Related papers: Creating a unique mobile financial services framew…
This paper investigates the impact of financial technology (FinTech) on the financial sustainability (FS) of commercial banks. We employ a three-stage network DEA-Malmquist model to evaluate the FS performance of 104 Chinese commercial…
Digital banking is among the technological innovations currently reverberating the cyber wave. this study seeks to assess communication, awareness and acceptance of it among the residents of south-east and south-south, nigeria. the survey…
This study investigates smartphone users perceptions of adopting and accepting Mobile Commerce (MC) based on users perceived adoption under the extended Technology Acceptance Model (TAM2) and Innovation Diffusion Theory (IDT) by providing…
For millions of users in developing economies who depend on mobile banking as their primary gateway to financial services, app quality directly shapes financial access. The study analyzed 5,652 Google Play reviews in English and Bangla…
This early work aims to allow organizations to diagnose their capacity to properly adopt microservices through initial milestones of a Microservice Maturity Model (MiMMo). The objective is to prepare the way towards a general framework to…
A four-pronged approach to dealing with Social Science Phenomenon is outlined. This methodology is applied to Financial Services, Economic Growth and Well-Being. The four prongs are like the four directions for an army general looking for…
Population health surveys are an important tool to effectively allocate limited resources in low resource communities. In such an environment, surveys are often done by local population with pen and paper. Data thus collected is difficult…
Due to increased security awareness of enterprises for mobile applications operating with sensitive or personal data as well as extended regulations form legislative (the principle of proportionality) various approaches, how to implement…
In recent years, we have witnessed myriad flavours of Mobile Network Aggregators (MNAs) which exploit the coverage footprint of a handful of base operators to provide global mobile connectivity. Under the MNA model, emerging operators reap…
Nearly 110 million people are forcibly displaced people worldwide. However, estimating the scale and patterns of internally displaced persons in real time, and developing appropriate policy responses, remain hindered by traditional data…
Mobile social networks (MSNs) are specific types of social media which consolidate the ability of omnipresent connection for mobile users/devices to share user-centric data objects among interested users. Taking advantage of the…
This study aims to analyze the impact of financial literacy, social capital and financial technology on financial inclusion. The research method used a quantitative research method, in which questionnaires were distributed to 100 active…
Mobile payment system in a disaster area have the potential to provide electronic transactions for people purchasing recovery goods like foodstuffs, clothes, and medicine. Conversely, to enable transactions in a disaster area, current…
After the 1991 economic policy made a shift from a closed economic model to a market-oriented model. The government invited private sector to participate in reforming its telecom sector. However, the government took a half-hearted approach…
Mobile government (m-government) represents a distinct paradigm shift from electronic government (e-government), offering a new avenue for governments worldwide to deliver services and applications to their customers. The m-government model…
Mobile Money (MoMo), a technology that allows users to complete financial transactions using a mobile phone without requiring a bank account, is a common method for processing financial transactions in Africa and other developing regions.…
Despite continuous efforts to build and update network infrastructure, mobile devices in developing regions continue to be constrained by limited bandwidth. Unfortunately, this coincides with a period of unprecedented growth in the size of…
Mobile phone use is an unfolding process by nature. In this study, it is explicated as two sequential processes: mobile sessions composed of an uninterrupted set of behaviors and mobile trajectories composed of mobile sessions and…
Many households in developing countries lack formal financial histories, making it difficult for firms to extend credit, and for potential borrowers to receive it. However, many of these households have mobile phones, which generate rich…
This study examines the relationship between income inequality, gender, and school completion rates in Malaysia using machine learning techniques. The dataset utilized is from the Malaysia's Public Sector Open Data Portal, covering the…