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The rapid adoption of Mobile Money Services (MMS) in Sub-Saharan Africa (SSA) offers a viable path to improve e-Government service accessibility in the face of persistent low internet penetration. However, existing Mobile Money…

密码学与安全 · 计算机科学 2025-09-26 Oluwole Adewusi , Wallace S. Msagusa , Jean Pierre Imanirumva , Okemawo Obadofin , Jema D. Ndibwile

Mobile Money (MoMo), a technology that allows users to complete financial transactions using a mobile phone without requiring a bank account, is a common method for processing financial transactions in Africa and other developing regions.…

Digital payment systems have become a cornerstone of consumer finance in Africa. Prominent payment categories include money transfer applications, mobile money, cryptocurrencies, stablecoins, and central bank digital currencies (CBDCs).…

Digital financial services have catalyzed financial inclusion in Africa. Commonly implemented as a mobile wallet service referred to as mobile money (MoMo), the technology provides enormous benefits to its users, some of whom have long been…

人机交互 · 计算机科学 2023-09-04 Karen Sowon , Edith Luhanga , Lorrie Faith Cranor , Giulia Fanti , Conrad Tucker , Assane Gueye

Most developed countries have started the implementation of biometric electronic identification cards, especially passports. The European Union and the United States of America struggle to introduce and standardize these electronic…

密码学与安全 · 计算机科学 2010-02-19 Paul Balanoiu

Recent communications environment significantly expand the mobile environment. Prepaid mobile services for 3G networks enables telecommunication to sign up new users by utilizing the latest in converged billing technologies. The worldwide…

计算机与社会 · 计算机科学 2013-04-29 Arshiya Begum , Mohammed Tanveer Ali

Passwords are used majorly for end-user authentication in information and communication technology (ICT) systems due to its perceived ease of use. The use for end-user authentication extends through mobile, computers and network-based…

The unique identities of every mobile user (phone number,IMSI) and device (IMEI) are far from secure and are increasingly vulnerable to a variety of network-level threats. The exceedingly high reliance on the weak SIM authentication layer…

密码学与安全 · 计算机科学 2016-04-19 Varun Chandrasekaran , Fareeha Amjad , Ashlesh Sharma , Lakshminarayanan Subramanian

Security and Privacy concerns in Radio frequency identification (RFID) technology particularly RFID Card, is a wide research area which have attracted researchers for over a decade. Authenticating users at the Card end of the RFID…

密码学与安全 · 计算机科学 2012-10-08 Ikuesan R. Adeyemi , Norafida Bt. Ithnin

Third-party Software Development Kits (SDKs) are widely adopted in Android app development, to effortlessly accelerate development pipelines and enhance app functionality. However, this convenience raises substantial concerns about…

密码学与安全 · 计算机科学 2025-06-19 Mark Huasong Meng , Chuan Yan , Qing Zhang , Zeyu Wang , Kailong Wang , Sin Gee Teo , Guangdong Bai , Jin Song Dong

Third party tracking allows companies to identify users and track their behaviour across multiple digital services. This paper presents an empirical study of the prevalence of third-party trackers on 959,000 apps from the US and UK Google…

计算机与社会 · 计算机科学 2018-10-19 Reuben Binns , Ulrik Lyngs , Max Van Kleek , Jun Zhao , Timothy Libert , Nigel Shadbolt

Self-Sovereign Identity (SSI) is an identity model centered on the user. The user maintains and controls their data in this model. When a service provider requests data from the user, the user sends it directly to the service provider,…

密码学与安全 · 计算机科学 2022-06-22 Frederico Schardong , Ricardo Custódio

The number of registered SIM cards and active mobile phone subscribers in Zambia in 2020 surpassed the population of the country. This clearly shows that mobile phones in Zambia have become part of everyday life easing not only the way…

密码学与安全 · 计算机科学 2022-12-29 Aaron Zimba , George Mukupa , Victoria Chama

Self-Sovereign Identity (SSI) is a new distributed method for identity management, commonly used to address the problem that users are lack of control over their identities. However, the excessive pursuit of self-sovereignty in the most…

密码学与安全 · 计算机科学 2022-06-13 Qiuyun Lyu , Shaopeng Cheng , Hao Li , Junliang Liu , Yanzhao Shen , Zhen Wang

Growth in technology has resulted in the large-scale collection and processing of Personally Identifiable Information by organizations that run digital services such as websites, which led to the emergence of new legislation to regulate PII…

密码学与安全 · 计算机科学 2021-10-14 Abdirahman Mohamed , Christopher Dare , Ayobami Esther Olanrewaju , Mercyleen Tanui , Fonyuy Boris Lami

Foundational identity systems (FIDS) have been used to optimise service delivery and inclusive economic growth in developing countries. As developing nations increasingly seek to use FIDS for the identification and authentication of…

计算机与社会 · 计算机科学 2023-10-26 Ayei E. Ibor , Mark Hooper , Carsten Maple , Gregory Epiphaniou

Using communication services is a common part of everyday life in a personal or business context. Communication services include Internet services like voice services, chat service, and web 2.0 technologies (wikis, blogs, etc), but other…

密码学与安全 · 计算机科学 2015-06-24 Rainer Falk , Steffen Fries , Hans-Joachim Hof

E-payments are essential for transactional convenience in today's digital economy and are becoming increasingly important for older adults, emphasizing the need for enhanced security, privacy, and usability. To address this, we conducted a…

计算机与社会 · 计算机科学 2024-12-20 Sanchari Das

The wide adoption of mobile devices and social media platforms have dramatically increased the collection and sharing of personal information. More and more frequently, users are called to take decisions concerning the disclosure of their…

计算机与社会 · 计算机科学 2017-01-31 Christos Perentis , Michele Vescovi , Chiara Leonardi , Corrado Moiso , Mirco Musolesi , Fabio Pianesi , Bruno Lepri

Sri Lanka recently passed its first privacy legislation covering a wide range of sectors, including health. As a precursor for effective stakeholder engagement in the health domain to understand the most effective way to implement…

密码学与安全 · 计算机科学 2024-07-19 Kenneth Thilakarathna , Sachintha Pitigala , Jayantha Fernando , Primal Wijesekera
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