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Banks in the interbank network can not assess the true risks associated with lending to other banks in the network, unless they have full information on the riskiness of all the other banks. These risks can be estimated by using network…

Risk Management · Quantitative Finance 2013-01-28 Stefan Thurner , Sebastian Poledna

The 2023 U.S. banking crisis propagated not through direct financial linkages but through a high-frequency, information-based contagion channel. This paper moves beyond exploration analysis to test the "too-similar-to-fail" hypothesis,…

Econometrics · Economics 2026-01-06 Haibo Wang , Jun Huang , Lutfu S Sua , Jaime Ortiz , Jinshyang Roan , Bahram Alidaee

Financial contagion has been widely recognized as a fundamental risk to the financial system. Particularly potent is price-mediated contagion, wherein forced liquidations by firms depress asset prices and propagate financial stress,…

Computational Finance · Quantitative Finance 2023-10-06 Zhiyu Cao , Zihan Chen , Prerna Mishra , Hamed Amini , Zachary Feinstein

Many new models for measuring financial contagion have been presented recently. While these models have not been specified for investment funds directly, there are many similarities that could be explored to extend the models. In this work…

Risk Management · Quantitative Finance 2016-03-14 Leonardo dos Santos Pinheiro , Flavio Codeco Coelho

We model the default contagion process in a large heterogeneous financial network under the interventions of a regulator (a central bank) with only partial information which is a more realistic setting than most current literature. We…

Risk Management · Quantitative Finance 2017-10-06 Yang Xu

We consider a model of financial contagion in a bipartite network of assets and banks recently introduced in the literature, and we study the effect of power law distributions of degree and balance-sheet size on the stability of the system.…

General Finance · Quantitative Finance 2017-04-25 Opeoluwa Banwo , Fabio Caccioli , Paul Harrald , Francesca Medda

We introduce a model for the loss distribution of a credit portfolio considering a contagion mechanism for the default of names which is the result of two independent components: an infection attempt generated by defaulting entities and a…

Pricing of Securities · Quantitative Finance 2026-01-22 Gabriele Torri , Rosella Giacometti , Gianluca Farina

Modern financial networks are highly connected and result in complex interdependencies of the involved institutions. In the prominent Eisenberg-Noe model, a fundamental aspect is clearing -- to determine the amount of assets available to…

Data Structures and Algorithms · Computer Science 2026-02-19 Leander Besting , Martin Hoefer , Lars Huth

The existence of asymmetric information has always been a major concern for financial institutions. Financial intermediaries such as commercial banks need to study the quality of potential borrowers in order to make their decision on…

Statistical Finance · Quantitative Finance 2017-07-05 Jinglun Yao , Maxime Levy-Chapira , Mamikon Margaryan

We introduce a dynamic model of the default waterfall of derivatives CCPs and propose a risk sensitive method for sizing the initial margin (IM), and the default fund (DF) and its allocation among clearing members. Using a Markovian…

Risk Management · Quantitative Finance 2018-03-07 Tomasz R. Bielecki , Igor Cialenco , Shibi Feng

The global financial system has become highly connected and complex. Has been proven in practice that existing models, measures and reports of financial risk fail to capture some important systemic dimensions. Only lately, advisory boards…

Risk Management · Quantitative Finance 2011-12-07 Michalis Vafopoulos

This paper develops a dynamic monetary model to study the (in)stability of the fractional reserve banking system. The model shows that the fractional reserve banking system can endanger stability in that equilibrium is more prone to exhibit…

Theoretical Economics · Economics 2024-04-18 Heon Lee

We study financial networks where banks are connected by debt contracts. We consider the operation of debt swapping when two creditor banks decide to exchange an incoming payment obligation, thus leading to a locally different network…

Risk Management · Quantitative Finance 2021-07-13 Pál András Papp , Roger Wattenhofer

The global crisis of 2008 provoked a heightened interest among scientists to study the phenomenon, its propagation and negative consequences. The process of modelling the spread of a virus is commonly used in epidemiology. Conceptually, the…

Physics and Society · Physics 2019-08-12 Olena Kostylenko , Helena Sofia Rodrigues , Delfim F. M. Torres

Current understanding holds that financial contagion is driven mainly by the system-wide interconnectedness of institutions. A distinction has been made between systematic and idiosyncratic channels of contagion, with shocks transmitted…

Applications · Statistics 2018-01-04 Daniel Ahelegbey , Luis Carvalho , Eric Kolaczyk

We develop a dynamic model of cascading failures in a financial network whereby cross-holdings are viewed as feedback, external assets investments as inputs and failure penalties as static nonlinearities. We provide sufficient milder and…

Optimization and Control · Mathematics 2023-07-06 Stefanny Ramirez , Maaike Odijk , Dario Bauso

We analyze the late-time relaxation dynamics for a general contagion model. In this model, nodes are either active or failed. Active nodes can fail either "spontaneously" at any time or "externally" if their neighborhoods are sufficiently…

Physics and Society · Physics 2020-12-18 Paul Richter , Malte Henkel , Lucas Böttcher

The common real-world feature of individuals migrating through a network -- either in real space or online -- significantly complicates understanding of network processes. Here we show that even though a network may appear static on…

Physics and Society · Physics 2016-08-24 Pedro D. Manrique , Hong Qi , Minzhang Zheng , Chen Xu , Pak Ming Hui , Neil F. Johnson

We theorize the financial health of a company and the risk of its default. A company is financially healthy as long as its equilibrium in the financial system is maintained, which depends on the cost attributable to the probability that…

General Finance · Quantitative Finance 2023-02-21 Gianmarco Bet , Francesco Dainelli , Eugenio Fabrizi

Using particle system methodologies we study the propagation of financial distress in a network of firms facing credit risk. We investigate the phenomenon of a credit crisis and quantify the losses that a bank may suffer in a large credit…

Risk Management · Quantitative Finance 2009-03-04 Paolo Dai Pra , Wolfgang J. Runggaldier , Elena Sartori , Marco Tolotti
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