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The number of credit card fraud has been growing as technology grows and people can take advantage of it. Therefore, it is very important to implement a robust and effective method to detect such frauds. The machine learning algorithms are…

机器学习 · 计算机科学 2022-06-14 Sairamvinay Vijayaraghavan , Terry Guan , Jason , Song

Machine learning has opened up new tools for financial fraud detection. Using a sample of annotated transactions, a machine learning classification algorithm learns to detect frauds. With growing credit card transaction volumes and rising…

机器学习 · 计算机科学 2022-08-26 Gayan K. Kulatilleke

The credit card has become the most popular payment method for both online and offline transactions. The necessity to create a fraud detection algorithm to precisely identify and stop fraudulent activity arises as a result of both the…

人工智能 · 计算机科学 2023-03-14 AlsharifHasan Mohamad Aburbeian , Huthaifa I. Ashqar

With growing credit card transaction volumes, the fraud percentages are also rising, including overhead costs for institutions to combat and compensate victims. The use of machine learning into the financial sector permits more effective…

机器学习 · 计算机科学 2022-08-26 Gayan K. Kulatilleke , Sugandika Samarakoon

This study proposes a method for imbalanced data classification based on deep probabilistic graphical models (DPGMs) to solve the problem that traditional methods have insufficient learning ability for minority class samples. To address the…

机器学习 · 计算机科学 2025-04-09 Yujia Lou , Jie Liu , Yuan Sheng , Jiawei Wang , Yiwei Zhang , Yaokun Ren

Machine learning has automated much of financial fraud detection, notifying firms of, or even blocking, questionable transactions instantly. However, data imbalance starves traditionally trained models of the content necessary to detect…

机器学习 · 计算机科学 2019-09-06 Samuel Showalter , Zhixin Wu

One of the most significant current discussions in the field of data mining is classifying imbalanced data. In recent years, several ways are proposed such as algorithm level (internal) approaches, data level (external) techniques, and…

机器学习 · 计算机科学 2021-06-03 Maliheh Roknizadeh , Hossein Monshizadeh Naeen

In an increasingly digitalized commerce landscape, the proliferation of credit card fraud and the evolution of sophisticated fraudulent techniques have led to substantial financial losses. Automating credit card fraud detection is a viable…

机器学习 · 计算机科学 2023-09-27 Zaffar Zaffar , Fahad Sohrab , Juho Kanniainen , Moncef Gabbouj

Credit card frauds are at an ever-increasing rate and have become a major problem in the financial sector. Because of these frauds, card users are hesitant in making purchases and both the merchants and financial institutions bear heavy…

机器学习 · 计算机科学 2020-12-08 Thanh Thi Nguyen , Hammad Tahir , Mohamed Abdelrazek , Ali Babar

The detection of frauds in credit card transactions is a major topic in financial research, of profound economic implications. While this has hitherto been tackled through data analysis techniques, the resemblances between this and other…

社会与信息网络 · 计算机科学 2017-06-08 Massimiliano Zanin , Miguel Romance , Santiago Moral , Regino Criado

The use of credit cards has become quite common these days as digital banking has become the norm. With this increase, fraud in credit cards also has a huge problem and loss to the banks and customers alike. Normal fraud detection systems,…

机器学习 · 计算机科学 2022-06-28 Bushra Yousuf , Rejwan Bin Sulaiman , Musarrat Saberin Nipun

Credit card is one of the most extensive methods of instalment for both online and offline mode of payment for electronic transactions in recent times. credit cards invention has provided significant ease in electronic transactions.…

机器学习 · 计算机科学 2024-09-23 Sourav Verma , Joydip Dhar

The problem of automatic software generation is known as Machine Programming. In this work, we propose a framework based on genetic algorithms to solve this problem. Although genetic algorithms have been used successfully for many problems,…

神经与进化计算 · 计算机科学 2023-04-04 Shantanu Mandal , Todd A. Anderson , Javier S. Turek , Justin Gottschlich , Shengtian Zhou , Abdullah Muzahid

Credit card fraud is an ongoing problem for almost all industries in the world, and it raises millions of dollars to the global economy each year. Therefore, there is a number of research either completed or proceeding in order to detect…

机器学习 · 计算机科学 2020-07-30 Yusuf Yazici

The digital revolution has significantly impacted financial transactions, leading to a notable increase in credit card usage. However, this convenience comes with a trade-off: a substantial rise in fraudulent activities. Traditional machine…

Credit cards play an exploding role in modern economies. Its popularity and ubiquity have created a fertile ground for fraud, assisted by the cross boarder reach and instantaneous confirmation. While transactions are growing, the fraud…

密码学与安全 · 计算机科学 2022-08-24 Gayan K. Kulatilleke

Credit scoring is vital in the financial industry, assessing the risk of lending to credit card applicants. Traditional credit scoring methods face challenges with large datasets and data imbalance between creditworthy and non-creditworthy…

计算工程、金融与科学 · 计算机科学 2024-09-26 Kejian Tong , Zonglin Han , Yanxin Shen , Yujian Long , Yijing Wei

With the increase of credit card usage, the volume of credit card misuse also has significantly increased. As a result, financial organizations are working hard on developing and deploying credit card fraud detection methods, in order to…

机器学习 · 计算机科学 2019-12-09 Niloofar Yousefi , Marie Alaghband , Ivan Garibay

Credit card fraud has emerged as major problem in the electronic payment sector. In this survey, we study data-driven credit card fraud detection particularities and several machine learning methods to address each of its intricate…

机器学习 · 计算机科学 2020-10-14 Yvan Lucas , Johannes Jurgovsky

Class imbalance is a common and pernicious issue for the training of neural networks. Often, an imbalanced majority class can dominate training to skew classifier performance towards the majority outcome. To address this problem we…

机器学习 · 计算机科学 2026-01-09 Miguel O'Malley
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