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Machine learning has automated much of financial fraud detection, notifying firms of, or even blocking, questionable transactions instantly. However, data imbalance starves traditionally trained models of the content necessary to detect…

机器学习 · 计算机科学 2019-09-06 Samuel Showalter , Zhixin Wu

Medicare fraud poses a substantial challenge to healthcare systems, resulting in significant financial losses and undermining the quality of care provided to legitimate beneficiaries. This study investigates the use of machine learning (ML)…

机器学习 · 计算机科学 2025-02-25 Dorsa Farahmandazad , Kasra Danesh

Medicare fraud results in considerable losses for governments and insurance companies and results in higher premiums from clients. Medicare fraud costs around 13 billion euros in Europe and between 21 billion and 71 billion US dollars per…

机器学习 · 计算机科学 2022-03-14 Mansour Zoubeirou A Mayaki , Michel Riveill

This research introduces an innovative method for identifying credit card fraud by combining the SMOTE-KMEANS technique with an ensemble machine learning model. The proposed model was benchmarked against traditional models such as logistic…

机器学习 · 计算机科学 2025-03-28 Yuhan Wang

Machine learning has opened up new tools for financial fraud detection. Using a sample of annotated transactions, a machine learning classification algorithm learns to detect frauds. With growing credit card transaction volumes and rising…

机器学习 · 计算机科学 2022-08-26 Gayan K. Kulatilleke

Credit card fraud detection is a critical challenge in the financial sector, demanding sophisticated approaches to accurately identify fraudulent transactions. This research proposes an innovative methodology combining Neural Networks (NN)…

计算工程、金融与科学 · 计算机科学 2024-05-02 Mengran Zhu , Ye Zhang , Yulu Gong , Changxin Xu , Yafei Xiang

This study investigates rare event detection on tabular data within binary classification. Standard techniques to handle class imbalance include SMOTE, which generates synthetic samples from the minority class. However, SMOTE is…

机器学习 · 计算机科学 2025-04-01 Abdoulaye Sakho , Emmanuel Malherbe , Carl-Erik Gauthier , Erwan Scornet

Financial fraud detection poses a typical challenge characterized by class imbalance, where instances of fraud are extremely rare but can lead to unpredictable economic losses if misidentified. Precisely classifying these critical minority…

机器学习 · 计算机科学 2024-02-14 Lingyun Zhong

Medical image data are usually imbalanced across different classes. One-class classification has attracted increasing attention to address the data imbalance problem by distinguishing the samples of the minority class from the majority…

图像与视频处理 · 电气工程与系统科学 2022-04-15 Long Gao , Chang Liu , Dooman Arefan , Ashok Panigrahy , Shandong Wu

Fraud detection is a challenging task due to the changing nature of fraud patterns over time and the limited availability of fraud examples to learn such sophisticated patterns. Thus, fraud detection with the aid of smart versions of…

机器学习 · 计算机科学 2022-09-07 Mary Isangediok , Kelum Gajamannage

Ensuring reliable ATM services is essential for modern banking, directly impacting customer satisfaction and the operational efficiency of financial institutions. This study introduces a data fusion approach that utilizes multi-classifier…

机器学习 · 计算机科学 2025-01-03 Alireza Safarzadeh , Mohammad Reza Jamali , Behzad Moshiri

Detecting fraudulent auto-insurance claims remains a challenging classification problem, largely due to the extreme imbalance between legitimate and fraudulent cases. Standard learning algorithms tend to overfit to the majority class,…

机器学习 · 计算机科学 2026-01-26 Francis Boabang , Samuel Asante Gyamerah

This study proposes a method for imbalanced data classification based on deep probabilistic graphical models (DPGMs) to solve the problem that traditional methods have insufficient learning ability for minority class samples. To address the…

机器学习 · 计算机科学 2025-04-09 Yujia Lou , Jie Liu , Yuan Sheng , Jiawei Wang , Yiwei Zhang , Yaokun Ren

Credit scoring is vital in the financial industry, assessing the risk of lending to credit card applicants. Traditional credit scoring methods face challenges with large datasets and data imbalance between creditworthy and non-creditworthy…

计算工程、金融与科学 · 计算机科学 2024-09-26 Kejian Tong , Zonglin Han , Yanxin Shen , Yujian Long , Yijing Wei

Imbalanced class distribution is a common problem in a number of fields including medical diagnostics, fraud detection, and others. It causes bias in classification algorithms leading to poor performance on the minority class data. In this…

机器学习 · 计算机科学 2020-09-23 Firuz Kamalov , Dmitry Denisov

Imbalanced data classification problem has always been a popular topic in the field of machine learning research. In order to balance the samples between majority and minority class. Oversampling algorithm is used to synthesize new minority…

机器学习 · 计算机科学 2019-09-02 Junyi Zou , Jinliang Zhang , Ping Jiang

The challenges in feature selection, particularly in balancing model accuracy, interpretability, and computational efficiency, remain a critical issue in advancing machine learning methodologies. To address these complexities, this study…

机器学习 · 计算机科学 2026-01-06 Nachiket Kapure , Harsh Joshi , Parul Kumari , Rajeshwari Mistri , Manasi Mali

Credit card fraud detection remains a critical challenge in financial security, with machine learning models like XGBoost(eXtreme gradient boosting) emerging as powerful tools for identifying fraudulent transactions. However, the inherent…

机器学习 · 计算机科学 2024-12-11 Siyaxolisa Kabane

The expansion of digital payment systems has heightened both the scale and intricacy of online financial transactions, thereby increasing vulnerability to fraudulent activities. Detecting fraud effectively is complicated by the changing…

机器学习 · 计算机科学 2026-04-10 Ranya Batsyas , Ritesh Yaduwanshi

The credit card has become the most popular payment method for both online and offline transactions. The necessity to create a fraud detection algorithm to precisely identify and stop fraudulent activity arises as a result of both the…

人工智能 · 计算机科学 2023-03-14 AlsharifHasan Mohamad Aburbeian , Huthaifa I. Ashqar
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