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Logistic Regression and Support Vector Machine algorithms, together with Linear and Non-Linear Deep Neural Networks, are applied to lending data in order to replicate lender acceptance of loans and predict the likelihood of default of…

风险管理 · 定量金融 2019-07-04 Jeremy D. Turiel , Tomaso Aste

Malware developers use combinations of techniques such as compression, encryption, and obfuscation to bypass anti-virus software. Malware with anti-analysis technologies can bypass AI-based anti-virus software and malware analysis tools.…

密码学与安全 · 计算机科学 2022-08-18 Jong-Wouk Kim , Yang-Sae Moon , Mi-Jung Choi

This study assessed the effectiveness of machine learning models in predicting poverty levels in the Philippines using five boosting algorithms: Adaptive Boosting (AdaBoost), CatBoosting (CatBoost), Gradient Boosting Machine (GBM), Light…

计算机与社会 · 计算机科学 2024-07-19 Erika Lynet Salvador

Student performance modelling (SPM) is a critical step to assessing and improving students performances in their learning discourse. However, most existing SPM are based on statistical approaches, which on one hand are based on probability,…

This study employs machine learning models to predict the failure of Peer-to-Peer (P2P) lending platforms, specifically in China. By employing the filter method and wrapper method with forward selection and backward elimination, we…

综合金融 · 定量金融 2023-12-12 Jen-Yin Yeh , Hsin-Yu Chiu , Jhih-Huei Huang

Random Forest is a machine learning method that offers many advantages, including the ability to easily measure variable importance. Class balancing technique is a well-known solution to deal with class imbalance problem. However, it has…

机器学习 · 统计学 2023-12-19 Yunbi Nam , Sunwoo Han

As financial fraud becomes increasingly complex, effective detection methods are essential. Quantum Machine Learning (QML) introduces certain capabilities that may enhance both accuracy and efficiency in this area. This study examines how…

量子物理 · 物理学 2026-02-12 Mansour El Alami , Nouhaila Innan , Muhammad Shafique , Mohamed Bennai

Accurate prediction of crop yield before harvest is of great importance for crop logistics, market planning, and food distribution around the world. Yield prediction requires monitoring of phenological and climatic characteristics over…

机器学习 · 计算机科学 2023-02-08 Florian Huber , Artem Yushchenko , Benedikt Stratmann , Volker Steinhage

Magnetism prediction is of great significance for Fe-based metallic glasses (FeMGs), which have shown great commercial value. Theories or models established based on condensed matter physics exhibit several exceptions and limited accuracy.…

材料科学 · 物理学 2022-03-18 Xin Li , Guangcun Shan , C. H. Shek

Mortgage default prediction is a core task in financial risk management, and machine learning models are increasingly used to estimate default probabilities and provide interpretable signals for downstream decisions. In real-world mortgage…

机器学习 · 计算机科学 2026-02-03 Xianghong Hu , Tianning Xu , Ying Chen , Shuai Wang

With the development of the financial industry, credit default prediction, as an important task in financial risk management, has received increasing attention. Traditional credit default prediction methods mostly rely on machine learning…

风险管理 · 定量金融 2024-12-25 Yuhan Wang , Zhen Xu , Yue Yao , Jinsong Liu , Jiating Lin

The aim of this study is to analyze the effect of serum metabolites on diabetic nephropathy (DN) and predict the prevalence of DN through a machine learning approach. The dataset consists of 548 patients from April 2018 to April 2019 in…

机器学习 · 计算机科学 2023-10-25 Jing-Mei Yin , Yang Li , Jun-Tang Xue , Guo-Wei Zong , Zhong-Ze Fang , Lang Zou

This research presents a comprehensive approach to predicting the duration of traffic incidents and classifying them as short-term or long-term across the Sydney Metropolitan Area. Leveraging a dataset that encompasses detailed records of…

机器学习 · 计算机科学 2024-07-08 Artur Grigorev , Sajjad Shafiei , Hanna Grzybowska , Adriana-Simona Mihaita

In the realm of consumer lending, accurate credit default prediction stands as a critical element in risk mitigation and lending decision optimization. Extensive research has sought continuous improvement in existing models to enhance…

计算工程、金融与科学 · 计算机科学 2024-02-29 Mengran Zhu , Ye Zhang , Yulu Gong , Kaijuan Xing , Xu Yan , Jintong Song

Feature selection (FS) remains essential for building accurate and interpretable detection models, particularly in high-dimensional malware datasets. Conventional FS methods such as Extra Trees, Variance Threshold, Tree-based models,…

机器学习 · 计算机科学 2026-02-11 Naveen Gill , Ajvad Haneef K , Madhu Kumar S D

Wireless sensor networks are considered to be among the most significant and innovative technologies in the 21st century due to their wide range of industrial applications. Sensor nodes in these networks are susceptible to a variety of…

密码学与安全 · 计算机科学 2023-10-11 Ademola Abidoye , Ibidun Obagbuwa , Nureni Azeez

This paper explores the use of clustering methods and machine learning algorithms, including Natural Language Processing (NLP), to identify and classify problems identified in credit risk models through textual information contained in…

机器学习 · 计算机科学 2023-06-05 Szymon Lis , Mariusz Kubkowski , Olimpia Borkowska , Dobromił Serwa , Jarosław Kurpanik

In order to ensure the reliability of the explanations of machine learning models, it is crucial to establish their advantages and limits and in which case each of these methods outperform. However, the current understanding of when and how…

机器学习 · 计算机科学 2025-02-12 Célia Wafa Ayad , Thomas Bonnier , Benjamin Bosch , Sonali Parbhoo , Jesse Read

Food security is more prominent on the policy agenda today than it has been in the past, thanks to recent food shortages at both the regional and global levels as well as renewed promises from major donor countries to combat chronic hunger.…

机器学习 · 计算机科学 2021-06-22 Mersha Nigus , Dorsewamy

Machine learning (ML) methods have become powerful tools for predicting material properties with near first-principles accuracy and vastly reduced computational cost. However, the performance of ML models critically depends on the quality,…

材料科学 · 物理学 2025-11-20 Pol Benítez , Cibrán López , Edgardo Saucedo , Teruyasu Mizoguchi , Claudio Cazorla
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