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Machine Learning models have been deployed across many different aspects of society, often in situations that affect social welfare. Although these models offer streamlined solutions to large problems, they may contain biases and treat…

机器学习 · 计算机科学 2021-06-22 Tal Feldman , Ashley Peake

The increasing application of Artificial Intelligence and Machine Learning models poses potential risks of unfair behavior and, in light of recent regulations, has attracted the attention of the research community. Several researchers…

As Machine Learning technologies become increasingly used in contexts that affect citizens, companies as well as researchers need to be confident that their application of these methods will not have unexpected social implications, such as…

机器学习 · 计算机科学 2025-03-06 Simon Caton , Christian Haas

The digitalization of credit scoring has become essential for financial institutions and commercial banks, especially in the era of digital transformation. Machine learning techniques are commonly used to evaluate customers'…

机器学习 · 计算机科学 2026-03-06 Huyen Giang Thi Thu , Thang Viet Doan , Ha-Bang Ban , Tai Le Quy

The increasing use of Machine Learning (ML) software can lead to unfair and unethical decisions, thus fairness bugs in software are becoming a growing concern. Addressing these fairness bugs often involves sacrificing ML performance, such…

软件工程 · 计算机科学 2026-03-17 Zichong Wang , Yang Zhou , David Lo , Wenbin Zhang

The effectiveness of machine learning in evaluating the creditworthiness of loan applicants has been demonstrated for a long time. However, there is concern that the use of automated decision-making processes may result in unequal treatment…

机器学习 · 计算机科学 2023-06-23 Darie Moldovan

Machine learning can impact people with legal or ethical consequences when it is used to automate decisions in areas such as insurance, lending, hiring, and predictive policing. In many of these scenarios, previous decisions have been made…

机器学习 · 统计学 2018-03-09 Matt J. Kusner , Joshua R. Loftus , Chris Russell , Ricardo Silva

The widespread use of machine learning in credit scoring has brought significant advancements in risk assessment and decision-making. However, it has also raised concerns about potential biases, discrimination, and lack of transparency in…

Data-driven predictive solutions predominant in commercial applications tend to suffer from biases and stereotypes, which raises equity concerns. Prediction models may discover, use, or amplify spurious correlations based on gender or other…

Machine learning actively impacts our everyday life in almost all endeavors and domains such as healthcare, finance, and energy. As our dependence on the machine learning increases, it is inevitable that these algorithms will be used to…

机器学习 · 计算机科学 2021-02-23 Ankit Kulshrestha , Ilya Safro

Machine learning models are becoming pervasive in high-stakes applications. Despite their clear benefits in terms of performance, the models could show discrimination against minority groups and result in fairness issues in a…

机器学习 · 计算机科学 2022-04-12 Mingyang Wan , Daochen Zha , Ninghao Liu , Na Zou

One of the difficulties of artificial intelligence is to ensure that model decisions are fair and free of bias. In research, datasets, metrics, techniques, and tools are applied to detect and mitigate algorithmic unfairness and bias. This…

Machine learning (ML) is playing an increasingly important role in rendering decisions that affect a broad range of groups in society. ML models inform decisions in criminal justice, the extension of credit in banking, and the hiring…

机器学习 · 计算机科学 2022-07-14 Damien Dablain , Bartosz Krawczyk , Nitesh Chawla

Machine learning models are increasingly being used in important decision-making software such as approving bank loans, recommending criminal sentencing, hiring employees, and so on. It is important to ensure the fairness of these models so…

机器学习 · 计算机科学 2020-09-23 Sumon Biswas , Hridesh Rajan

Machine learning models often inherit biases from historical data, raising critical concerns about fairness and accountability. Conventional fairness interventions typically require access to sensitive attributes like gender or race, but…

机器学习 · 统计学 2026-04-21 Yixiao Lin , James Booth

Algorithmic bias mitigation has been one of the most difficult conundrums for the data science community and Machine Learning (ML) experts. Over several years, there have appeared enormous efforts in the field of fairness in ML. Despite the…

Machine learning models are central to people's lives and impact society in ways as fundamental as determining how people access information. The gravity of these models imparts a responsibility to model developers to ensure that they are…

应用统计 · 统计学 2020-07-13 Cyrus DiCiccio , Sriram Vasudevan , Kinjal Basu , Krishnaram Kenthapadi , Deepak Agarwal

Machine learning models built on datasets containing discriminative instances attributed to various underlying factors result in biased and unfair outcomes. It's a well founded and intuitive fact that existing bias mitigation strategies…

机器学习 · 计算机科学 2022-10-25 Bhushan Chaudhari , Akash Agarwal , Tanmoy Bhowmik

Due to the beyond-classical capability of quantum computing, quantum machine learning is applied independently or embedded in classical models for decision making, especially in the field of finance. Fairness and other ethical issues are…

量子物理 · 物理学 2022-07-25 Ji Guan , Wang Fang , Mingsheng Ying

Unfairness in mortgage lending has created generational inequality among racial and ethnic groups in the US. Many studies address this problem, but most existing work focuses on correlation-based techniques. In our work, we use the…

机器学习 · 计算机科学 2022-01-02 Sama Ghoba , Nathan Colaner
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