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Related papers: Discrete time ruin probability with Parisian delay

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In this note we find a formula for the supremum distribution of spectrally positive or negative L\'evy processes with a broken linear drift. This gives formulas for ruin probabilities in the case when two insurance companies (or two…

Probability · Mathematics 2019-01-01 Zbigniew Michna

In this paper we investigate Gaussian risk models which include financial elements such as inflation and interest rates. For some general models for inflation and interest rates, we obtain an asymptotic expansion of the finite-time ruin…

Probability · Mathematics 2013-10-01 Krzysztof Debicki , Enkelejd Hashorva , Lanpeng Ji

This paper extends the classical dividend problem by incorporating a novel, path-dependent mechanism of firm default. In the traditional framework, ruin occurs when the surplus process first reaches zero. In contrast, default in our model…

Optimization and Control · Mathematics 2026-01-30 Andi Bodnariu , Nils Engler , Neofytos Rodosthenous

This paper studies risk balancing features in an insurance market by evaluating ruin probabilities for single and multiple components of a multivariate compound Poisson risk process. The dependence of the components of the process is…

Probability · Mathematics 2020-02-04 Anita Behme , Claudia Klüppelberg , Gesine Reinert

We study a dynamic model of a non-life insurance portfolio. The foundation of the model is a compound Poisson process that represents the claims side of the insurer. To introduce clusters of claims appearing, e.g. with catastrophic events,…

Risk Management · Quantitative Finance 2026-03-03 Jonathan Klinge , Maren Diane Schmeck

The paper investigates a discrete time Binomial risk model with different types of polices and shock events may influence some of the claim sizes. It is shown that this model can be considered as a particular case of the classical compound…

Probability · Mathematics 2022-10-12 Pavlina K. Jordanova , Evelina Veleva

We find the minimum probability of lifetime ruin of an investor who can invest in a market with a risky and a riskless asset and can purchase a deferred annuity. Although we let the admissible set of strategies of annuity purchasing process…

Optimization and Control · Mathematics 2008-12-10 Erhan Bayraktar , Virginia R. Young

We calculate the survival probability of a stationary target in one dimension surrounded by diffusive or subdiffusive traps of time-dependent density. The survival probability of a target in the presence of traps of constant density is…

Soft Condensed Matter · Physics 2007-05-23 S. B. Yuste , J. J. Ruiz-Lorenzo , Katja Lindenberg

It has been decades since the academic world of ruin theory defined the insolvency of an insurance company as the time when its surplus falls below zero. This simplification, however, needs careful adaptions to imitate the real-world…

Risk Management · Quantitative Finance 2020-07-06 Aili Zhang , Ping Chen , Shuanming Li , Wenyuan Wang

We consider a Brownian particle performing an overdamped motion in a power-law repulsive potential. If the potential grows with the distance faster than quadratically, the particle escapes to infinity in a finite time. We determine the…

Statistical Mechanics · Physics 2025-09-03 P. L. Krapivsky , Baruch Meerson

The paper deals with the ruin problem of an insurance company investing its capital reserve in a risky asset with the price dynamics given by a conditional geometric Brownian motion whose parameters depend on a Markov process describing a…

Probability · Mathematics 2023-11-21 Viktor Antipov , Yuri Kabanov

We consider multidimensional random walks in pyramids, which by definition are cones formed by finite intersections of half-spaces. The main object of interest is the survival probability $\mathbb{P}(\tau>n)$, $\tau$ denoting the first exit…

Probability · Mathematics 2023-06-29 Rodolphe Garbit , Kilian Raschel

In this paper, we propose the discrete time Compound Beta-Binomial Risk Model with by-claims, delayed by-claims and randomized dividends. We then analyze the Gerber-Shiu function for the cases where the dividend threshold $d=0$ and $d>0$…

Statistical Finance · Quantitative Finance 2019-08-12 Aparna B. S , Neelesh S Upadhye

We study a new technique for the asymptotic analysis of heavy-tailed systems conditioned on large deviations events. We illustrate our approach in the context of ruin events of multidimensional regularly varying random walks. Our approach…

Statistics Theory · Mathematics 2014-03-10 Jose Blanchet , Jingchen Liu

Given an autoregressive process X of order p (i.e. X_n = a_1 X_{n-1} + ...+ a_p X_{n_p} + Y_n where the random variables Y_1, Y_2, ... are i.i.d.), we study the asymptotic behaviour of the probability that the process does not exceed a…

Probability · Mathematics 2012-07-17 Christoph Baumgarten

This paper presents a novel model for bivariate stochastic fluid processes that incorporate a ruin-dependent behavioral switch. Unlike typical models that assume a shared underlying process, our model allows each process to operate…

Probability · Mathematics 2023-08-01 Hamed Amini , Andreea Minca , Oscar Peralta

We consider an approach to credit risk in which the information about the time of bankruptcy is modelled using a Brownian bridge that starts at zero and is conditioned to equal zero when the default occurs. This raises the question whether…

Probability · Mathematics 2016-09-13 Matteo L. Bedini , Michael Hinz

We study multidimensional Cram\'er-Lundberg risk processes where agents, located on a large sparse network, receive losses form their neighbors. To reduce the dimensionality of the problem, we introduce classification of agents according to…

Probability · Mathematics 2023-02-15 Hamed Amini , Zhongyuan Cao , Andreea Minca , Agnès Sulem

We consider a discrete time dynamic system described by a difference equation with periodic coefficients and with additive stochastic noise. We investigate the possibility of the periodicity for the solution. In particular, we found…

Dynamical Systems · Mathematics 2013-09-02 Alexandra Rodkina , Nikolai Dokuchaev , John Appleby

Consider a discrete time Markov process $X^\varepsilon$ on $\mathbb R^d$ that makes a deterministic jump prescribed by a map $\varphi \colon \mathbb R^d \to \mathbb R^d$, and then takes a small Gaussian step of variance $\varepsilon^2$. For…

Dynamical Systems · Mathematics 2024-09-20 Gautam Iyer , James Nolen