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Objective: In randomized clinical trials, prediction models can be used to explore the relationships between patients' variables (e.g., clinical, pathological, or lifestyle variables, and also biomarker or genomic data) and treatment effect…

Quantitative Methods · Quantitative Biology 2026-02-03 Elvire Roblin , Paul-Henry Cournède , Stefan Michiels

Identifying factors that affect participation is key to a successful insurance scheme. This study's challenges involve using many factors that could affect insurance participation to make a better forecast.Huge numbers of factors affect…

General Economics · Economics 2022-12-20 Luigi Biagini , Simone Severini

The development of data-informed predictive models for dynamical systems is of widespread interest in many disciplines. We present a unifying framework for blending mechanistic and machine-learning approaches to identify dynamical systems…

Dynamical Systems · Mathematics 2022-08-18 Matthew E. Levine , Andrew M. Stuart

Hybrid modelling reduces the misspecification of expert models by combining them with machine learning (ML) components learned from data. Similarly to many ML algorithms, hybrid model performance guarantees are limited to the training…

Machine Learning · Computer Science 2023-04-13 Antoine Wehenkel , Jens Behrmann , Hsiang Hsu , Guillermo Sapiro , Gilles Louppe , Jörn-Henrik Jacobsen

Learning processes by exploiting restricted domain knowledge is an important task across a plethora of scientific areas, with more and more hybrid training methods additively combining data-driven and model-based approaches. Although the…

Machine Learning · Computer Science 2025-01-17 Yann Claes , Vân Anh Huynh-Thu , Pierre Geurts

In general insurance companies, a correct estimation of liabilities plays a key role due to its impact on management and investing decisions. Since the Financial Crisis of 2007-2008 and the strengthening of regulation, the focus is not only…

Risk Management · Quantitative Finance 2022-05-17 Eduardo Ramos-Pérez , Pablo J. Alonso-González , José Javier Núñez-Velázquez

Vehicle insurance claims size prediction needs methods to efficiently handle these claims. Machine learning (ML) is one of the methods that solve this problem. Tree-based ensemble learning algorithms are highly effective and widely used ML…

Machine Learning · Computer Science 2023-02-22 Edossa Merga Terefe

This paper addresses significant obstacles that arise from the widespread use of machine learning models in the insurance industry, with a specific focus on promoting fairness. The initial challenge lies in effectively leveraging unlabeled…

Machine Learning · Statistics 2024-05-21 Romuald Elie , Caroline Hillairet , François Hu , Marc Juillard

Farmers in developing regions like Karnataka, India, face a dual challenge: navigating extreme market and climate volatility while being excluded from the digital revolution due to literacy barriers. This paper presents a novel decision…

Machine Learning · Computer Science 2025-07-15 Niranjan Mallikarjun Sindhur , Pavithra C , Nivya Muchikel

This study presents a machine learning-based framework for heart disease prediction using the heart-disease dataset, comprising 303 samples with 14 features. The methodology involves data preprocessing, model training, and evaluation using…

Machine Learning · Computer Science 2025-05-16 Ali Azimi Lamir , Shiva Razzagzadeh , Zeynab Rezaei

Two-part models and Tweedie generalized linear models (GLMs) have been used to model loss costs for short-term insurance contract. For most portfolios of insurance claims, there is typically a large proportion of zero claims that leads to…

Applications · Statistics 2020-06-11 Zhiyu Quan , Zhiguo Wang , Guojun Gan , Emiliano A. Valdez

This paper evaluates Machine Learning (ML) in establishing ratemaking for new insurance schemes. To make the evaluation feasible, we established expected indemnities as premiums. Then, we use ML to forecast indemnities using a minimum set…

General Economics · Economics 2022-12-20 Luigi Biagini

I present an application of established machine learning techniques to NHANES health survey data for predicting diabetes status. I compare baseline models (logistic regression, random forest, XGBoost) with a hybrid approach that uses an…

Machine Learning · Computer Science 2025-12-03 Mithra D K

Pricing actuaries typically operate within the framework of generalized linear models (GLMs). With the upswing of data analytics, our study puts focus on machine learning methods to develop full tariff plans built from both the frequency…

Applications · Statistics 2020-03-04 Roel Henckaerts , Marie-Pier Côté , Katrien Antonio , Roel Verbelen

Variable selection in linear regression models has been a problem since hypothesis testing began. Which variables to include or exclude from a model is not an easy task. Techniques such as Forward, Back ward, Stepwise Regression…

Methodology · Statistics 2026-05-01 By Riyadh Alrawkan , Edward Boone , Ryad Ghanam , Anton Westveld

This article describes techniques employed in the production of a synthetic dataset of driver telematics emulated from a similar real insurance dataset. The synthetic dataset generated has 100,000 policies that included observations about…

Machine Learning · Statistics 2021-02-02 Banghee So , Jean-Philippe Boucher , Emiliano A. Valdez

Financial institutions and businesses face an ongoing challenge from fraudulent transactions, prompting the need for effective detection methods. Detecting credit card fraud is crucial for identifying and preventing unauthorized…

Machine Learning · Computer Science 2024-02-23 Md. Alamin Talukder , Rakib Hossen , Md Ashraf Uddin , Mohammed Nasir Uddin , Uzzal Kumar Acharjee

Traditionally, the detection of fraudulent insurance claims relies on business rules and expert judgement which makes it a time-consuming and expensive process (\'Oskarsd\'ottir et al., 2022). Consequently, researchers have been examining…

Machine Learning · Computer Science 2024-10-08 Bavo D. C. Campo , Katrien Antonio

High-altitude platform stations (HAPS) enable large-scale federated learning (FL) in non-terrestrial networks (NTN) by providing wide-area coverage and predominantly line-of-sight (LoS) connectivity to many ground users. However, practical…

Networking and Internet Architecture · Computer Science 2026-04-03 Amin Farajzadeh , Animesh Yadav , Halim Yanikomeroglu

The emergence of a variety of Machine Learning (ML) approaches for travel mode choice prediction poses an interesting question to transport modellers: which models should be used for which applications? The answer to this question goes…