Related papers: Creating a unique mobile financial services framew…
Over time, agriculture is the most consistent activity, and it evolves every day. It contributes to a vast majority of the Gross Domestic Product (GDP) of Nigeria but as ironic as it may be, there is still hunger in significant parts of the…
Mobile phones play a very important role in our life. Mobile phone sales have been soaring over the last decade due to the growing acceptance of technological innovations, especially by Generations Y and Z. Understanding the change in…
This invited paper discusses the challenging task of assessing the millmeter-wave spectrum for the use of 5G mobile systems. 3 key KPIs related to mobile systems, coverage, capacity and mobility are individually assessed and quantified with…
The goal of this research is to uncover the channels through which research and development (R&D) impacts economic growth in developing countries. The study employed nine variables from three broader categories in the World Economic Forum…
Financial exclusion constrains entrepreneurship, increases income volatility, and widens wealth gaps. Underbanked consumers in Istanbul often have no bureau file because their earnings and payments flow through informal channels. To study…
The deployment of 5G networks is sometimes questioned due to the impact of ElectroMagnetic Field (EMF) generated by Radio Base Station (RBS) on users. The goal of this work is to analyze such issue from a novel perspective, by comparing RBS…
Internet has shown itself to be a catalyst for economic growth and social equity but its potency is thwarted by the fact that the Internet is off limits for the vast majority of human beings. Mobile phones---the fastest growing technology…
The explosion of mobile phone communications in the last years occurs at a moment where data processing power increases exponentially. Thanks to those two changes in a global scale, the road has been opened to use mobile phone…
One perspective to view the economic development of cities is through the presence of multinational firms; how subsidiaries of various organizations are set up throughout the globe and how cities are connected to each other through these…
The evolution of mobile mapping systems (MMSs) has gained more attention in the past few decades. MMSs have been widely used to provide valuable assets in different applications. This has been facilitated by the wide availability of…
We apply RMT, Network and MF-DFA methods to investigate correlation, network and multifractal properties of 20 global financial indices. We compare results before and during the financial crisis of 2008 respectively. We find that the…
Recent communications environment significantly expand the mobile environment. Prepaid mobile services for 3G networks enables telecommunication to sign up new users by utilizing the latest in converged billing technologies. The worldwide…
Mobile network operators must provide a target quality of service within a target coverage area. Each generation of networks from the 2nd to the 5th has reached higher quality-of-service (QoS) targets and coverage area sizes. However, the…
Nowadays, mobile banking becomes a popular tool which consumers can conduct financial transactions such as shopping, monitoring accounts balance, transferring funds and other payments. Consumers dependency on mobile needs, make people take…
In Ghana and many countries within Sub-Sahara Africa, Long Term Evolution (LTE) is being considered for use within the sectors of Governance, Energy distribution and transmission, Transport, Education and Health. Subscribers and Governments…
Data has become a critical asset in the digital economy, yet it remains underutilized by Mobile Network Operators (MNOs), unlike Over-the-Top (OTT) players that lead global market valuations. To move beyond the commoditization of…
As more and more people continue to live in highly urbanised areas across the globe, reliable accessibility to amenities and services plays a vital role in sustainable development. One of the challenges in addressing this issue is the…
We report a user study of over four months on the non-voice usage of mobile phones by teens from an underserved urban community in the USA where a community-wide, open-access Wi-Fi network exists. We instrumented the phones to record…
Managing finances is crucial for older adults who are retired and may rely on savings to ensure their life quality. As digital banking platforms (e.g., mobile apps, electronic payment) gradually replace physical ones, it is critical to…
This paper investigates whether foreign investment (FDI) into Africa is at least partially responsive to World Bank-measured market friendliness. Specifically, I conducted analyses of four countries between 2009 and 2017, using cases that…