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Artificial Intelligence (AI) has paved the way for revolutionary decision-making processes, which if harnessed appropriately, can contribute to advancements in various sectors, from healthcare to economics. However, its black box nature…

With the rapid adoption of Internet technologies, digital footprints have become ubiquitous and versatile to revolutionise the financial industry in digital transformation. This paper takes initiatives to investigate a new paradigm of the…

Artificial Intelligence · Computer Science 2021-05-21 Minh-Duc Hoang , Linh Le , Anh-Tuan Nguyen , Trang Le , Hoang D. Nguyen

With rapid transformation of technologies, the fusion of Artificial Intelligence (AI) and Machine Learning (ML) in finance is disrupting the entire ecosystem and operations which were followed for decades. The current landscape is where…

Artificial Intelligence · Computer Science 2024-10-22 Animesh Kumar

Concerns regarding fairness and bias have been raised in recent years due to the growing use of machine learning models in crucial decision-making processes, especially when it comes to delicate characteristics like gender. In order to…

Machine Learning · Computer Science 2024-08-30 Saish Shinde

AI systems have found a wide range of application areas in financial services. Their involvement in broader and increasingly critical decisions has escalated the need for compliance and effective model governance. Current governance…

Machine Learning · Computer Science 2020-10-13 Eren Kurshan , Hongda Shen , Jiahao Chen

There is substantial evidence that Artificial Intelligence (AI) and Machine Learning (ML) algorithms can generate bias against minorities, women, and other protected classes. Federal and state laws have been enacted to protect consumers…

Computers and Society · Computer Science 2021-08-23 Nicholas Schmidt , Bryce Stephens

Artificial intelligence systems, especially those using machine learning, are being deployed in domains from hiring to loan issuance in order to automate these complex decisions. Judging both the effectiveness and fairness of these AI…

Artificial Intelligence · Computer Science 2025-07-04 Disa Sariola , Patrick Button , Aron Culotta , Nicholas Mattei

Artificial intelligence (AI) is increasingly being adopted in most industries, and for applications such as note taking and checking grammar, there is typically not a cause for concern. However, when constitutional rights are involved, as…

"AI as a Service" (AIaaS) is a rapidly growing market, offering various plug-and-play AI services and tools. AIaaS enables its customers (users) - who may lack the expertise, data, and/or resources to develop their own systems - to easily…

Machine Learning · Computer Science 2023-02-06 Kornel Lewicki , Michelle Seng Ah Lee , Jennifer Cobbe , Jatinder Singh

The success of deep learning in recent years have led to a significant increase in interest and prevalence for its adoption to tackle financial services tasks. One particular question that often arises as a barrier to adopting deep learning…

Machine Learning · Computer Science 2020-11-05 Alexander Wong , Andrew Hryniowski , Xiao Yu Wang

The burgeoning integration of Artificial Intelligence (AI) into Environmental, Social, and Governance (ESG) initiatives within the financial sector represents a paradigm shift towards more sus-tainable and equitable financial practices.…

Computers and Society · Computer Science 2024-03-12 Jun Xu

The integration of AI in education holds immense potential for personalizing learning experiences and transforming instructional practices. However, AI systems can inadvertently encode and amplify biases present in educational data, leading…

Machine Learning · Computer Science 2025-11-04 Zhipeng Yin , Sribala Vidyadhari Chinta , Zichong Wang , Matthew Gonzalez , Wenbin Zhang

The success of artificial intelligence (AI), and deep learning models in particular, has led to their widespread adoption across various industries due to their ability to process huge amounts of data and learn complex patterns. However,…

Artificial Intelligence · Computer Science 2023-09-22 Wei Jie Yeo , Wihan van der Heever , Rui Mao , Erik Cambria , Ranjan Satapathy , Gianmarco Mengaldo

Fairness,the impartial treatment towards individuals or groups regardless of their inherent or acquired characteristics [20], is a critical challenge for the successful implementation of Artificial Intelligence (AI) in multiple fields like…

Neural and Evolutionary Computing · Computer Science 2025-05-19 Catalina M Jaramillo , Paul Squires , Julian Togelius

Recent AI-related scandals have shed a spotlight on accountability in AI, with increasing public interest and concern. This paper draws on literature from public policy and governance to make two contributions. First, we propose an AI…

Computers and Society · Computer Science 2021-10-19 Chris Percy , Simo Dragicevic , Sanjoy Sarkar , Artur S. d'Avila Garcez

Artificial Intelligence (AI) systems are not intrinsically neutral and biases trickle in any type of technological tool. In particular when dealing with people, the impact of AI algorithms' technical errors originating with mislabeled data…

Artificial Intelligence · Computer Science 2025-04-03 Camilla Quaresmini , Giuseppe Primiero

With the increasing use of AI in algorithmic decision making (e.g. based on neural networks), the question arises how bias can be excluded or mitigated. There are some promising approaches, but many of them are based on a "fair" ground…

Computers and Society · Computer Science 2021-08-31 Marc P Hauer , Johannes Kevekordes , Maryam Amir Haeri

In recent years, there has been a stimulating discussion on how artificial intelligence (AI) can support the science and engineering of intelligent educational applications. Many studies in the field are proposing actionable data mining…

Computers and Society · Computer Science 2022-08-24 Gianni Fenu , Roberta Galici , Mirko Marras

Today, AI is increasingly being used in many high-stakes decision-making applications in which fairness is an important concern. Already, there are many examples of AI being biased and making questionable and unfair decisions. The AI…

Artificial Intelligence · Computer Science 2020-02-06 Yunfeng Zhang , Rachel K. E. Bellamy , Kush R. Varshney

As Artificial Intelligence (AI) becomes increasingly embedded in financial decision-making, the opacity of complex models presents significant challenges for professionals and regulators. While the field of Explainable AI (XAI) attempts to…

Human-Computer Interaction · Computer Science 2026-02-03 Patricia Marcella Evite , Ekaterina Svetlova , Doina Bucur