English
Related papers

Related papers: Are Foundation Models Useful for Bankruptcy Predic…

200 papers

The recent development of foundation models for time series data has generated considerable interest in using such models across a variety of applications. Although foundation models achieve state-of-the-art predictive performance, their…

Machine Learning · Computer Science 2026-05-29 Coen Adler , Yuxin Chang , Felix Draxler , Samar Abdi , Padhraic Smyth

Crowd and flow predictions have been extensively studied in mobility data science. Traditional forecasting methods have relied on statistical models such as ARIMA, later supplemented by deep learning approaches like ST-ResNet. More…

Machine Learning · Computer Science 2025-04-08 Anita Graser

Large Language Models (LLMs) are increasingly explored as flexible alternatives to classical machine learning models for classification tasks through zero-shot prompting. However, their suitability for structured tabular data remains…

Computation and Language · Computer Science 2025-10-30 Saeed AlMarri , Kristof Juhasz , Mathieu Ravaut , Gautier Marti , Hamdan Al Ahbabi , Ibrahim Elfadel

Large Language Models (LLMs) are being applied in a wide array of settings, well beyond the typical language-oriented use cases. In particular, LLMs are increasingly used as a plug-and-play method for fitting data and generating…

Machine Learning · Computer Science 2025-10-29 Hejia Liu , Mochen Yang , Gediminas Adomavicius

Predicting the success of startup companies is of great importance for both startup companies and investors. It is difficult due to the lack of available data and appropriate general methods. With data platforms like Crunchbase aggregating…

Machine Learning · Computer Science 2021-12-16 Dafei Yin , Jing Li , Gaosheng Wu

Modeling policyholders lapse behaviors is important to a life insurer since lapses affect pricing, reserving, profitability, liquidity, risk management, as well as the solvency of the insurer. Lapse risk is indeed the most significant life…

Applications · Statistics 2019-06-13 Stéphane Loisel , Pierrick Piette , Jason Tsai

Predictive models play a pivotal role in credit risk management, guiding critical decisions through accurate estimation of default probabilities and losses. Extensive research has introduced new modeling techniques, complemented by…

With the rise of tabular foundation models alongside traditional models still performing well on many tasks, choosing the right model for a tabular dataset remains difficult. We investigate whether dataset meta-features can explain…

Machine Learning · Computer Science 2026-05-29 Markus Herre , Andrej Tschalzev , Sascha Marton , Christian Bartelt

Time series foundation models (FMs) have emerged as a popular paradigm for zero-shot multi-domain forecasting. These models are trained on numerous diverse datasets and claim to be effective forecasters across multiple different time series…

Risk Management · Quantitative Finance 2025-05-19 Anubha Goel , Puneet Pasricha , Martin Magris , Juho Kanniainen

Large Language Models (LLMs) have been shown to perform well for many downstream tasks. Transfer learning can enable LLMs to acquire skills that were not targeted during pre-training. In financial contexts, LLMs can sometimes beat…

Risk Management · Quantitative Finance 2025-01-08 Felix Drinkall , Janet B. Pierrehumbert , Stefan Zohren

The development of tabular foundation models (TFMs) has accelerated in recent years, showing strong potential to outperform traditional ML methods for structured data. A key finding is that TFMs can be pretrained entirely on synthetic…

Machine Learning · Computer Science 2025-12-04 Matthew Peroni , Franck Le , Vadim Sheinin

Time Series Foundation Models (TSFMs) have shown promising zero-shot generalization across diverse forecasting tasks. However, their robustness to continual adaptation remains underexplored. In this work, we investigate the extent to which…

Machine Learning · Computer Science 2025-10-03 Nouha Karaouli , Denis Coquenet , Elisa Fromont , Martial Mermillod , Marina Reyboz

Recent Tabular Foundation Models (TFMs) have demonstrated state-of-the-art predictive performance, often surpassing Gradient-Boosted Decision Trees (GBDTs). However, the trustworthiness of these models, particularly their uncertainty…

Machine Learning · Computer Science 2026-05-28 José Lucas De Melo Costa , Fabrice Popineau , Arpad Rimmel , Bich-Liên Doan

Loan default prediction is one of the most important and critical problems faced by banks and other financial institutions as it has a huge effect on profit. Although many traditional methods exist for mining information about a loan…

Statistical Finance · Quantitative Finance 2020-02-07 Rising Odegua

Bankruptcy is a legal procedure that claims a person or organization as a debtor. It is essential to ascertain the risk of bankruptcy at initial stages to prevent financial losses. In this perspective, different soft computing techniques…

Machine Learning · Computer Science 2015-02-13 Kalyan Nagaraj , Amulyashree Sridhar

Artificial intelligence and machine learning have significantly advanced malware research by enabling automated threat detection and behavior analysis. However, the availability of exploitable data is limited, due to the absence of large…

Cryptography and Security · Computer Science 2026-01-13 Valentin Leroy , Shuvalaxmi Dass , Sharif Ullah

The zero-shot capabilities of foundation models (FMs) for time series forecasting offer promising potentials in conformal prediction, as most of the available data can be allocated to calibration. This study compares the performance of Time…

Machine Learning · Computer Science 2025-07-15 Sami Achour , Yassine Bouher , Duong Nguyen , Nicolas Chesneau

Accurate household electricity short-term load forecasting (STLF) is key to future and sustainable energy systems. While various studies have analyzed statistical, machine learning, or deep learning approaches for household electricity…

Computational Engineering, Finance, and Science · Computer Science 2026-01-09 Marcel Meyer , David Zapata , Sascha Kaltenpoth , Oliver Müller

Predictive models are being increasingly used across a wide range of domains, including safety-critical applications such as medical diagnosis and criminal justice. Reliable uncertainty estimation is a crucial task in such settings. Tabular…

Machine Learning · Computer Science 2025-09-15 Madhushan Ramalingam

The use of Large Language Models (LLMs) in mathematical reasoning has become a cornerstone of related research, demonstrating the intelligence of these models and enabling potential practical applications through their advanced performance,…

Computation and Language · Computer Science 2024-12-20 Kathrin Seßler , Yao Rong , Emek Gözlüklü , Enkelejda Kasneci