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Access to financial institutions is difficult in developing economies and especially for the poor. However, the widespread adoption of mobile phones has enabled the development of mobile money systems that deliver financial services through…

The study examines the relationship between mobile financial services and individual financial behavior in India wherein a sizeable population is yet to be financially included. Addressing the endogeneity associated with the use of mobile…

General Economics · Economics 2021-09-16 Shreya Biswas

Recently, mobile operators in many developing economies have launched "Mobile Money" platforms that deliver basic financial services over the mobile phone network. While many believe that these services can improve the lives of the poor, a…

Machine Learning · Statistics 2016-06-17 Muhammad Raza Khan , Joshua E. Blumenstock

The rapid spread of mobile phones means that the number of mobile users may already exceed the number of banked people in many low income countries. Mobile phones can also offer a communications channel for initiating and executing on-line…

Computers and Society · Computer Science 2013-07-31 Quist-Aphetsi Kester

Financial inclusion is a longstanding concern across underdeveloped communities, particularly for women. However, there are limited data-driven measures to first quantitatively identify such concerns and second to inform policies. In this…

Computers and Society · Computer Science 2026-03-02 Abdul Wadood Asim , Khansa Zafar , Muhammad Raees

The telecommunications sector in Iraq is one of the most dynamic and active industries. This sector has prime importance only next to oil & gas, as revealed by recent reports. This industry has grown in leaps and bounds with the rising…

Computers and Society · Computer Science 2019-02-19 Alaa Mahdi Sahi

Internet access is essential for economic development and helping to deliver the Sustainable Development Goals, especially as even basic broadband can revolutionize available economic opportunities. Yet, more than one billion people still…

Computers and Society · Computer Science 2021-02-09 Edward Oughton

Reliable statistical information is important to make political decisions on a sound basis and to help measure the impact of policies. Unfortunately, statistics offices in developing countries have scarce resources and statistical censuses…

Computers and Society · Computer Science 2013-09-19 Thoralf Gutierrez , Gautier Krings , Vincent D. Blondel

Relatively little is known about mobile phone use in a Supply Chain Management (SCM) context, especially in the Bangladeshi Ready-Made Garment (RMG) industry. RMG is a very important industry for the Bangladeshi economy but is criticized…

Human-Computer Interaction · Computer Science 2022-06-09 Md. Taimur Ahad

The rapid adoption of Mobile Money Services (MMS) in Sub-Saharan Africa (SSA) offers a viable path to improve e-Government service accessibility in the face of persistent low internet penetration. However, existing Mobile Money…

Cryptography and Security · Computer Science 2025-09-26 Oluwole Adewusi , Wallace S. Msagusa , Jean Pierre Imanirumva , Okemawo Obadofin , Jema D. Ndibwile

Financial inclusion is touted one of the principal drivers for economic growth for an economy. The study aims to explore the impact of financial inclusion on economic growth in Bangladesh. In my study, I used the number of loan accounts as…

General Economics · Economics 2024-01-23 Ganapati Kumar Biswas

Cash payment is still king in several markets, accounting for more than 90\ of the payments in almost all the developing countries. The usage of mobile phones is pretty ordinary in this present era. Mobile phones have become an inseparable…

Cryptography and Security · Computer Science 2021-09-07 Waqas Ahmed , Amir Rasool , Neeraj Kumar , Abdul RehmanJaved , Thippa Reddy Gadekallu , Zunera Jalil , Natalia Kryvinska

Today, 95% of the global population has 2G mobile phone coverage and the number of individuals who own a mobile phone is at an all time high. Mobile phones generate rich data on billions of people across different societal contexts and have…

The study analyzed the impact of financial inclusion on the effectiveness of monetary policy in developing countries. By using a panel data set of 10 developing countries during 2004-2020, the study revealed that the financial inclusion…

General Economics · Economics 2023-08-25 Gautam Kumar Biswas , Faruque Ahamed

Access to finance is vital for improving food security, particularly in developing nations where agricultural production is crucial. Despite several financial interventions targeted at increasing agricultural production, smallholder farmers…

The proliferation of mobile phones has made mobile payments to be widely used in developing economies. However, mobile payment usage in Malawi is low, and there are many limitations to encourage users to continuously use mobile payments.…

Computers and Society · Computer Science 2021-08-24 Jones Ntaukira , Priscilla Maliwichi , James Kamwachale Khomba

Statistics on migration flows are often derived from census data, which suffer from intrinsic limitations, including costs and infrequent sampling. When censuses are used, there is typically a time gap - up to a few years - between the data…

Computers and Society · Computer Science 2021-06-01 Massimiliano Luca , Gianni Barlacchi , Nuria Oliver , Bruno Lepri

Financial inclusion and inclusive growth are the buzzwords today. Inclusive growth empowers people belonging to vulnerable sections. This in turn depends upon a variety of factors, the most important being financial inclusion, which plays a…

General Economics · Economics 2021-05-26 Manohar Serrao , Aloysius Sequeira , K. V. M. Varambally

Mobile banking apps have transformed the banking sector by offering customers with convenient, secure and easily accessible financial services. Even so, it is crucial for banks and the mobile banking apps developers to understand the…

Computers and Society · Computer Science 2024-11-27 Siti Nurdianah binti Mohamad Jalani , Sathishkumar Veerappampalayam Easwaramoorthy

Telecom industry is significantly evolving all over the globe than ever. Mobile users number is increasing remarkably. Telecom operators are investing to get more users connected and to improve user experience, however, they are facing…

Risk Management · Quantitative Finance 2024-01-24 Ahmed Awwad
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