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Related papers: Foundation Models for Credit Risk Prediction: A Ga…

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A foundation model is a machine learning model trained on a large and diverse set of data, typically using self-supervised learning-based pre-training techniques, that can be adapted to various downstream tasks. However, current research on…

The recent release of large language model (LLM) based chatbots, such as ChatGPT, has attracted huge interest in foundation models. It is widely believed that foundation models will serve as the fundamental building blocks for future AI…

Software Engineering · Computer Science 2024-01-23 Qinghua Lu , Liming Zhu , Xiwei Xu , Yue Liu , Zhenchang Xing , Jon Whittle

Time series forecasting drives operational decisions in areas like finance, transportation, and energy. While supervised learning approaches achieve strong performance, they require domain-specific training, feature engineering, and ongoing…

Machine Learning · Computer Science 2026-05-26 Kavin Soni , Debanshu Das , Vamshi Guduguntla

Foundation models, large-scale, pre-trained deep-learning models adapted to a wide range of downstream tasks have gained significant interest lately in various deep-learning problems undergoing a paradigm shift with the rise of these…

Computer Vision and Pattern Recognition · Computer Science 2023-10-31 Bobby Azad , Reza Azad , Sania Eskandari , Afshin Bozorgpour , Amirhossein Kazerouni , Islem Rekik , Dorit Merhof

Recent text and image foundation models are incredibly impressive, and these models are attracting an ever-increasing portion of research resources. In this position piece we aim to shift the ML research community's priorities ever so…

Machine Learning · Computer Science 2024-06-04 Boris van Breugel , Mihaela van der Schaar

Foundation models have emerged as critical components in a variety of artificial intelligence applications, and showcase significant success in natural language processing and several other domains. Meanwhile, the field of graph machine…

Machine Learning · Computer Science 2025-03-11 Jiawei Liu , Cheng Yang , Zhiyuan Lu , Junze Chen , Yibo Li , Mengmei Zhang , Ting Bai , Yuan Fang , Lichao Sun , Philip S. Yu , Chuan Shi

Machine learning plays an essential role in preventing financial losses in the banking industry. Perhaps the most pertinent prediction task that can result in billions of dollars in losses each year is the assessment of credit risk (i.e.,…

Risk Management · Quantitative Finance 2021-01-01 Jillian M. Clements , Di Xu , Nooshin Yousefi , Dmitry Efimov

Every major data modality now has a foundation model that understands it natively: text has language models, images have vision models, audio has audio models. Tabular data, the modality on which many consequential real-world AI decisions…

Artificial Intelligence · Computer Science 2026-05-08 Eda Erol , Giuliano Pezzoli , Ozer Cem Kelahmet

We apply foundation models to data discovery and exploration tasks. Foundation models include large language models (LLMs) that show promising performance on a range of diverse tasks unrelated to their training. We show that these models…

Databases · Computer Science 2024-04-09 Moe Kayali , Anton Lykov , Ilias Fountalis , Nikolaos Vasiloglou , Dan Olteanu , Dan Suciu

Tabular data forms the backbone of high-stakes decision systems in finance, healthcare, and beyond. Yet industrial tabular datasets are inherently difficult: high-dimensional, riddled with missing entries, and rarely labeled at scale. While…

Machine Learning · Computer Science 2026-05-13 Bo Zheng , Yudong Chen , Zihua Xiong , Shuai Fang , Peidong He , Yang Yang , Sheng Guo

AI is undergoing a paradigm shift with the rise of models (e.g., BERT, DALL-E, GPT-3) that are trained on broad data at scale and are adaptable to a wide range of downstream tasks. We call these models foundation models to underscore their…

Machine Learning · Computer Science 2022-07-14 Rishi Bommasani , Drew A. Hudson , Ehsan Adeli , Russ Altman , Simran Arora , Sydney von Arx , Michael S. Bernstein , Jeannette Bohg , Antoine Bosselut , Emma Brunskill , Erik Brynjolfsson , Shyamal Buch , Dallas Card , Rodrigo Castellon , Niladri Chatterji , Annie Chen , Kathleen Creel , Jared Quincy Davis , Dora Demszky , Chris Donahue , Moussa Doumbouya , Esin Durmus , Stefano Ermon , John Etchemendy , Kawin Ethayarajh , Li Fei-Fei , Chelsea Finn , Trevor Gale , Lauren Gillespie , Karan Goel , Noah Goodman , Shelby Grossman , Neel Guha , Tatsunori Hashimoto , Peter Henderson , John Hewitt , Daniel E. Ho , Jenny Hong , Kyle Hsu , Jing Huang , Thomas Icard , Saahil Jain , Dan Jurafsky , Pratyusha Kalluri , Siddharth Karamcheti , Geoff Keeling , Fereshte Khani , Omar Khattab , Pang Wei Koh , Mark Krass , Ranjay Krishna , Rohith Kuditipudi , Ananya Kumar , Faisal Ladhak , Mina Lee , Tony Lee , Jure Leskovec , Isabelle Levent , Xiang Lisa Li , Xuechen Li , Tengyu Ma , Ali Malik , Christopher D. Manning , Suvir Mirchandani , Eric Mitchell , Zanele Munyikwa , Suraj Nair , Avanika Narayan , Deepak Narayanan , Ben Newman , Allen Nie , Juan Carlos Niebles , Hamed Nilforoshan , Julian Nyarko , Giray Ogut , Laurel Orr , Isabel Papadimitriou , Joon Sung Park , Chris Piech , Eva Portelance , Christopher Potts , Aditi Raghunathan , Rob Reich , Hongyu Ren , Frieda Rong , Yusuf Roohani , Camilo Ruiz , Jack Ryan , Christopher Ré , Dorsa Sadigh , Shiori Sagawa , Keshav Santhanam , Andy Shih , Krishnan Srinivasan , Alex Tamkin , Rohan Taori , Armin W. Thomas , Florian Tramèr , Rose E. Wang , William Wang , Bohan Wu , Jiajun Wu , Yuhuai Wu , Sang Michael Xie , Michihiro Yasunaga , Jiaxuan You , Matei Zaharia , Michael Zhang , Tianyi Zhang , Xikun Zhang , Yuhui Zhang , Lucia Zheng , Kaitlyn Zhou , Percy Liang

Recently, the topic of table pre-training has attracted considerable research interest. However, how to employ table pre-training to boost the performance of tabular prediction remains an open challenge. In this paper, we propose TapTap,…

Machine Learning · Computer Science 2023-05-18 Tianping Zhang , Shaowen Wang , Shuicheng Yan , Jian Li , Qian Liu

Recent tabular Foundational Models (FM) such as TabPFN and TabICL, leverage in-context learning to achieve strong performance without gradient updates or fine-tuning. However, their robustness to adversarial manipulation remains largely…

Machine Learning · Computer Science 2026-04-10 Mohamed Djilani , Thibault Simonetto , Karim Tit , Florian Tambon , Salah Ghamizi , Maxime Cordy , Mike Papadakis

Generative modelling is a demanding test of foundation models, because it requires robust, holistic representation learning for a given data modality, rather than optimisation for a supervised prediction target alone. While recent work on…

Machine Learning · Computer Science 2026-05-12 Xiangjian Jiang , Mingxuan Liu , Nikola Simidjievski , Tassilo Klein , Mateja Jamnik

Shapley values have become a cornerstone of explainable AI, but they are computationally expensive to use, especially when features are dependent. Evaluating them requires approximating a large number of conditional expectations, either via…

Artificial Intelligence · Computer Science 2026-02-11 Lars Henry Berge Olsen , Dennis Christensen

Foundation models for tabular data are rapidly evolving, with increasing interest in extending them to support additional modalities such as free-text features. However, existing benchmarks for tabular data rarely include textual columns,…

Machine Learning · Computer Science 2025-07-11 Martin Mráz , Breenda Das , Anshul Gupta , Lennart Purucker , Frank Hutter

Tabular foundation models such as TabPFN and TabICL already produce full predictive distributions, yet the benchmarks used to evaluate them (TabArena, TALENT, and others) still rely almost exclusively on point-estimate metrics (RMSE,…

Machine Learning · Computer Science 2026-03-31 Jonas Landsgesell , Pascal Knoll

Artificial intelligence and machine learning have shown great promise in their ability to accelerate novel materials discovery. As researchers and domain scientists seek to unify and consolidate chemical knowledge, the case for models with…

Tabular foundation models such as TabPFN have revolutionized predictive machine learning for tabular data. At the same time, the driving factors of this revolution are hard to understand. Existing open-source tabular foundation models are…

Machine Learning · Computer Science 2025-12-19 Alexander Pfefferle , Johannes Hog , Lennart Purucker , Frank Hutter

Foundational models have caused a paradigm shift in the way artificial intelligence (AI) systems are built. They have had a major impact in natural language processing (NLP), and several other domains, not only reducing the amount of…

Networking and Internet Architecture · Computer Science 2022-11-15 Franck Le , Mudhakar Srivatsa , Raghu Ganti , Vyas Sekar