Related papers: Creating a unique mobile financial services framew…
In today's digital age, access to the Internet is essential, yet a significant digital divide exists, particularly in rural areas of developing nations. This paper presents a Delay Tolerant Networking (DTN) framework that utilizes informal…
We use bank-level balance sheet data from 2005 to 2010 to study interactions within the banking system of five emerging countries: Argentina, Brazil, Mexico, South Africa, and Taiwan. For each country we construct a financial network based…
I develop and estimate a dynamic equilibrium model of risky entrepreneurs' borrowing and savings decisions incorporating both formal and local-informal credit markets. Households have access to an exogenous formal credit market and to an…
Over the years, use of smartphones has come to dominate several areas, improving our lives, offering us convenience, and reshaping our daily work circumstances. Beyond traditional use for communication, they are used for many peripheral…
M-Learning is a new learning paradigm of the new social structure with mobile and wireless technologies.Smart school is one of the four flagship applications for Multimedia Super Corridor (MSC) under Malaysian government initiative to…
Mobile messaging services have gained a large share in global telecommunications. Unlike conventional services like phone calls, text messages or email, they do not feature a standardized environment enabling a federated and potentially…
In many rural areas of low- and middle-income countries, weekly gatherings of buyers and sellers are the most tangible manifestation of the market economy. Knowing these markets' whereabouts and activity over time could provide insights in…
Mobile health programs are becoming an increasingly popular medium for dissemination of health information among beneficiaries in less privileged communities. Kilkari is one of the world's largest mobile health programs which delivers time…
In many regions of the world, sparse data on key economic outcomes inhibits the development, targeting, and evaluation of public policy. We demonstrate how advancements in satellite imagery and machine learning can help ameliorate these…
The rapid evolution of machine learning (ML) has brought about groundbreaking developments in numerous industries, not the least of which is in the area of undersea communication. This domain is critical for applications like ocean…
As Mobile Networks (MNs) are advancing towards meeting mobile users requirements, the rural-urban divide still remains a major challenge. While areas within the urban space (metropolitan mobile space) are being developed, rural areas are…
This study uses Vector Autoregression (VAR) Methodology as well as Vector Error Correction (VEC) Methodology to examine the existence and direction of causality between economic growth and IMF lending for Ukraine. The paper examines the IMF…
Efficient supply chain management calls for robust analytical and optimal models to automate its process. Therefore, information technology is an essential ingredient that integrates these tools in supply chain. With the emergence of…
The use of the social accounting matrix (SAM) in income distribution analysis is a method recommended by economists. However, until now, there have only been a few SAM developed in Malaysia. The last SAM produced for Malaysia was developed…
Enterprise Mobility has been increasing the reach over the years. Initially Mobile devices were adopted as consumer devices. However, the enterprises world over have rightly taken the leap and started using the ubiquitous technology for…
The lack of emergency medical transportation is viewed as the main barrier to the access of emergency medical care in low and middle-income countries (LMICs). In this paper, we present a robust optimization approach to optimize both the…
The web experience using mobile devices is important since a significant portion of the Internet traffic is initiated from mobile devices. In the era of 5G, users expect a high-performance data network to stream media content and for other…
Stateful migration has emerged as the dominant technology to support microservice mobility at the network edge while ensuring a satisfying experience to mobile end users. This work addresses two pivotal challenges, namely, the…
The increasing number of connected vehicles in densely populated urban areas provides an interesting opportunity to counteract the high wireless data demands in high density and highly mobile scenarios. The idea is to support the macro base…
Enhanced Quality of Service (QoS) and satisfaction of mobile phone user are major concerns of a service provider. In order to manage network efficiently and to provide enhanced end to end Quality of Experience (QoE), operator is expected to…