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The rapid advancements in artificial intelligence (AI) have presented new opportunities for enhancing efficiency and economic competitiveness across various industries, espcially in banking. Machine learning (ML), as a subset of artificial…

Cryptography and Security · Computer Science 2024-12-09 Ana Kovacevic , Sonja D. Radenkovic , Dragana Nikolic

Artificial Intelligence (AI) is fundamentally reshaping various industries by enhancing decision-making processes, optimizing operations, and unlocking new opportunities for innovation. This paper explores the applications of AI across four…

Machine Learning · Computer Science 2024-09-23 Yijie Weng , Jianhao Wu , Tara Kelly , William Johnson

Current developments in AI made it broadly significant for reducing human labor and expenses across several essential domains, including healthcare and finance. However, the application of AI in the actual world poses multiple risks and…

Software Engineering · Computer Science 2025-07-28 Sadia Afrin Mim

Artificial Intelligence (AI) has received an increasing amount of attention in multiple areas. The uncertainties and risks in AI-powered systems have created reluctance in their wild adoption. As an economic solution to compensate for…

Artificial Intelligence · Computer Science 2023-06-05 Yunfei Ge , Quanyan Zhu

Causal machine learning methods which flexibly generate heterogeneous treatment effect estimates could be very useful tools for governments trying to make and implement policy. However, as the critical artificial intelligence literature has…

Econometrics · Economics 2023-09-06 Patrick Rehill , Nicholas Biddle

Algorithmic bias mitigation has been one of the most difficult conundrums for the data science community and Machine Learning (ML) experts. Over several years, there have appeared enormous efforts in the field of fairness in ML. Despite the…

The extensive adoption of business analytics (BA) has brought financial gains and increased efficiencies. However, these advances have simultaneously drawn attention to rising legal and ethical challenges when BA inform decisions with…

Artificial Intelligence · Computer Science 2022-07-25 Maria De-Arteaga , Stefan Feuerriegel , Maytal Saar-Tsechansky

The problem of algorithmic bias in machine learning has gained a lot of attention in recent years due to its concrete and potentially hazardous implications in society. In much the same manner, biases can also alter modern industrial and…

Machine Learning · Computer Science 2022-10-11 Laurent Risser , Agustin Picard , Lucas Hervier , Jean-Michel Loubes

Software testing ensures that a system functions correctly, meets specified requirements, and maintains high quality. As artificial intelligence and machine learning (ML) technologies become integral to software systems, testing has evolved…

Software Engineering · Computer Science 2025-07-29 Ronnie de Souza Santos , Matheus de Morais Leca , Reydne Santos , Cleyton Magalhaes

Globally, artificial intelligence (AI) implementation is growing, holding the capability to fundamentally alter organisational processes and decision making. Simultaneously, this brings a multitude of emergent risks to organisations,…

Computers and Society · Computer Science 2024-04-10 Finlay McGee

With the widespread and pervasive use of Artificial Intelligence (AI) for automated decision-making systems, AI bias is becoming more apparent and problematic. One of its negative consequences is discrimination: the unfair, or unequal…

Computers and Society · Computer Science 2021-06-07 Xavier Ferrer , Tom van Nuenen , Jose M. Such , Mark Coté , Natalia Criado

Defining fairness in AI remains a persistent challenge, largely due to its deeply context-dependent nature and the lack of a universal definition. While numerous mathematical formulations of fairness exist, they sometimes conflict with one…

Computers and Society · Computer Science 2025-05-05 Kessia Nepomuceno , Fabio Petrillo

The rise of algorithmic decision-making has spawned much research on fair machine learning (ML). Financial institutions use ML for building risk scorecards that support a range of credit-related decisions. Yet, the literature on fair ML in…

Machine Learning · Statistics 2022-06-20 Nikita Kozodoi , Johannes Jacob , Stefan Lessmann

Artificial Intelligence has the potential to exacerbate societal bias and set back decades of advances in equal rights and civil liberty. Data used to train machine learning algorithms may capture social injustices, inequality or…

Computers and Society · Computer Science 2020-08-18 Susan Leavy , Barry O'Sullivan , Eugenia Siapera

The emergence of agentic artificial intelligence (AI) represents a fundamental transformation in financial markets, characterized by autonomous systems capable of reasoning, planning, and adaptive decision-making with minimal human…

Machine learning algorithms are now frequently used in sensitive contexts that substantially affect the course of human lives, such as credit lending or criminal justice. This is driven by the idea that `objective' machines base their…

Machine Learning · Computer Science 2019-01-17 Songül Tolan

The growing importance of understanding and addressing algorithmic bias in artificial intelligence (AI) has led to a surge in research on AI fairness, which often assumes that the underlying data is independent and identically distributed…

Machine Learning · Computer Science 2025-01-28 Wenbin Zhang , Shuigeng Zhou , Toby Walsh , Jeremy C. Weiss

Fairness in AI and machine learning systems has become a fundamental problem in the accountability of AI systems. While the need for accountability of AI models is near ubiquitous, healthcare in particular is a challenging field where…

Machine Learning · Computer Science 2021-02-09 Ming Yuan , Vikas Kumar , Muhammad Aurangzeb Ahmad , Ankur Teredesai

Recently, the research community of computerized medical imaging has started to discuss and address potential fairness issues that may emerge when developing and deploying AI systems for medical image analysis. This chapter covers some of…

Computer Vision and Pattern Recognition · Computer Science 2024-07-25 Enzo Ferrante , Rodrigo Echeveste

To implement fair machine learning in a sustainable way, choosing the right fairness objective is key. Since fairness is a concept of justice which comes in various, sometimes conflicting definitions, this is not a trivial task though. The…

Artificial Intelligence · Computer Science 2021-05-04 Boris Ruf , Marcin Detyniecki