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Effective credit risk management is fundamental to financial decision-making, requiring robust models to predict default probabilities and classify financial entities. Traditional machine learning approaches face significant challenges when…

机器学习 · 计算机科学 2026-03-31 Haibo Wang , Jun Huang , Lutfu S. Sua , Figen Balo , Burak Dolar

Credit scoring is vital in the financial industry, assessing the risk of lending to credit card applicants. Traditional credit scoring methods face challenges with large datasets and data imbalance between creditworthy and non-creditworthy…

计算工程、金融与科学 · 计算机科学 2024-09-26 Kejian Tong , Zonglin Han , Yanxin Shen , Yujian Long , Yijing Wei

Reliable detection of bearing faults is essential for maintaining the safety and operational efficiency of rotating machinery. While recent advances in machine learning (ML), particularly deep learning, have shown strong performance in…

机器学习 · 计算机科学 2026-05-18 João Paulo Vieira , Victor Afonso Bauler , Rodrigo Kobashikawa Rosa , Danilo Silva

Combining machine learning with econometric analysis is becoming increasingly prevalent in both research and practice. A common empirical strategy involves the application of predictive modeling techniques to 'mine' variables of interest…

计量经济学 · 经济学 2020-12-22 Mochen Yang , Edward McFowland , Gordon Burtch , Gediminas Adomavicius

Machine learning for the parameterization of subgrid-scale processes in climate models has been widely researched and adopted in a few models. A key challenge in developing data-driven parameterization schemes is how to properly represent…

大气与海洋物理 · 物理学 2024-02-29 L. Minah Yang , Edwin P. Gerber

Continual learning from data streams is among the most important topics in contemporary machine learning. One of the biggest challenges in this domain lies in creating algorithms that can continuously adapt to arriving data. However,…

机器学习 · 计算机科学 2021-04-22 Łukasz Korycki , Bartosz Krawczyk

Sampling strategy including sampling methods and training set configurations (training set sample size, train-test split ratio, and class distribution) significantly affects machine-learning (ML) model performance in seismic liquefaction…

地球物理 · 物理学 2025-12-12 Jilei Hu , Fenglin He , Lianming Huang , Qianfeng Wang

Accurately estimating the probability of failure in engineering systems under uncertainty is a fundamental challenge, particularly in high-dimensional settings and for rare events. Conventional reliability analysis methods often become…

计算工程、金融与科学 · 计算机科学 2025-09-08 Aryan Tyagi , Jan N. Fuhg

Accurate prediction of structural failure modes under seismic excitations is essential for seismic risk and resilience assessment. Traditional simulation-based approaches often result in imbalanced datasets dominated by non-failure or…

机器学习 · 计算机科学 2026-02-12 Jungho Kim , Taeyong Kim

One of the most studied machine learning challenges that recent studies have shown the susceptibility of deep neural networks to is the class imbalance problem. While concerted research efforts in this direction have been notable in recent…

Accurately separating tectonic, anthropogenic, and geomorphologic seismic sources is essential for Pacific Northwest (PNW) monitoring but remains difficult as networks densify and signals overlap. Prior work largely treats binary…

Severe class imbalance is one of the main conditions that make machine learning in cybersecurity difficult. A variety of dataset preprocessing methods have been introduced over the years. These methods modify the training dataset by…

机器学习 · 计算机科学 2023-03-07 Radovan Haluška , Jan Brabec , Tomáš Komárek

Universal lesion detection and tagging (ULDT) in CT studies is critical for tumor burden assessment and tracking the progression of lesion status (growth/shrinkage) over time. However, a lack of fully annotated data hinders the development…

计算机视觉与模式识别 · 计算机科学 2025-04-08 Alexander Shieh , Tejas Sudharshan Mathai , Jianfei Liu , Angshuman Paul , Ronald M. Summers

Machine learning models have the potential to identify cardiovascular diseases (CVDs) early and accurately in primary healthcare settings, which is crucial for delivering timely treatment and management. Although population-based CVD risk…

In this study, we consider classification problems based on neural networks in data-imbalanced environment. Learning from an imbalanced data set is one of the most important and practical problems in the field of machine learning. A…

机器学习 · 统计学 2019-12-02 Muneki Yasuda , Seishirou Ueno

The Federated Learning setting has a central server coordinating the training of a model on a network of devices. One of the challenges is variable training performance when the dataset has a class imbalance. In this paper, we address this…

机器学习 · 计算机科学 2020-11-13 Dipankar Sarkar , Ankur Narang , Sumit Rai

Deep learning has emerged as a prominent field in recent literature, showcasing the introduction of models that utilize transfer learning to achieve remarkable accuracies in the classification of brain tumor MRI images. However, the…

计算机视觉与模式识别 · 计算机科学 2023-08-15 Raza Imam , Mohammed Talha Alam

Imbalanced electrocardiogram (ECG) data hampers the efficacy and resilience of algorithms in the automated processing and interpretation of cardiovascular diagnostic information, which in turn impedes deep learning-based ECG classification.…

机器学习 · 计算机科学 2026-01-15 Haijian Shao , Wei Liu , Xing Deng , Daze Lu

Data imbalance is a well-known issue in the field of machine learning, attributable to the cost of data collection, the difficulty of labeling, and the geographical distribution of the data. In computer vision, bias in data distribution…

计算机视觉与模式识别 · 计算机科学 2023-08-23 Shubham Shrivastava , Xianling Zhang , Sushruth Nagesh , Armin Parchami

Imbalanced datasets are a fundamental issue in industrial condition monitoring and fault classification pipelines, causing classical machine learning models to overfit the majority classes while failing to learn the minority fault patterns.…

量子物理 · 物理学 2026-01-19 Amit S. Patel , Himanshukumar R. Patel , Bikash K. Behera