学 2025-09-04 Bhavna Bose , Saurav Verma

This study explores the application of quantum machine learning (QML) algorithms to enhance cybersecurity threat detection, particularly in the classification of malware and intrusion detection within high-dimensional datasets. Classical…

密码学与安全 · 计算机科学 2025-09-09 Tanya Joshi , Krishnendu Guha

Financial time-series forecasting remains a challenging task due to complex temporal dependencies and market fluctuations. This study explores the potential of hybrid quantum-classical approaches to assist in financial trend prediction by…

统计金融 · 定量金融 2025-03-20 Prashant Kumar Choudhary , Nouhaila Innan , Muhammad Shafique , Rajeev Singh

Financial services is a prospect industry where unlocked near-term quantum utility could yield profitable potential, and, in particular, quantum machine learning algorithms could potentially benefit businesses by improving the quality of…

Quantum machine learning (QML) is an emerging field that investigates the capabilities of quantum computers for learning tasks. While QML models can theoretically offer advantages such as exponential speed-ups, challenges in data loading…

量子物理 · 物理学 2025-11-03 Florian J. Kiwit , Bernhard Jobst , Andre Luckow , Frank Pollmann , Carlos A. Riofrío

In this research, a comparative study of four Quantum Machine Learning (QML) models was conducted for fraud detection in finance. We proved that the Quantum Support Vector Classifier model achieved the highest performance, with F1 scores of…

量子物理 · 物理学 2023-11-28 Nouhaila Innan , Muhammad Al-Zafar Khan , Mohamed Bennai

The learning process of classical machine learning algorithms is tuned by hyperparameters that need to be customized to best learn and generalize from an input dataset. In recent years, Quantum Machine Learning (QML) has been gaining…

Credit scoring is a high-stakes task in financial services, where model decisions directly impact individuals' access to credit and are subject to strict regulatory scrutiny. While Quantum Machine Learning (QML) offers new computational…

机器学习 · 计算机科学 2026-02-12 Abdul Samad Khan , Nouhaila Innan , Aeysha Khalique , Muhammad Shafique

Quantum machine learning (QML) is promising for potential speedups and improvements in conventional machine learning (ML) tasks (e.g., classification/regression). The search for ideal QML models is an active research field. This includes…

量子物理 · 物理学 2022-02-07 Mahabubul Alam , Swaroop Ghosh

Quantum machine learning (QML) investigates how quantum phenomena can be exploited in order to learn data in an alternative way, \textit{e.g.} by means of a quantum computer. While recent results evidence that QML models can potentially…

量子物理 · 物理学 2024-07-10 Y. Cordero , S. Biswas , F. Vilariño , M. Bilkis

Predicting loan eligibility with high accuracy remains a significant challenge in the finance sector. Accurate predictions enable financial institutions to make informed decisions, mitigate risks, and effectively adapt services to meet…

量子物理 · 物理学 2025-12-04 Nouhaila Innan , Alberto Marchisio , Mohamed Bennai , Muhammad Shafique

Machine Learning (ML) models are trained using historical data to classify new, unseen data. However, traditional computing resources often struggle to handle the immense amount of data, commonly known as Big Data, within a reasonable time…

量子物理 · 物理学 2024-11-01 Minati Rath , Hema Date

Quantum machine learning, as an extension of classical machine learning that harnesses quantum mechanics, facilitates effiient learning from data encoded in quantum states. Training a quantum neural network typically demands a substantial…

量子物理 · 物理学 2026-02-17 Yongcheng Ding , Yue Ban , Mikel Sanz , José D. Martín-Guerrero , Xi Chen
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