Related papers: Creating a unique mobile financial services framew…
Digital financial services have catalyzed financial inclusion in Africa. Commonly implemented as a mobile wallet service referred to as mobile money (MoMo), the technology provides enormous benefits to its users, some of whom have long been…
Mobile-based financial services have made it possible for the traditionally unbanked to access infrastructure that have been routinely unattainable. Researchers have explored how these systems have made for safer environments to send and…
In this paper, we review some advances made recently in the study of mobile phone datasets. This area of research has emerged a decade ago, with the increasing availability of large-scale anonymized datasets, and has grown into a…
As of 2022, about 2.78 billion people in developing countries do not have access to the Internet. Lack of Internet access hinders economic growth, educational opportunities, and access to information and services. Recent initiatives to…
Mobile applications have been rapidly changing the way business organizations deliver their services to their customers and how customers can interact with their service providers in order to satisfy their needs. The use of mobile…
In developing countries, several key sectors, including education, finance, agriculture, and healthcare, mainly deliver their services via mobile app technology on handheld devices. As a result, mobile app security has emerged as a…
Approximately half of the global population does not have access to the internet, even though digital connectivity can reduce poverty by revolutionizing economic development opportunities. Due to a lack of data, Mobile Network Operators and…
High quality census data are not always available in developing countries. Instead, mobile phone data are becoming a trending proxy to evaluate population density, activity and social characteristics. They offer additional advantages for…
At the end of 2012 the International Monetary Fund (IMF) has suspended its financial assistance to the Democratic Republic of the Congo (DRC). Due to inflationary pressures which occurred in the last quarter of 2016, several decision-makers…
This paper investigates some indicators of financial development in select countries with currency board systems and raises some questions about the connection between financial development and growth in currency board systems. Most of…
This paper has a specific objective of being useful for showing how the advances in mobile technologies can help for solving social and political aspects involved in the reform of subsidies in developing countries. It describes the work…
Do today's communication technologies hold potential to alleviate poverty? The mobile phone's accessibility and use allows us with an unprecedented volume of data on social interactions, mobility and more. Can this data help us better…
Internet has significantly improved the quality of citizens across the world. Though the internet coverage is quite high, 40% of global population do not have access to broadband internet. This paper presents an analysis of a field survey…
Globally, two billion people and more than half of the poorest adults do not use formal financial services. Consequently, there is increased emphasis on developing financial technology that can facilitate access to financial products for…
The data revolution in low- and middle-income countries is quickly transforming how companies approach emerging markets. As mobile phones and mobile money proliferate, they generate new streams of data that enable innovation in consumer…
In the West African country of Ghana, depression is a significant issue affecting a large number of women. Despite its importance, the issue received insufficient attention during the COVID-19 pandemic. In developed countries, mobile phones…
A growing trend in financial technology (fintech) is the use of mobile phone data and machine learning (ML) to provide credit scores- and subsequently, opportunities to access loans- to groups left out of traditional banking. This paper…
The number of registered SIM cards and active mobile phone subscribers in Zambia in 2020 surpassed the population of the country. This clearly shows that mobile phones in Zambia have become part of everyday life easing not only the way…
This empirical study estimates resilience (adaptive capacity) around the periods of the 2013 heavy flood in Cambodia. We use nearly 1.2 million microfinance institution (MFI) customer data and implement the unsupervised learning method. Our…
This study constructs an Aggregate Financial Stability Index (AFSI) for Bangladesh to evaluate the systemic health and resilience of the countrys financial system during the period from 2016 to 2024. The index incorporates 19 macrofinancial…